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Find Umbrella Insurance Agents Near You in Reading, PA

Browse umbrella insurance agents serving Reading, Pennsylvania. Updated 2026-07-14.

The top-rated umbrella insurance agent in Reading, Pennsylvania is MGS Insurance Agency LLC, rated 4.9 stars across 122 reviews. Other highly rated options include CrossKeys Insurance Inc, Acceptance Insurance, Schaeffer Insurance. This directory lists 16 umbrella insurance agents serving Reading.

Showing 16 umbrella insurance agents in Reading, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MGS Insurance Agency LLC606 Museum Rd(610) 375-6142
2CrossKeys Insurance Inc5035 Pottsville Pike(610) 916-6190
3Acceptance Insurance3312 N 5th Street Hwy(610) 973-6105
4Schaeffer Insurance3501 Kutztown Rd(610) 921-1567
5DNS Insurance Agency2733 Paper Mill Rd(484) 878-6500
6Contemporary Insurance, Inc.1829 New Holland Rd # 1(610) 777-7905
7Adoniram Insurance500 Buttonwood St(610) 371-0100
8Bello Insurance Group1166 Mulberry St(610) 478-1113
9Berks County Insurance Group, Inc.2447 Perkiomen Ave(610) 779-9060
10Advance Insurance Group LLC2711 N 5th Street Hwy(610) 929-9951
MI
606 Museum Rd
MGS Insurance Agency LLC
Umbrella Insurance Agent · Reading, PA

Homeowners, businesses, and property managers in the Reading area turn to MGS Insurance Agency LLC for umbrella insurance services. This agency helps clients secure additional liability coverage that extends beyond the limits of standard home or auto policies. Such extra protection can guard against major claims or lawsuits, offering a valuable added layer of financial security. The agency also serves clients in the nearby borough of Wyomissing, Massachusetts.

CI
5035 Pottsville Pike
CrossKeys Insurance Inc
Umbrella Insurance Agent · Reading, PA

CrossKeys Insurance Inc serves the Reading, Pennsylvania metro area and surrounding Berks County as an independent umbrella insurance agent. The agency helps local residents and businesses obtain excess liability coverage that extends above the limits of standard home or auto policies. This additional layer of protection can safeguard assets against major claims or lawsuits. The company provides guidance on tailoring umbrella policies to fit individual risk profiles and may also coordinate with existing primary insurers to ensure seamless coverage.

AI
3312 N 5th Street Hwy
Acceptance Insurance
Umbrella Insurance Agent · Reading, PA

Between sudden downpours and heavier local storms, homeowners in the Reading area often look for added liability protection beyond a standard policy. Acceptance Insurance guides residents through these concerns by explaining umbrella coverage’s role in covering large claims and unexpected legal costs. Agents assess each client’s current auto, home, or rental insurance to pinpoint coverage gaps and match them with a sensible excess policy. The process begins with a straightforward review of your existing policies to determine your initial coverage needs.

SI
3501 Kutztown Rd
Schaeffer Insurance
Umbrella Insurance Agent · Reading, PA

Serving Reading, Pennsylvania, and the surrounding communities, Schaeffer Insurance provides umbrella insurance agent services in the region. The firm handles personal excess liability policies that extend coverage limits beneath underlying home and auto insurance for increased protection. To manage a typical policy placement, the agent methodically evaluates the client’s existing base coverage limits and asset exposure. It then customizes a policy to sit above those primary layers, delivering an extra tier of liability coverage to provide financial protection against large claims.

DI
2733 Paper Mill Rd
DNS Insurance Agency
Umbrella Insurance Agent · Reading, PA

DNS Insurance Agency in Reading, PA specializes in umbrella insurance to provide extended liability protection beyond standard auto or homeowners policies. The agency helps clients secure additional coverage layers for unexpected accidents or property damage claims. Its service work involves assessing individual risk exposures and recommending appropriate policy limits for personal assets. During the winter or following major storms, DNS Insurance Agency assists homeowners and drivers worried about slip-and-fall incidents or collision-related lawsuits in Reading.

CI
1829 New Holland Rd # 1
Contemporary Insurance, Inc.
Umbrella Insurance Agent · Reading, PA

When the spring storm season brings severe winds and hail to the Reading area, homeowners often discover gaps in their existing liability coverage. Contemporary Insurance, Inc. addresses this need by offering umbrella insurance policies that step in where standard auto and home policies reach their limits. These policies provide additional layers of financial protection against major lawsuits or accidents. For a household or small business evaluating such risks, the first step is typically a complimentary walkthrough of existing policies to identify potential liability gaps and determine appropriate coverage levels.

