The top-rated umbrella insurance agent in Hershey, Pennsylvania is Elevated Insurance Group, rated 5.0 stars across 282 reviews. Other highly rated options include Advanced Insurance Solutions - Hershey, B & B Insurance Agency, Nationwide Insurance: Craig M Erwin. This directory lists 13 umbrella insurance agents serving Hershey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elevated Insurance Group | 513 W Chocolate Ave | (717) 500-1978 |
| 2 | Advanced Insurance Solutions - Hershey | 546 W Chocolate Ave | (717) 533-0252 |
| 3 | B & B Insurance Agency | 1231 E Chocolate Ave | (717) 520-9107 |
| 4 | Nationwide Insurance: Craig M Erwin | 242 W Chocolate Ave | (717) 533-5579 |
| 5 | Bowman's Insurance Group - Keystone | 1120 E Chocolate Ave | (717) 838-5464 |
| 6 | Agency One Hershey | 144 W Chocolate Ave | (717) 996-4105 |
| 7 | IBA Insurance | 1345 E Chocolate Ave | (717) 585-2055 |
| 8 | Options Insurance Agency | 1512 E Caracas Ave | (800) 929-6977 |
| 9 | Erin Collier Insurance Agent | 144 W Chocolate Ave | (717) 799-8361 |
| 10 | HealthMarkets Ian Simmons Hershey, PA | 411 W Chocolate Ave | (717) 433-6209 |
Elevated Insurance Group serves Hershey, Pennsylvania, and the surrounding area as an umbrella insurance agent. This company offers extra liability coverage that extends beyond the limits of standard home and auto policies. Dryden provides a critical safety net for local residents seeking to protect their assets from major claims or lawsuits. It handles policy reviews and insurance risk consultations, helping clients determine appropriate coverage levels for their specific needs.
Advanced Insurance Solutions - Hershey provides comprehensive umbrella insurance agent services for clients in Hershey, PA. It offers personalized coverage evaluations and policy management to protect against major liability claims. The agency helps clients maintain adequate policy limits through periodic reviews and adjustments. Service plans include addressing gaps between existing home and auto policies. It assists with claims support and coverage options for various properties. The company services single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in the Hershey area turn to B & B Insurance Agency for umbrella insurance coverage. This agent provides additional liability protection that extends beyond the limits of standard home or auto policies, helping clients safeguard their assets against major claims or lawsuits. Serving the local community with professional guidance, the agency helps residents evaluate their personal risk exposure and secure appropriate coverage limits for peace of mind. B & B Insurance Agency also offers its umbrella services to clients in nearby Palmyra and surrounding communities.
Nationwide Insurance: Craig M Erwin serves Hershey, Pennsylvania, and the surrounding communities of Dauphin County, handling personal umbrella insurance policies for local residents. It provides this additional liability coverage to protect policyholders from major claims and lawsuits that exceed standard home and auto policy limits. To determine the appropriate coverage level for each client, the agency follows a thorough approach of assessing individual risk factors and existing policy limits before recommending a suitable umbrella solution.
Bowman's Insurance Group - Keystone in Hershey, PA offers clients both one-time policy evaluations and recurring coverage reviews for umbrella liability needs. Umbrella insurance provides extra liability protection beyond standard homeowners and auto policies, safeguarding assets against major claims or lawsuits in central Pennsylvania. Services are available on an as-needed basis or through scheduled consultations to adjust coverage as personal circumstances change, ensuring adequate protection without requiring a permanent ongoing commitment.
As winter storms and occasional summer downpours affect Hershey, PA, homeowners and drivers may face liability claims exceeding standard policy limits. Agency One Hershey provides a local resource for umbrella insurance, offering an extra layer of personal liability protection. Their agents explain how additional coverage applies above auto and homeowners policies, safeguarding assets from major lawsuits. For any Hershey resident considering expanded security, the process typically begins with a complimentary review of existing policies and a preliminary assessment of individual risk exposure.
Located in Hershey, Pennsylvania, IBA Insurance specializes in providing umbrella insurance policies that offer extended liability coverage beyond standard home and auto limits. The agency generally assesses clients' existing primary insurance to identify gaps in personal liability protection. For Hershey residents with swimming pools or trampolines, this extra layer of coverage is especially important during the warm months, helping to safeguard assets from potential lawsuits arising from accidents on their property.
Options Insurance Agency provides personalized liability coverage in Hershey, Pennsylvania, helping clients protect assets beyond standard policy limits. As an umbrella insurance agent, the firm focuses on securing additional layers of financial protection against major claims or lawsuits. This coverage extends across multiple residential and commercial situations. The agency serves various commercial sectors, including offices, warehouses, and food service operations, where broader liability risks often require elevated coverage levels.
Residential clients in Hershey, PA, rely on Erin Collier Insurance Agent for personalized umbrella insurance that adds essential extra liability protection beyond standard home policies. Commercial coverage is also offered locally, assisting businesses in safeguarding assets from large claims or lawsuits. Service extends throughout the Hershey area and surrounding communities. Clients appreciate the straightforward policy reviews and clear explanations of coverage limits. The agent maintains contact between regular visits to address any changes in property, vehicle use, or personal circumstances, ensuring that each policy remains precisely aligned with shifting needs.
HealthMarkets Ian Simmons in Hershey, PA, is known for helping local residents and businesses secure umbrella insurance coverage that extends beyond standard policy limits. It serves clients across the region who need added liability protection for their assets and future earnings. The agency guides customers through the process of selecting appropriate coverage levels that fit their unique risk profiles. For property owners seeking extra security, the agent can also assist with integrating personal umbrella policies into existing home insurance plans.
What Does an a Umbrella Insurance Agent in Hershey Cost?
In Pennsylvania, the typical cost for a one million dollar personal umbrella policy ranges from 150 to 300 dollars per year. Factors that affect the premium include your driving record, number of properties, and number of vehicles. Higher coverage amounts, such as two million dollars, may cost between 250 and 500 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Hershey
Umbrella insurance provides extra liability coverage beyond the limits of your home and auto policies. In Hershey Pennsylvania, this coverage can help protect your savings and future income from large lawsuits. Pennsylvania law requires insurers to offer umbrella policies but coverage details vary by company.
Frequently Asked Questions
What does an umbrella insurance agent in Hershey do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing home and auto insurance. They assess your risk level and recommend a coverage amount that fits your needs. In Pennsylvania, agents must be licensed by the state Insurance Department.
How much umbrella coverage do I need in Pennsylvania?
Most agents recommend at least one million dollars in umbrella coverage for basic asset protection. Pennsylvania courts allow large jury awards in personal injury cases, so higher limits may be wise if you own a home or have significant savings. Your agent can help calculate the right amount based on your assets.
Does Pennsylvania law require umbrella insurance?
No, Pennsylvania does not require umbrella insurance by law. However, many auto and home insurers require you to carry certain underlying liability limits before they will issue an umbrella policy. These underlying limits are typically 250,000 dollars per person and 500,000 dollars per accident for auto liability.
Umbrella Insurance Agents in Other Pennsylvania Cities
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