The top-rated umbrella insurance agent in Havertown, Pennsylvania is Peterson Insurance Services, rated 4.9 stars across 184 reviews. Other highly rated options include Jana Fong - State Farm Insurance Agent, Meehan Insurance (John P. Meehan Agency, Inc.), Thomas McKee Insurance Agency Ltd. This directory lists 11 umbrella insurance agents serving Havertown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peterson Insurance Services | 140 W Eagle Rd | (610) 446-5059 |
| 2 | Jana Fong - State Farm Insurance Agent | 1165 West Chester Pike | (484) 469-3663 |
| 3 | Meehan Insurance (John P. Meehan Agency, Inc.) | 1 N, 1 Belfield Ave | (610) 853-2220 |
| 4 | Thomas McKee Insurance Agency Ltd | 2009 E Darby Rd Floor 1 | (484) 451-8883 |
| 5 | Dignity Insured LLC - Health Insurance | 538 Sagamore Rd | (610) 864-4690 |
| 6 | Chuck McAveney - State Farm Insurance Agent | 129 N Eagle Rd | (610) 446-4450 |
| 7 | Thomas Hussey: Allstate Insurance | 908 Darby Rd | (610) 853-4880 |
| 8 | Goosehead Insurance - Mary Murphy | 2400 David Dr | (484) 460-3994 |
| 9 | Farmers Insurance - William Minnis | 500 Township Line Rd | (484) 453-8491 |
| 10 | Choice Insurance Solutions, LLC | 101 W Eagle Rd Suite 135 | (610) 580-0801 |
Peterson Insurance Services serves the greater Havertown area in Delaware County, Pennsylvania, as an umbrella insurance agent. This agency assists clients in purchasing extra liability coverage that extends beyond the limits of standard homeowners and auto insurance policies. Such policies provide an additional layer of protection for unexpected incidents causing significant financial loss. The company focuses on helping residents select appropriate umbrella policies. It handles personal umbrella insurance and also assists with commercial excess liability coverage in this region.
Jana Fong - State Farm Insurance Agent in Havertown, PA, provides umbrella insurance coverage to extend liability protection beyond standard policies. Service plans include policy reviews to assess current assets and risk exposures. Regular maintenance involves updating coverage limits as clients acquire new assets or face changing liability needs. This agent helps safeguard against major claims and lawsuits that could exceed underlying policy limits. It services single-family homes, apartments, retail spaces, and restaurants.
Meehan Insurance serves homeowners, businesses, and property managers in Havertown, Pennsylvania, who require umbrella liability coverage to extend their existing policy limits. Acting as an umbrella insurance agent, the agency helps policyholders secure additional protection against major claims or lawsuits that could exceed standard insurance payouts. This service provides valuable peace of mind for clients with substantial assets to safeguard from catastrophic financial loss. The agency also extends its coverage offerings to clients throughout the greater Philadelphia metro area and neighboring communities like Ardmore.
Thomas McKee Insurance Agency Ltd serves Havertown, Pennsylvania, and the surrounding suburban communities in the Philadelphia metropolitan area. As an umbrella insurance agent, the agency handles supplemental liability policies that provide additional coverage beyond standard homeowners and auto insurance limits. For each client, it evaluates existing policies and identifies potential gaps in liability protection. The agency then recommends appropriate umbrella coverage amounts and tailors each policy structure to the client’s specific asset exposure and risk profile.
Dignity Insured LLC - Health Insurance, located in Havertown, PA, helps clients understand the difference between one-time liability coverage and scheduled umbrella policies that renew. One-time options cover a single incident, while recurring policies provide ongoing protection that follows homeowners and auto policies, extending liability limits beyond primary coverage. As an umbrella insurance agent, the company works to layer this extra protection over existing personal or business policies, addressing gaps that standard insurance may leave. Service runs on an as-needed basis, typically initiated when a client requests a quote or files a claim.
Chuck McAveney - State Farm Insurance Agent provides umbrella insurance policies to clients in Havertown, Pennsylvania, securing extra liability coverage beyond standard home or auto limits. The agency offers this protection to safeguard personal assets from major claims or lawsuits. As a local independent agent, it routinely helps residents review their overall insurance needs. This specialized umbrella coverage becomes particularly crucial during winter months, when slip-and-fall accidents on icy driveways and walkways can lead to significant liability claims against a homeowner.
As the leaves pile up and winter storms approach the Havertown area, homeowners seek protection beyond their standard policies. Thomas Hussey: Allstate Insurance provides umbrella insurance coverage to help shield local property owners from large liability claims or lawsuits. An umbrella policy adds an extra layer of security after a primary policy’s limits are exhausted. Their process in Havertown begins with a simple inspection of the client’s current coverage and assets to determine the appropriate level of additional liability protection needed.
Goosehead Insurance - Mary Murphy provides residential umbrella insurance services in Havertown, PA, offering an extra layer of liability protection beyond standard homeowner policies. Commercial coverage is also available for local businesses seeking broader risk management. The agency serves clients throughout the surrounding area. Policyholders are encouraged to schedule periodic reviews to ensure their coverage remains adequate as personal or business circumstances evolve. Adjustments between regular visits are handled promptly to maintain continuous protection.
Farmers Insurance - William Minnis provides personal and commercial insurance solutions to clients in Havertown, PA, with a specialty in umbrella liability coverage that extends protection beyond standard policy limits. This higher layer of insurance helps safeguard personal assets against major claims and lawsuits. The agent assists businesses in additional sectors, including professional offices, warehouses, and food service operations, by offering tailored risk management through supplemental umbrella policies.
Choice Insurance Solutions, LLC, based in Havertown, Pennsylvania, is known for providing personal umbrella insurance coverage that extends beyond standard auto and homeowners policy limits. Its services include offering broad liability protection to help shield clients in Havertown and the surrounding area from major claims and lawsuits. Depending on the client’s underlying policies, an umbrella policy from this agent can be customized to cover risks that traditional policies exclude, such as certain personal injury or libel claims, adding an extra layer of financial security to a client’s overall insurance portfolio.
What Does an a Umbrella Insurance Agent in Havertown Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Factors such as your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Havertown
An umbrella insurance agent in Havertown Pennsylvania can help you secure additional liability coverage that goes beyond your auto and homeowners policies. Pennsylvania law requires minimum liability limits for auto insurance, but an umbrella policy provides an extra layer of protection for major claims or lawsuits. Local agents understand the specific risks for Havertown residents, such as property liability near the Darby Creek area.
Frequently Asked Questions
What does an umbrella insurance agent in Havertown do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing insurance limits. They assess your assets, such as your home and savings, to recommend a coverage amount that fits your needs.
How much umbrella insurance do I need in Pennsylvania?
The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many agents recommend at least 1 million dollars in coverage, but higher limits are available for those with significant assets in Havertown.
Can I get umbrella insurance if I have a pool or trampoline in Havertown?
Yes, but these features increase your liability risk. An umbrella insurance agent can help you find a policy that covers such risks, though some insurers may require higher underlying liability limits on your homeowners policy first.
Umbrella Insurance Agents in Other Pennsylvania Cities
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