The top-rated umbrella insurance agent in Joplin, Missouri is Mueller Insurance - Medicare & Health Insurance, rated 5.0 stars across 1,030 reviews. Other highly rated options include Andrew Parker - State Farm Insurance Agent, Eddy Insurance LLC American Family Insurance, Joe Kim - Missouri Farm Bureau Insurance. This directory lists 20 umbrella insurance agents serving Joplin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mueller Insurance - Medicare & Health Insurance | 2401 E 32nd St #1 | (417) 510-4469 |
| 2 | Andrew Parker - State Farm Insurance Agent | 1027 S Main St Ste 106 | (417) 781-2245 |
| 3 | Eddy Insurance LLC American Family Insurance | 2020 E 7th St | (417) 623-6363 |
| 4 | Joe Kim - Missouri Farm Bureau Insurance | 705 S Illinois Ave Ste 25A | (417) 782-4285 |
| 5 | Winnett Insurance Agency Inc | 629 S Schifferdecker Ave | (417) 624-5724 |
| 6 | Johnny Murray - Missouri Farm Bureau Insurance | 3929 E 7th St Ste B2 | (417) 553-7770 |
| 7 | Kyle Hickam - State Farm Insurance Agent | 2606 E 32nd St | (417) 624-8443 |
| 8 | Kraft Insurance Services | 2701 Bird Ave | (417) 624-6565 |
| 9 | First Missouri Insurance - Don Gould Agency, Inc. | 1331 S Illinois Ave | (417) 781-8343 |
| 10 | Shelter Insurance - Matthew Sherrel | 2131 S Connecticut Ave | (417) 624-2220 |
Mueller Insurance - Medicare & Health Insurance serves the Joplin, Missouri, metro area, specializing as an umbrella insurance agency. This agency provides additional liability coverage that extends beyond standard homeowners and auto policies. By working with local clients, it assesses personal risk to recommend appropriate excess liability protection for assets. The agency also handles a variety of supplemental health-related policies, including hospital indemnity and critical illness insurance, which assist residents in managing out-of-pocket medical expenses.
Andrew Parker - State Farm Insurance Agent provides umbrella insurance services to clients in Joplin, Missouri, offering an additional layer of liability coverage that extends beyond standard homeowners and auto policies. These policies are designed to protect assets against major claims or lawsuits, and regular policy reviews help ensure that coverage limits remain appropriate as personal circumstances evolve. The agent assists customers in securing protection for various properties, including single-family homes, apartments, retail establishments, and restaurants.
Eddy Insurance LLC American Family Insurance serves homeowners, local businesses, and property managers in Joplin, Missouri, who need coverage beyond standard policy limits. This agency provides umbrella insurance policies that extend liability protection for major claims or lawsuits. Such coverage is essential for assets like rental properties and commercial buildings. The agency helps clients assess their risks and review policy options. It also serves surrounding communities in Jasper County, including the neighboring city of Webb City.
Joe Kim - Missouri Farm Bureau Insurance provides umbrella liability coverage that protects clients from major claims and lawsuits, distinguishing between a one-time policy purchase and a recurring annual renewal option. Serving the Joplin area, the agency offers additional liability limits that extend beyond standard home and auto policies. This service helps safeguard personal assets against unforeseen incidents such as accidents on the property or automobile-related liabilities. Coverage adjustments and policy reviews are available on a scheduled basis for existing clients.
Winnett Insurance Agency Inc serves clients in Joplin, Missouri, and the surrounding communities. This agency handles umbrella insurance policies, which provide extra liability coverage beyond standard homeowners or auto policies. For a typical job, an agent first reviews the client’s existing insurance limits and personal assets. Then, the agent recommends appropriate levels of additional coverage for broader protection. The approach focuses on carefully matching the policy to each client’s specific risk factors and financial situation.
Johnny Murray - Missouri Farm Bureau Insurance specializes in providing umbrella liability coverage designed to extend protection beyond standard auto and homeowner policies. It serves clients throughout the Joplin, MO area by assessing individual risk exposures and securing additional layers of financial security. The agent works to help customers safeguard their assets against major claims or lawsuits. As severe spring storms and flooding commonly affect the region, the agency helps clients evaluate whether increased liability limits are necessary to address potential property and injury claims during these high-risk weather months.
In Joplin, Missouri, spring storms can bring sudden liability risks from wind damage or fallen tree limbs. Kyle Hickam - State Farm Insurance Agent helps local homeowners and drivers evaluate their coverage needs against these unpredictable events. An umbrella insurance policy provides added protection when standard home or auto policies reach their limits. This agent discusses individual situations to determine appropriate liability layers. A free consultation begins with reviewing current policies and identifying potential gaps in coverage. The initial assessment involves a careful review of personal assets.
Kraft Insurance Services is an insurance agency in Joplin, Missouri, providing general coverage solutions. It specifically offers umbrella insurance policies, which deliver extended liability protection beyond standard policy limits. This added layer of coverage safeguards clients against substantial claims and legal expenses that exceed underlying policy caps. The agency can serve commercial sectors such as offices, warehouses, and food service businesses, addressing their distinct risk management needs.
First Missouri Insurance - Don Gould Agency, Inc. serves Joplin homeowners by arranging umbrella insurance policies that add extra liability protection above standard home limits. The agency also assists local businesses with commercial umbrella coverage to safeguard their assets. Their professional network extends throughout the surrounding Missouri region. Following each policy renewal or claim adjustment, the agency proactively contacts clients to discuss any changing coverage needs. This attentive follow-up ensures their recommendations remain current between regular scheduled visits.
What Does an a Umbrella Insurance Agent in Joplin Cost?
In Missouri umbrella insurance premiums usually range from 150 to 300 dollars annually for 1 million dollars of coverage. For 2 million dollars coverage costs may be 250 to 500 dollars per year. Factors such as driving record number of properties and prior claims affect the final price. This is general information and not insurance advice.
About umbrella insurance agents in Joplin
Umbrella insurance agents in Joplin Missouri help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Missouri law requires minimum liability limits for drivers but umbrella policies provide an additional layer of protection against major claims or lawsuits. Local agents can explain how umbrella insurance interacts with Missouri's comparative fault rules and asset protection needs.
Frequently Asked Questions
What does an umbrella insurance agent in Joplin do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your auto or home insurance limits. They assess your risk based on assets and lifestyle and recommend appropriate coverage amounts. In Missouri umbrella policies typically start at 1 million dollars in coverage.
Who needs umbrella insurance in Joplin Missouri?
Anyone with significant assets such as a home savings or investment accounts should consider umbrella insurance. Missouri does not require umbrella insurance but it protects against lawsuits that exceed standard policy limits. Landlords and business owners in Joplin may also benefit from extra liability coverage.
How much does umbrella insurance cost in Missouri?
Umbrella insurance in Missouri typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and depend on your risk factors like number of properties or vehicles. Premiums are generally lower than other liability insurance types.
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