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Find Umbrella Insurance Agents Near You in Independence, MO
Compare umbrella insurance agents in Independence. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Independence, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 umbrella insurance agents in Independence, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
3619 S Noland Rd, Independence, MO 64055
(816) 685-6985
locations.freeway.com
Matrix Insurance
11201 E US Hwy 24 B, Independence, MO 64054
(816) 272-4444
matrixagency.com
The Insurance Groupe
16012 East 23rd St S, Independence, MO 64055
(816) 461-2260
theinsurancegroupe.com
AAA Independence Insurance and Member Services
19210 East 39th St S Suite B, Independence, MO 64057
(816) 373-1717
ace.aaa.com
Brian Manning Agency Inc American Family Insurance
4201 South Hocker Ave Bldg 3 Ste 110, Independence, MO 64055
(816) 373-1410
amfam.com
Joshua DuPree - Missouri Farm Bureau Insurance
2112 Rte 291 Ste B1, Independence, MO 64057
(816) 833-4440
agents.mofbinsurance.com
Budget For Less LLC
10808 East 23rd St S, Independence, MO 64052
(816) 252-5213
Monarch Insurance
11301 E US Hwy 40, Independence, MO 64055
(816) 203-7405
monarchinsurancekc.com
Beacon Point Insurance
114 S Main St Suite 102, Independence, MO 64050
(816) 254-6100
beaconpoint.co
Hometown Insurance Agency LLC
4800 S Cochise Dr, Independence, MO 64055
(816) 795-7200
hometowninsurancekc.com
Alondra McPherson - Missouri Farm Bureau Insurance
2112 Rte 291 Ste B2, Independence, MO 64057
(816) 833-4440
agents.mofbinsurance.com
Andy Zuber - Missouri Farm Bureau Insurance
2112 Rte 291 Ste B3, Independence, MO 64057
(816) 833-4440
agents.mofbinsurance.com
Brent Lilly Agency Inc American Family Insurance
19049 E Valley View Pkwy ste f, Independence, MO 64055
(816) 795-9945
amfam.com
Shelter Insurance - Dan Welch
17201 E US Hwy 40 Ste 101A, Independence, MO 64055
(816) 478-1840
shelterinsurance.com
Shelter Insurance - John John
9306 E US Hwy 40, Independence, MO 64055
(816) 356-1336
shelterinsurance.com
Jim Blau Insurance Agency
2661 S Hub Dr Ste B, Independence, MO 64055
(816) 833-1595
jimblauagency.com
I360 Insurance, LLC
4200 Little Blue Pkwy Suite 690, Independence, MO 64057
(816) 525-7889
i360ins.com
Austin Conley American Family Insurance
206 N Liberty St, Independence, MO 64050
(816) 478-1115
amfam.com
Big Sky Agency
701 East 23rd St S B, Independence, MO 64055
(816) 322-2888
bigsky-agency.com
All Insurance Agency
1316 S Noland Rd, Independence, MO 64055
(816) 839-7559
allinsagency.com
An umbrella insurance agent in Independence Missouri helps you secure extra liability coverage beyond standard auto or home policies. Missouri law does not require umbrella insurance, but it can protect your savings and future earnings from large claims. Local agents understand the risks specific to the Kansas City metro area and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Independence Cost?
In Missouri, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Independence do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding the limits of your auto or home insurance. They assess your assets and risk exposure to recommend appropriate coverage amounts. In Missouri, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Missouri?
The amount you need depends on your net worth and potential liability risks. Many agents recommend coverage equal to your total assets plus future income. Missouri courts can award large judgments, so a one to five million dollar policy is common for homeowners and business owners.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.