The top-rated umbrella insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 464 reviews. Other highly rated options include Ashlee Biondo - State Farm Insurance Agent, Lisa Kozak - State Farm Insurance Agent, State insurance Horsham. This directory lists 10 umbrella insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ashlee Biondo - State Farm Insurance Agent | 507 Horsham Rd | (215) 572-7474 |
| 3 | Lisa Kozak - State Farm Insurance Agent | 443 Easton Rd | (215) 443-8336 |
| 4 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 5 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 6 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 7 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 8 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 9 | Granite Insurance Group | 200 Gibraltar Rd Suite 129 | (267) 699-7285 |
| 10 | Hull & Co Inc | 2 Walnut Grove Dr # 210 | (215) 443-3500 |
Grundy Insurance serves the greater Horsham area in Montgomery County as an umbrella insurance agent. Umbrella coverage provides additional liability protection beyond standard home and auto policies. This agency assists clients in safeguarding their assets by securing higher policy limits for unforeseen claims. This added layer of coverage can also help cover legal defense costs not included in underlying policies. The agent handles policy consultation to evaluate appropriate coverage levels specifically for high-net-worth households.
Ashlee Biondo - State Farm Insurance Agent in Horsham, PA, provides umbrella insurance coverage designed to offer additional liability protection beyond standard policies. This office assists clients in evaluating their existing coverage to identify potential gaps, offering maintenance plans that focus on periodic policy reviews and adjustments as personal circumstances evolve. The service works to ensure adequate coverage limits for various assets. Ashlee Biondo - State Farm Insurance Agent services properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Horsham, Pennsylvania turn to Lisa Kozak’s State Farm agency for comprehensive umbrella insurance policies that provide additional liability coverage beyond standard limits. These personal and commercial umbrella plans help protect sizable assets and future earnings from major claims or lawsuits. The agency guides clients through tailoring coverage to their specific risk exposures. Lisa Kozak also serves customers throughout the broader Montgomery County area, including the neighboring community of Ambler, ensuring extended liability protection for residents and business owners there.
State insurance Horsham provides umbrella coverage services designed to extend personal liability protection beyond standard home and auto policies. The agency assists local residents in Horsham, Pennsylvania, with evaluating their existing coverage limits and identifying gaps that could leave assets exposed in the event of a major accident or lawsuit. This general work includes policy reviews and customized risk assessments for homeowners and drivers in the area. As winter storms increase the likelihood of slip-and-fall claims on driveways and sidewalks, the agency helps clients secure necessary reassurance against such seasonal liability risks.
Serving the Horsham, Pennsylvania area and its surrounding communities, Amica Mutual Insurance Company handles liability umbrella coverage that provides an extra layer of protection beyond standard auto and homeowners policies. This local agent assists clients in evaluating risks that could exceed basic policy limits, such as accidents or incidents on their property, which might lead to a lawsuit. When assessing a typical client’s situation, it reviews existing underlying policies and the insured’s asset profile to select an appropriate level of additional coverage.
For umbrella insurance, one-time policies typically serve a single need, such as closing on a property or covering a short-term event. Recurring coverage, by contrast, protects against liability claims that exceed standard policy limits on an ongoing basis, offering continuous financial security. Capitol Insurance Co, located in Horsham, PA, helps clients select the appropriate service model for their specific risk exposure. General liability protection remains the foundation of umbrella coverage in this area. Service runs on an as-needed basis, with appointments arranged when a policy is required.
Spring rainstorms in Horsham can create hazardous driving conditions that leave local property owners exposed to liability claims. Tri County Assurance Co helps area residents manage these risks through specialized umbrella insurance policies that extend protection beyond standard auto and home coverage limits. They guide clients through policy evaluation to determine appropriate coverage amounts for their specific assets and lifestyle requirements. After the initial review, a simple phone consultation is conducted to assess each client's individual needs.
Based in Horsham, PA, Nationwide Insurance: The Barton Insurance Group Inc. works with local clients to build foundational personal and commercial coverage. For added financial security beyond a standard policy, the agency specializes in umbrella insurance services that provide extra liability protection. These policies help safeguard personal assets and business holdings when claims exceed primary limits. The agency can serve a range of local enterprises, including professional offices requiring broader liability nets, warehouses managing substantial inventory, and food service operations exposed to common customer incidents.
Granite Insurance Group primarily serves residential clients in Horsham, Pennsylvania, helping them extend their liability coverage beyond standard home or auto policies. Commercial umbrella insurance is also available for local businesses seeking additional layers of financial protection. The agency focuses on this Bucks County area, ensuring policies align with regional property values and typical liability risks. Clients are encouraged to review their total coverage each year, and the agency maintains contact between regular visits to update policies as life circumstances change.
Hull & Co Inc, located in Horsham, Pennsylvania, is known for providing umbrella insurance agent services to local residents and businesses. This agency helps individuals secure extra liability coverage that extends beyond standard home and auto policies, offering essential protection against major claims in the Philadelphia region and surrounding communities. Its agents guide clients through policy selection and assessments to ensure adequate limits. As a specialty service, Hull & Co Inc can add professional liability umbrella support for those in high-earning fields.
What Does an a Umbrella Insurance Agent in Horsham Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors like your driving record home value and number of properties affect the premium. Costs are generally low compared to the coverage provided. This is general information and not insurance advice.
About umbrella insurance agents in Horsham
An umbrella insurance agent in Horsham Pennsylvania helps you secure additional liability coverage beyond standard policies. This extra protection is important for residents with significant assets or those who face higher lawsuit risks. Pennsylvania law does not require umbrella insurance but it can safeguard your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Horsham do?
An umbrella insurance agent in Horsham helps you assess your liability risks and find a policy that covers gaps in your auto home or boat insurance. They explain how umbrella coverage works and guide you through the application process. The agent also helps you understand Pennsylvania specific coverage limits and exclusions.
How much umbrella insurance do I need in Pennsylvania?
The amount of umbrella insurance you need depends on your assets income and lifestyle. Many agents recommend at least one million dollars in coverage. Pennsylvania courts can award large judgments so higher limits may be wise if you own property or have a high net worth.
Is umbrella insurance required by law in Pennsylvania?
No Pennsylvania does not require umbrella insurance by law. However many lenders and landlords may require it as a condition of a loan or lease. It is a voluntary policy that provides extra protection beyond your primary insurance limits.
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