The top-rated umbrella insurance agent in Lee's Summit, Missouri is Apollo Health Insurance, rated 4.9 stars across 451 reviews. Other highly rated options include Jim Hubbard Insurance, Yahir Insurance Agency LLC, Farmers Insurance - Storm Martin Agency. This directory lists 20 umbrella insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Apollo Health Insurance | 330 SE Douglas St | (816) 282-1599 |
| 2 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 3 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 4 | Farmers Insurance - Storm Martin Agency | 821 NE Lakewood Blvd | (816) 607-5105 |
| 5 | AIM Insurance | 700 NW Commerce Dr | (816) 525-9246 |
| 6 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 7 | Polaris Insurance Solutions | 721 NE Lakewood Blvd | (816) 800-2873 |
| 8 | Farmers Insurance - Bret Ballentine | 16 SE 3rd St | (816) 868-1787 |
| 9 | Family Union Insurance | 200 NE Missouri Rd | (816) 537-1504 |
| 10 | Epic Insurance, LLC | 4045 NE Lakewood Way #100 | (816) 795-6600 |
Apollo Health Insurance provides umbrella insurance agent services in Lee’s Summit, Missouri, offering liability coverage that extends above standard policy limits for added financial security. The company assists clients with evaluating existing insurance portfolios to identify coverage gaps, then structures comprehensive umbrella policies to protect against major claims. Service includes periodic policy reviews to ensure limits remain adequate as assets and risks change. Apollo Health Insurance serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Jim Hubbard Insurance serves the Lee's Summit, Missouri, metro area as an umbrella insurance agent. This agency helps local residents and businesses obtain extra liability coverage that extends beyond the limits of standard home and auto policies. Umbrella insurance provides important protection against large claims and lawsuits that could otherwise threaten personal assets. For clients in Lee's Summit needing higher liability limits, the agency manages policies that layer over existing homeowners coverage and also integrates with personal auto policies.
Yahir Insurance Agency LLC provides umbrella insurance coverage designed to extend liability protection beyond the limits of standard home and auto policies. The agency offers detailed risk assessments to help clients determine appropriate coverage levels, along with annual policy reviews to adjust for changing personal assets or liability exposures. These services are tailored to protect against major claims and lawsuits, serving single-family homes, apartments, retail businesses, and locally owned restaurants across the Lee's Summit area.
Homeowners in Lee's Summit exploring umbrella insurance can choose between a single one-time policy for existing claims or ongoing recurring coverage that extends across multiple auto and home policies. This local Farmers Insurance agency offers liability protection above standard limits, guarding against major lawsuits or accidents that exceed base coverage. Umbrella insurance here covers legal defense costs and damage claims for incidents like rental property issues or dog bites. Scheduled reviews are available on an as-needed basis to adjust coverage as personal assets change over time.
AIM Insurance provides umbrella insurance services to clients in Lee's Summit, Missouri, and the surrounding communities. An umbrella insurance agent handles excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This firm helps residents secure additional protection against major claims and lawsuits. The company works with each individual client to evaluate their specific risk exposure and then present suitable policy options for broader financial security.
Total Insurance Solutions in Lee’s Summit, MO provides umbrella insurance agent services that extend liability coverage beyond standard policies, helping clients protect assets such as savings and future earnings. The agency also assists in selecting appropriate policy limits and explaining how umbrella coverage works alongside homeowners or auto insurance. For local residents, this extra layer of protection can be especially important during the winter months, when increased risks of ice-related incidents on driveways and walkways can lead to costly claims.
When spring storms in Lee's Summit bring sudden hail and wind, property owners face heightened liability from fallen branches or flooded basements. Polaris Insurance Solutions addresses this potential gap through umbrella insurance, offering supplemental coverage that extends beyond standard homeowner or auto policies. Acting as an additional safety net, this agent helps local clients protect personal assets against unforeseen claims. To begin, a review of existing insurance declarations is conducted as the initial inspection step, identifying current limits and specific liability exposures.
Farmers Insurance - Bret Ballentine in Lee's Summit, MO, provides residential umbrella insurance coverage that protects homeowners and renters from major liability claims. The agency also extends commercial umbrella policies to safeguard local businesses operating in the metro area. Clients in and around Lee's Summit can discuss how additional liability layers beyond standard policies may apply to their properties or operations. After implementing a policy, the agent frequently follows up on coverage needs between regular visits to ensure adjustments address any changes in assets or exposures.
Family Union Insurance in Lee’s Summit, MO, is known for providing umbrella liability coverage that extends beyond underlying home and auto policies. Its service range helps local residents protect assets and future income from major claims or lawsuits. The agency tailors policy limits to fit individual financial exposures. This extra layer of protection can also cover legal defense costs from these types of claims. A specialty add-on service includes coverage for personal injury claims, such as slander or libel.
What Does an a Umbrella Insurance Agent in Lee's Summit Cost?
The cost of umbrella insurance in Missouri typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 600 dollars annually. Factors like your driving record, number of properties, and claims history affect the price. This is general information and not insurance advice.
About umbrella insurance agents in Lee's Summit
An umbrella insurance agent in Lee's Summit Missouri helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Missouri law requires minimum liability limits for drivers, but umbrella policies can provide extra protection against large claims or lawsuits. Local agents understand the specific risks in the Kansas City metro area and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Lee's Summit do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing insurance limits. This can protect your savings and future income if you are sued for damages. Agents in Lee's Summit can review your current policies and recommend appropriate coverage amounts.
How much umbrella coverage do I need in Missouri?
Most experts recommend at least 1 million dollars in umbrella coverage, but your needs depend on your assets and risk factors. Missouri does not require umbrella insurance, but it is a good idea if you own a home, have significant savings, or engage in activities like swimming pools or rental properties. An agent can help you calculate the right amount.
Can I bundle umbrella insurance with other policies in Missouri?
Yes, many insurance companies in Missouri offer discounts when you bundle umbrella insurance with your auto and homeowners policies. This can lower your overall premium. Your agent can compare options from multiple carriers to find the best value for your situation.
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