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Compare umbrella insurance agents in O'Fallon. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 18 umbrella insurance agents in O'Fallon, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steinlage Insurance Agency
1021 Peruque Crossing Ct, O'Fallon, MO 63366
(636) 561-5060
steinlageagency.com
Insurance Brokers Group
1001 Rondale Ct, O'Fallon, MO 63368
(314) 569-1010
insurancebrokersgroup.com
Mid-America Specialty Markets
1656 Bryan Rd, O'Fallon, MO 63368
(636) 978-3696
midaminsurance.com
Early Edge Insurance: Allstate Insurance
2917 State Hwy K Ste H, O'Fallon, MO 63368
(636) 696-4820
agents.allstate.com
Dillehay Insurance Agency
7322 Village Center Dr, O'Fallon, MO 63368
(636) 493-8001
dillehayinsurance.com
Alternatives Insurance Agency
206 W Terra Ln, O'Fallon, MO 63366
(636) 978-7260
insuranceofallon-troy.com
AAA O'Fallon Insurance and Member Services
2277 State Hwy K, O'Fallon, MO 63368
(636) 272-2362
ace.aaa.com
Jeffrey Lang American Family Insurance
7130 S Outer Rd 364, O'Fallon, MO 63368
(636) 978-2556
amfam.com
Jeff Hug Insurance Broker
1068 Bryan Rd, O'Fallon, MO 63366
(636) 978-1595
jeffhuginsurance.com
Corey Tucker - Missouri Farm Bureau Insurance
3050 Winghaven Blvd, O'Fallon, MO 63368
(636) 614-2018
agents.mofbinsurance.com
Nicole Phelps Agency LLC American Family Insurance
2390 State Hwy K, O'Fallon, MO 63368
(636) 978-6514
amfam.com
Lance Rogers
109 Triad Center W, O'Fallon, MO 63366
(314) 470-1250
covenantinsurancegroup.net
Shelter Insurance
801 S Woodlawn Ave Ste 20 Ste A, O'Fallon, MO 63366
(636) 487-5680
shelterinsurance.com
Global Green Insurance
995 Cool Springs Industrial Dr, O'Fallon, MO 63366
(636) 379-8740
Farmers Insurance - Terry Schmidt
2764 State Hwy K, O'Fallon, MO 63368
(636) 561-0465
agents.farmers.com
Insurance Group of St Charles County LLC Ben Fischer Broker
1049A E Terra Ln, O'Fallon, MO 63366
(636) 294-6633
insurancegroupmo.com
Mike Wedemeier - Missouri Farm Bureau Insurance
3050 Winghaven Blvd, O'Fallon, MO 63368
(636) 614-2018
agents.mofbinsurance.com
Mid America Insurance Services, LLC
2017 State Hwy K, O'Fallon, MO 63366
(636) 278-0291
midamins.net
Umbrella insurance provides extra liability coverage beyond your auto, home, or boat policies. In O'Fallon, Missouri, agents can help you assess your risk and secure a policy that protects your savings and future earnings. Missouri law does not require umbrella insurance, but it is a common option for those with significant assets or higher liability exposure.
What Does a Umbrella Insurance Agent in O'Fallon Cost?
In Missouri, a 1 million dollar umbrella insurance policy typically costs 150 to 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in O'Fallon do?
An agent helps you evaluate your current liability limits and recommends an umbrella policy to fill coverage gaps. They work with multiple insurers to find a policy that fits your needs and budget. The agent also explains how the policy interacts with your existing home and auto coverage.
How much umbrella coverage do I need in Missouri?
Most policies start at 1 million dollars in coverage. Your agent will consider your assets, income, and potential lawsuit risks to suggest an appropriate limit. Missouri has no cap on personal injury damages, so higher limits may be wise if you have substantial assets.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.