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Find Umbrella Insurance Agents Near You in West Chester, PA
Browse umbrella insurance agents serving West Chester, Pennsylvania. Contact information and addresses listed below.
20 agents listed
Updated May 2026
West Chester, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 20 umbrella insurance agents in West Chester, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Element | Insurance Agency - West Chester
310 N High St, West Chester, PA 19380
(610) 701-8257
elementrisk.com
Goosehead Insurance - Jim Walker
109 E Evans St Suite 215, West Chester, PA 19380
(484) 470-6555
goosehead.com
Five Points Insurance Inc
814 Paoli Pike, West Chester, PA 19380
(610) 738-4100
fiveptsins.com
Highstreet Ferullo Insurance Agencies
1587 McDaniel Dr, West Chester, PA 19380
(610) 431-4005
ferulloinsuranceagencies.com
The Mackrides Insurance Group
790 E Market St Suite 270, West Chester, PA 19382
(610) 692-4601
the-migroup.com
Northpoint Insurance
232 W Market St, West Chester, PA 19382
(267) 328-6700
northpoint-insurance.com
KLM Insurance Inc
1554 Paoli Pike # 306, West Chester, PA 19380
(610) 429-1330
klminsurance.com
Lewis, Hopkins & Williamson, Inc.
1242 Wrights Ln, West Chester, PA 19380
(610) 358-3805
lhwbrokers.com
Goosehead Insurance - Carolyn Murphy
203 W Chestnut St Suite 104, West Chester, PA 19380
(484) 451-8904
goosehead.com
Goosehead Insurance- Megan Barone
550 Hannum Ave, West Chester, PA 19380
(610) 427-2551
gooseheadinsurance.com
Westtown Insurance Group
1517 McDaniel Dr, West Chester, PA 19380
(610) 738-9400
westtowninsurance.com
Wiggins Insurance
1301 West Chester Pike, West Chester, PA 19382
(484) 340-2622
wigginsinsurancepa.com
Keystone State Auto and Home Insurance
770 E Market St # 230, West Chester, PA 19382
(610) 692-4400
keystonestateinsurance.com
Jillian O'Brien Insurance Financial Services
230 W Market St, West Chester, PA 19382
(610) 696-5130
jillianobrieninsurance.com
Arthur Hall Insurance, A Marsh & McLennan Insurance Agency, LLC
121 N Walnut St # 100, West Chester, PA 19380
(610) 696-2394
arthurhall.com
Sure Shield Insurance
109 N High St, West Chester, PA 19380
(484) 727-8551
Fiorelli Financial Group
3 N 5 Points Rd Ste 3, West Chester, PA 19380
(610) 430-0644
Kupiec Insurance Group, Llc
15 Brintons Bridge Rd, West Chester, PA 19382
(610) 526-1853 ext. 2
kiginsurance.com
Griffith Insurance LLP
1240 West Chester Pike STE 214, West Chester, PA 19382
(610) 431-9900
griffithinsurance.com
Sharpless & Sharpless Insurance
1515 West Chester Pike unit A-4, West Chester, PA 19382
(610) 692-2600
sharplessinsurance.com
Umbrella insurance agents in West Chester Pennsylvania help you secure additional liability coverage that goes beyond the limits of your home and auto policies. This extra layer of protection is especially important given Pennsylvania laws that allow plaintiffs to seek compensation for both economic and noneconomic damages in personal injury lawsuits. A local agent can assess your risk exposure and recommend appropriate coverage limits.
What Does a Umbrella Insurance Agent in West Chester Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits cost more, often 75 to 150 dollars per additional million. Premiums vary based on your risk profile, number of vehicles, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Chester do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your underlying home or auto insurance limits are exhausted. The agent reviews your assets and risks to suggest a coverage amount that fits your needs.
How much umbrella insurance do I need in Pennsylvania?
The amount you need depends on your total net worth and potential liability risks. Many agents recommend coverage equal to or greater than your net worth. Common limits start at one million dollars and go up in increments of one million.
Is umbrella insurance required by law in Pennsylvania?
No, Pennsylvania law does not require umbrella insurance. However, it is strongly recommended for individuals with significant assets or high risk of lawsuits. Without it, a large judgment could exceed your standard policy limits and put your savings or property at risk.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.