AI
500 Buttonwood St
Adoniram Insurance
Umbrella Insurance Agent · Reading, PA

Adoniram Insurance in Reading, Pennsylvania, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. One-time service options help clients review their existing coverage for immediate gaps, while recurring service arrangements involve annual policy updates to account for asset growth or changes in personal risk. The agent works with homeowners, renters, and car owners to safeguard savings and future income against major lawsuits. Service for new clients typically runs on a one-time or as-needed basis, while existing clients may choose scheduled annual reviews to keep their limits current.

BI
1166 Mulberry St
Bello Insurance Group
Umbrella Insurance Agent · Reading, PA

Bello Insurance Group offers general liability and property coverage for businesses and individuals in Reading, Pennsylvania. The company further provides umbrella insurance, which extends additional liability protection beyond standard policy limits. This specialty add-on helps safeguard against major claims or lawsuits that could exhaust underlying coverage. Serving a range of commercial sectors, the agency helps protect offices, warehouses, and food service establishments from elevated risk exposures.

BC
2447 Perkiomen Ave
Berks County Insurance Group, Inc.
Umbrella Insurance Agent · Reading, PA

Berks County Insurance Group, Inc. in Reading, Pennsylvania focuses on helping clients manage everyday liability exposures, then supplements those policies with specialized umbrella coverage that extends protection significantly. This extra layer of insurance becomes critical when a standard policy’s limit is exhausted by a major claim or lawsuit. Carefully assessing each client’s assets and risks, the agency crafts appropriate limits and policy details. It serves various commercial sectors, including professional offices, warehouse facilities, and food service establishments.

AI
2711 N 5th Street Hwy
Advance Insurance Group LLC
Umbrella Insurance Agent · Reading, PA

Advance Insurance Group LLC provides residential umbrella liability coverage in Reading, Pennsylvania, helping homeowners protect assets beyond standard policy limits. The agency also offers commercial umbrella policies for local businesses seeking extended liability protection. Their services reach clients throughout the Berks County region. Policyholders can schedule follow-up consultations to adjust coverage as their circumstances evolve, and the office welcomes ongoing contact between regular renewal visits to address any changes in risk exposure.

MI
606 Museum Rd
MGS Insurance Agency LLC
Umbrella Insurance Agent · Reading, PA
(610) 375-6142
mgsinsurance.com
UI
1800 Hampden Blvd
United Insurance LLC
Umbrella Insurance Agent · Reading, PA
(610) 750-5879
unitedinsurancepa.com
RI
2447 Perkiomen Ave
Richard I Hart Insurance Agency
Umbrella Insurance Agent · Reading, PA
(484) 408-0034
JA
432 Walnut St
Jc Agency & More Jacqueline R Castillo
Umbrella Insurance Agent · Reading, PA
(610) 372-3030
jcagencymore.com
EI
1 Meridian Boulevard #4a01
EHD Insurance
Umbrella Insurance Agent · Reading, PA
(800) 438-2525
ehdinsurance.com
BI
2602 Penn Ave
Brenner Insurance Advisors
Umbrella Insurance Agent · Reading, PA
(610) 741-6161

What Does an a Umbrella Insurance Agent in Reading Cost?

Umbrella insurance costs in Pennsylvania typically range from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 200 to 800 dollars annually. Costs vary based on your personal risk factors number of vehicles and property owned. This is general information not insurance advice.

About umbrella insurance agents in Reading

Umbrella insurance agents in Reading Pennsylvania help residents obtain extra liability coverage beyond standard home and auto policies. Pennsylvania law requires minimum auto liability limits but an umbrella policy can provide an additional layer of protection against major claims. Local agents can explain how umbrella coverage interacts with Pennsylvania personal injury protection laws.

Frequently Asked Questions

What does an umbrella insurance agent in Reading do?

An umbrella insurance agent in Reading helps you purchase a policy that covers liability claims above your existing home and auto insurance limits. The agent assesses your risk profile and recommends appropriate coverage amounts.

How much umbrella coverage do Pennsylvania residents typically need?

Most Pennsylvania agents suggest at least one million dollars in umbrella coverage. The exact amount depends on your assets, income, and potential liability exposure from activities like owning a pool or rental property.

Does Pennsylvania law require umbrella insurance?

No Pennsylvania law does not require umbrella insurance. However Pennsylvania auto insurance law mandates minimum liability coverage of 15000 per person and 30000 per accident for bodily injury. Umbrella coverage is optional but recommended for asset protection.

Umbrella Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.