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Find Umbrella Insurance Agents Near You in Harrisburg, PA

Browse umbrella insurance agents serving Harrisburg, Pennsylvania. Updated 2026-07-14.

The top-rated umbrella insurance agent in Harrisburg, Pennsylvania is Acceptance Insurance, rated 4.8 stars across 206 reviews. Other highly rated options include Reilly Insurance LLC, AAA Central Penn, Looker Wolfe & Gephart Insurance Agency Inc.. This directory lists 21 umbrella insurance agents serving Harrisburg.

Showing 21 umbrella insurance agents in Harrisburg, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance101 S 25th St #11-B(717) 260-5158
2Reilly Insurance LLC2704 Commerce Dr ste c(717) 234-1200
3AAA Central Penn2301 Paxton Church Rd(717) 657-2244
4Looker Wolfe & Gephart Insurance Agency Inc.44 Oak Park Rd(717) 657-9944
5Brenda Wagner - State Farm Insurance Agent4701 Locust Ln(717) 540-1103
6Dale Wagner Insurance2642 Walnut St(717) 236-0866
7Maple Insurance Group LLC2931 N Front St(717) 303-3322
8Access Insurance Agency, Inc.6000 Linglestown Rd # A(717) 671-5856
9URL Insurance Group500 Nationwide Dr(717) 540-5690
10Millers Mutual Insurance Co777 E Park Dr suite 420(717) 232-3211
AI
101 S 25th St #11-B
Acceptance Insurance
Umbrella Insurance Agent · Harrisburg, PA

Acceptance Insurance provides a range of umbrella insurance solutions designed to extend liability coverage beyond standard policy limits in Harrisburg, Pennsylvania. Their service plans include reviewing existing coverage gaps and helping clients secure an additional layer of financial protection against major claims and lawsuits. The firm also assists with policy adjustments during life changes to maintain adequate coverage levels. It serves various property types, including single-family homes, apartments, retail establishments, and local restaurants.

RI
2704 Commerce Dr ste c
Reilly Insurance LLC
Umbrella Insurance Agent · Harrisburg, PA

Reilly Insurance LLC serves the Harrisburg, PA metro area as an umbrella insurance agent. The company provides excess liability coverage that extends protection beyond the limits of standard home and auto policies. This type of insurance is essential for local residents seeking to safeguard personal assets from major claims or lawsuits. Their agency handles policy consultations and risk assessments for securing extra liability coverage in this region.

AC
2301 Paxton Church Rd
AAA Central Penn
Umbrella Insurance Agent · Harrisburg, PA

AAA Central Penn serves Harrisburg, Pennsylvania, and the surrounding region, offering umbrella insurance policies designed to provide additional liability coverage beyond standard homeowners and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. The company assists clients in assessing their risk exposure and adjusting coverage limits accordingly. It also provides guidance on how umbrella policies coordinate with existing home and auto insurance to ensure comprehensive personal liability management.

LW
44 Oak Park Rd
Looker Wolfe & Gephart Insurance Agency Inc.
Umbrella Insurance Agent · Harrisburg, PA

Looker Wolfe & Gephart Insurance Agency Inc. provides umbrella insurance agent services covering personal and commercial liability needs beyond standard policy limits. This Harrisburg agency offers general consultations to evaluate clients’ overall risk exposure. Its service plans focus on customizing excess liability coverage for a variety of property types. A maintenance plan includes periodic policy reviews to help adjust limits as assets change. The agency services properties including single-family homes, apartments, retail locations, and restaurants.

BW
4701 Locust Ln
Brenda Wagner - State Farm Insurance Agent
Umbrella Insurance Agent · Harrisburg, PA

Homeowners, businesses, and property managers in Harrisburg seeking personal umbrella liability coverage work with Brenda Wagner at State Farm Insurance Agent for added protection beyond standard policies. This agency helps clients with risk management by consulting on necessary coverage amounts for assets and property. Serving the greater Harrisburg area, including nearby communities like Steelton, this location evaluates individual needs to recommend appropriate umbrella insurance limits.

DW
2642 Walnut St
Dale Wagner Insurance
Umbrella Insurance Agent · Harrisburg, PA

Dale Wagner Insurance serves Harrisburg and the surrounding communities in central Pennsylvania, specializing in umbrella insurance policies. It provides supplemental liability coverage that extends above the limits of standard home and auto policies, helping protect clients against major claims and lawsuits. For each client, the agency generally assesses existing coverage carefully to identify potential gaps, then recommends a tailored excess liability policy to strengthen financial protection.

