Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 umbrella insurance agents in Chesterfield, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ben Rister - State Farm Insurance Agent
14159 Clayton Rd, Chesterfield, MO 63017
(636) 227-2010
benrister.com
Weiss Insurance Agency
683 Trade Center Blvd #100, Chesterfield, MO 63005
(636) 306-5526
weiss-ins.com
Bess Agency & Associates Inc American Family Insurance
14500 S Outer Forty Rd # 205, Chesterfield, MO 63017
(314) 275-8500
amfam.com
Thomas Insurance Advisors, LLC
632 B Trade Center Blvd, Chesterfield, MO 63005
(636) 536-2229
thomasinsuranceadvisors.com
The ICON Group
500 Chesterfield Center Suite 110, Chesterfield, MO 63017
(636) 534-7204
theicongrp.com
Shelter Insurance - Bryan Howse
1 McBride and Son Center Dr, Chesterfield, MO 63005
(636) 391-6688
shelterinsurance.com
Azteca Insurance LLC
500 Chesterfield Center Suite 110, Chesterfield, MO 63017
(314) 940-4954
aztecainsurancestl.com
Farmers Insurance - Mark Puccio
42 Four Seasons Shopping Center # 103, Chesterfield, MO 63017
(314) 434-3777
agents.farmers.com
Best Shot Insurance
400 Chesterfield Center Suite 320, Chesterfield, MO 63017
(636) 537-5041
bestshotinsurance.com
First Community Insurance Agency
17107 Chesterfield Airport Rd Suite 200, Chesterfield, MO 63005
(636) 978-6620
midwestagency.com
Hebbeln Insurance
744 H, 744 Spirit of Saint Louis Blvd, Chesterfield, MO 63005
(636) 519-0059
hebbeln-ins.com
Insurance Store Inc.
1415 Elbridge Payne Rd #230, Chesterfield, MO 63017
(636) 532-0100
insurancestoreinc.com
Jeff Weiss Agency LLC American Family Insurance
146 Long Rd, Chesterfield, MO 63005
(636) 519-0800
amfam.com
Brightway Insurance, The Silverman Family Agency
17600 Chesterfield Airport Rd #204, Chesterfield, MO 63005
(636) 422-3260
brightway.com
Insurance Store Inc.
14323 S Outer Forty Suite 501s, Chesterfield, MO 63017
(636) 532-0100
insurancestoreinc.com
DeWitt Insurance Agency Inc
390 S Woods Mill Rd #100, Chesterfield, MO 63017
(314) 966-6300
dewittinsurance.com
David Johnson American Family Insurance
733 Crown Industrial Ct STE M, Chesterfield, MO 63005
(636) 530-1199
amfam.com
Heffernan Insurance Brokers
16100 Swingley Ridge Rd #250, Chesterfield, MO 63017
(636) 536-2082
heffins.com
Marsh McLennan Agency / St. Louis
825 Maryville Centre Dr #200, Chesterfield, MO 63017
(314) 594-2700
marshmma.com
Insurance Store Inc. : John W Hawkins
14323 S Outer Forty Suite 501s, Chesterfield, MO 63017
(636) 532-0100
insurancestoreinc.com
Umbrella insurance agents in Chesterfield Missouri help you add a layer of liability protection beyond your auto and homeowners policies. This coverage is especially important in Missouri because state law does not cap personal injury awards in many civil cases. An agent can review your current policies and recommend an appropriate umbrella limit based on your assets and risk profile.
What Does a Umbrella Insurance Agent in Chesterfield Cost?
The cost of umbrella insurance in Missouri typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Additional millions may cost 50 to 100 dollars each per year. Your actual premium depends on your risk factors, such as driving record and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Chesterfield do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying auto or home insurance limits are exhausted. The agent assesses your total assets and liability exposure to recommend a coverage amount, typically starting at one million dollars.
How much umbrella insurance do I need in Chesterfield Missouri?
The amount you need depends on your net worth and potential lawsuit risks. Many agents recommend at least one million dollars in coverage, but higher limits may be wise if you own rental properties or have a high income. Missouri courts can award large judgments, so a higher limit provides stronger protection.
Is umbrella insurance required by law in Missouri?
No, umbrella insurance is not required by Missouri law. However, it is strongly recommended for anyone with significant assets or high liability risk. Missouri follows a modified comparative fault rule, which means you can still be held liable even if you are only partially at fault for an accident.