The top-rated umbrella insurance agent in Springfield, Missouri is MBG Insurance, rated 4.9 stars across 577 reviews. Other highly rated options include The Resource Center Insurance and Financial Services, Bowman Insurance Group, Secure Insurance Group. This directory lists 20 umbrella insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MBG Insurance | 2100 S Brentwood Blvd Ste B | (417) 773-7822 |
| 2 | The Resource Center Insurance and Financial Services | 1304 E Kingsley St | (417) 932-2993 |
| 3 | Bowman Insurance Group | 1824 S Lone Pine Ave Suite D | (417) 895-9511 |
| 4 | Secure Insurance Group | 3253 E Chestnut Expressway Suite 320 | (417) 883-9300 |
| 5 | Shelter Insurance - Cody Jarrett | 3259 E Sunshine St Ste Ff | (417) 823-0606 |
| 6 | Jones & Co Insurors | 3130 S Fremont Ave | (417) 889-6400 |
| 7 | Brinck Insurance Group, LLC | 1525 E Republic Rd b105 | (417) 823-7002 |
| 8 | Nixon & Lindstrom Insurance | 901 E Battlefield Rd | (417) 881-6623 |
| 9 | 417 Insurance and Financial | 3510 S Culpepper Cir Suite A | (417) 605-3220 |
| 10 | AD Korte Insurance | 3823 S Campbell Ave | (417) 881-1101 |
MBG Insurance serves the Springfield, Missouri metro area as an umbrella insurance agent. This agency helps local residents and businesses secure additional liability coverage that extends beyond the limits of standard home or auto policies. Umbrella insurance provides a critical safety net for individuals seeking protection against major claims or lawsuits. The agency guides clients through policy options to ensure appropriate coverage levels. MBG Insurance specifically handles assessments of personal liability risks and the coordination of supplemental policies for those with significant assets to protect.
Operating as a provider of umbrella insurance, The Resource Center Insurance and Financial Services serves clients in the Springfield, MO area. This coverage offers additional liability protection beyond primary policies, helping to safeguard assets against major claims or lawsuits. The agency assists with evaluating individual risk profiles to recommend appropriate coverage limits while coordinating with existing homeowners or auto plans. It services a variety of properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Springfield, MO work with Bowman Insurance Group for umbrella insurance coverage. This local agency specializes in providing additional liability protection that extends beyond standard policy limits, helping clients safeguard their assets against major claims and lawsuits. Their services focus on securing extra layers of personal and commercial liability coverage for those with significant property or risk exposure. The company also serves clients throughout Greene County and the neighboring community of Republic.
Serving Springfield, Missouri, and the surrounding communities, Secure Insurance Group handles umbrella insurance policies that provide supplemental personal liability coverage. This company assists clients in obtaining an additional layer of protection above standard home and auto policies. It focuses on evaluating each client’s unique risk exposure to ensure adequate coverage limits are in place. To handle a typical job, it reviews current underlying policies and identifies potential gaps, then presents a suitable umbrella plan to bridge those coverage needs.
Shelter Insurance - Cody Jarrett provides specialized umbrella insurance coverage to protect against major liability claims that exceed standard policy limits, and also assists with general personal and commercial insurance needs in Springfield, MO. Agents evaluate unique risk profiles to offer added security for assets and future earnings. As storms and severe weather occur frequently in the region, the agency helps homeowners and drivers reinforce their financial protection against costly lawsuits from accidents or unexpected property damage.
Jones & Co Insurors in Springfield, MO explains how umbrella insurance policies differ from one-time agreements by offering recurring, multi-year liability protection. Coverage extends beyond basic homeowners or auto policy limits, safeguarding assets and future earnings. The company advises clients on selecting appropriate payout thresholds to fill gaps in existing liability coverages. Their professional guidance addresses both residential and personal exposure. Service from this agency operates strictly on an as-needed basis, with no recurring management fees or scheduled review commitments outside a policyholder request.
Brinck Insurance Group, LLC provides umbrella insurance services for residential properties throughout the Springfield, MO area. Additional coverage options are available for commercial clients needing excess liability protection. The agency serves clients across the local region, working to ensure adequate policy limits over standard homeowners and auto coverage. After an initial policy setup, representatives typically follow up between regular visits to review potential coverage gaps, adjusting limits as personal assets or business operations change. This ongoing contact helps maintain a consistent layer of protection for long-term customers.
Nixon & Lindstrom Insurance in Springfield, MO works with clients to build comprehensive liability coverage through their general insurance offerings. They specialize in adding umbrella insurance policies, which provide an extra layer of protection beyond standard limits. This ensures individuals and businesses are safeguarded against large, unexpected claims or lawsuits. The agent serves diverse commercial sectors, including offices, warehouses, and food service establishments, tailoring umbrella coverage to each operation’s specific risk exposures and operational demands.
AD Korte Insurance, located in Springfield, MO, is recognized for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency serves local residents and businesses seeking additional financial safeguards against major claims or lawsuits. Their policies help cover legal fees and settlements when underlying policy limits are exhausted. For property owners, the agency can recommend personal liability umbrella policies specifically designed to protect assets against unforeseen incidents such as dog bites or pool accidents.
What Does an a Umbrella Insurance Agent in Springfield Cost?
The cost for an umbrella insurance policy in Missouri typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your driving record number of properties and underlying policy limits. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your needs.
About umbrella insurance agents in Springfield
An umbrella insurance agent in Springfield Missouri helps you add a layer of liability protection beyond your auto and homeowners policies. Missouri law does not require umbrella insurance but it can shield your savings and future wages from large lawsuits. Local agents understand the specific liability risks in the Springfield area including auto accidents on busy roads like Glenstone Avenue.
Frequently Asked Questions
What does an umbrella insurance agent in Springfield do?
An umbrella insurance agent in Springfield helps you purchase a personal liability umbrella policy. This policy provides extra coverage above the limits of your underlying home and auto policies. The agent reviews your assets and risk factors to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Missouri?
Most Missouri agents suggest at least 1 million dollars in umbrella coverage. The amount you need depends on your total assets including home equity investments and future income. A local agent can help you calculate the right limit for your situation.
What does umbrella insurance cover in Missouri?
Umbrella insurance covers liability claims like bodily injury property damage and personal injury lawsuits. It also covers legal defense costs for claims made against you. Missouri does not have a cap on noneconomic damages in personal injury cases so umbrella coverage is important.
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