MI
2931 N Front St
Maple Insurance Group LLC
Umbrella Insurance Agent · Harrisburg, PA

Maple Insurance Group LLC in Harrisburg, PA specializes in umbrella insurance, offering liability coverage that extends beyond the limits of auto or homeowners policies. This service helps protect clients from major claims and lawsuits by providing an additional layer of financial security. The agency works with individuals and families to tailor policies that address specific risk exposures common in central Pennsylvania. As winter approaches, it frequently assists residents concerned with increased liability risks from icy walkways and snow removal accidents on their properties.

AI
6000 Linglestown Rd # A
Access Insurance Agency, Inc.
Umbrella Insurance Agent · Harrisburg, PA

As the central Pennsylvania seasons shift, many homeowners and small business owners in the Harrisburg area recognize the need for additional liability protection beyond their standard policies. Access Insurance Agency, Inc. offers umbrella insurance coverage designed to fill common gaps in existing plans. The agency provides guidance for those seeking higher liability limits against accidental injuries or property damage claims. An initial assessment of current coverage is conducted before recommending any additional policy.

UI
500 Nationwide Dr
URL Insurance Group
Umbrella Insurance Agent · Harrisburg, PA

URL Insurance Group serves clients in Harrisburg and the surrounding region as an insurance agent. The company concentrates on foundational property and casualty coverages, then supplements those policies with umbrella liability insurance for added layers of protection when a claim exceeds the underlying limits. This extra coverage helps safeguard personal assets and future earnings against larger lawsuits. The firm can advise businesses operating from offices, warehouses, and food service establishments, tailoring umbrella policies to address liability exposures common to those commercial sectors.

MM
777 E Park Dr suite 420
Millers Mutual Insurance Co
Umbrella Insurance Agent · Harrisburg, PA
EN
5912 Linglestown Rd
Enders
Umbrella Insurance Agent · Harrisburg, PA
(717) 652-4902
endersinsurance.com
GI
2793 Old Post Rd
Greystone Insurance
Umbrella Insurance Agent · Harrisburg, PA
(888) 721-2790
gstoneinsurance.com/about-us
AI
4502 Derry St
Annapurna Insurance Agency
Umbrella Insurance Agent · Harrisburg, PA
(717) 788-1236
annapurna.insure
CA
3700 Estherton Ave
Capital Area Insurance Group
Umbrella Insurance Agent · Harrisburg, PA
(717) 200-4911
AG
4507 N Front St # 200
AEGIS General Insurance Agency
Umbrella Insurance Agent · Harrisburg, PA
(866) 662-5752
aegisgeneral.com
EI
4320 PA-39
Easy Insurance PA
Umbrella Insurance Agent · Harrisburg, PA
(717) 208-2657
EI
4802 Derry St
Empower Insurance Co
Umbrella Insurance Agent · Harrisburg, PA
(717) 208-2969
FI
5821 Linglestown Rd Suite 210
Farmers Insurance - Mark Waters
Umbrella Insurance Agent · Harrisburg, PA
(717) 635-0860
agents.farmers.com/pa/harrisburg/mark-waters
MI
2407 Park Dr
MPB Insurance
Umbrella Insurance Agent · Harrisburg, PA
(717) 257-9018
midpennbank.com/insurance
NI
5005 Locust Ln
Nationwide Insurance: Potteiger-Stoltz Insurance Agency Inc.
Umbrella Insurance Agent · Harrisburg, PA
(717) 652-1288
agency.nationwide.com/pa/harrisburg/17109/potteiger-stoltz-insurance-agency-inc
KA
2600 Commerce Dr
Keystone Agency Partners
Umbrella Insurance Agent · Harrisburg, PA
(570) 473-4362
keystoneagencypartners.com

What Does an a Umbrella Insurance Agent in Harrisburg Cost?

Umbrella insurance premiums in Pennsylvania typically range from 150 to 300 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits, usually around 75 to 100 dollars per additional million. Your driving record, home value, and number of properties affect the final price. This is general information and not insurance advice.

About umbrella insurance agents in Harrisburg

Umbrella insurance agents in Harrisburg Pennsylvania help you secure additional liability coverage that goes beyond your auto or homeowners policy. This extra layer of protection is important because Pennsylvania law requires minimum liability limits that may not cover a serious accident. A local agent can review your assets and recommend appropriate coverage limits.

Frequently Asked Questions

What does an umbrella insurance agent in Harrisburg do?

An umbrella insurance agent in Harrisburg helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent assesses your risk profile and finds a policy that fits your needs.

Do I need umbrella insurance in Pennsylvania?

Umbrella insurance is not required by Pennsylvania law but is recommended if you have significant assets or face higher liability risks. Pennsylvania has a statute of limitations of two years for personal injury lawsuits, which means you could be sued for a long time after an accident. Umbrella coverage helps protect your savings and future income.

How much umbrella coverage should I get in Harrisburg?

Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and lifestyle. Factors like owning a pool, having teenage drivers, or renting out property increase your risk. Your agent can help calculate a suitable limit based on your specific situation.

Umbrella Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.