The top-rated umbrella insurance agent in Shreveport, Louisiana is Watley Insurance Group, rated 5.0 stars across 108 reviews. Other highly rated options include The Pace Agency LLC: Allstate Insurance, Burke & Burke Insurance Marketing Inc, Farm Bureau Insurance. This directory lists 20 umbrella insurance agents serving Shreveport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Watley Insurance Group | 905 Francais Dr | (318) 423-7445 |
| 2 | The Pace Agency LLC: Allstate Insurance | 4505 Youree Dr | (318) 868-5785 |
| 3 | Burke & Burke Insurance Marketing Inc | 6969 Fern Loop Suite 205 Suite 205 | (318) 219-7874 |
| 4 | Farm Bureau Insurance | 8640 Business Park Dr | (318) 524-5200 |
| 5 | 360 Insurance: Semon Agency | 6130 Line Ave | (318) 629-1905 |
| 6 | Hudson-Silver Insurance Agency | 9241 Wallace Lake Rd | (318) 686-7700 |
| 7 | Shelter Insurance - Rusty Mixon | 4449 Youree Dr | (318) 868-8336 |
| 8 | Earlene Coleman - State Farm Insurance Agent | 1500 N Market St b108 | (318) 222-7755 |
| 9 | Expert Insurance Insurance Co | 1825 Fairfield Ave | (318) 625-0924 |
| 10 | 318 Insurance Services | 864 Olive St | (318) 217-6110 |
Watley Insurance Group serves Shreveport and Caddo Parish as an umbrella insurance agent. Its work provides supplementary liability coverage beyond the limits of standard auto and homeowners policies. This extra layer of protection helps safeguard personal assets and future earnings against large claims or lawsuits. The agent typically assesses a client’s current liabilities and recommends appropriate policy amounts. Among the specific services it handles in this area are excess liability protection for automobile claims and additional coverage for incidents on residential property.
The Pace Agency LLC: Allstate Insurance provides local umbrella insurance agent services for individuals and commercial operators throughout the Shreveport area. Additional coverage options are discussed during an initial consultation, and ongoing policy reviews are offered to ensure limits keep pace with changing asset values. The agency works to assess liability exposure and adjust coverage levels accordingly. Its umbrella insurance agents service clientele with single-family homes, apartments, retail properties, and restaurants.
Burke & Burke Insurance Marketing Inc serves the Shreveport area and its surrounding communities within northern Louisiana. It handles personal liability protection above standard coverage limits, providing a safeguard against major claims and lawsuits. The company works with clients to evaluate their individual asset exposure and property risks. It generally begins by listing existing policies, identifying coverage gaps, then securing appropriate excess liability limits through a straightforward application and review process with carriers.
Homeowners, businesses, and property managers in Shreveport rely on Farm Bureau Insurance for umbrella liability coverage that provides crucial extra protection above standard policy limits. This local agency helps clients safeguard their assets against major claims and lawsuits that could otherwise threaten their financial stability. The office serves policyholders in Shreveport, including nearby communities like Bossier City and the broader metropolitan area across Caddo Parish.
Serving the Shreveport area, 360 Insurance: Semon Agency offers umbrella insurance policies that can be structured either as a one-time standalone purchase or as a recurring premium policy integrated with existing coverage. This additional liability protection extends above the limits of standard home and auto policies, helping safeguard personal assets against major claims or lawsuits. Clients may choose to have their coverage handled through a single scheduled annual review, or they can request service on an as-needed basis for policy adjustments or claims support.
Hudson-Silver Insurance Agency in Shreveport, LA specializes in helping clients secure umbrella insurance policies to provide additional liability coverage beyond standard home or auto limits. It also assists individuals and families in reviewing their existing insurance portfolios to identify potential gaps in protection. This supplementary coverage can be crucial for safeguarding significant assets, such as local properties or savings, against large lawsuits. The agency is particularly useful during the spring and summer months, when increased outdoor entertaining or teenage driving activity can raise liability risks.
Shelter Insurance - Rusty Mixon provides umbrella insurance coverage to clients in Shreveport, Louisiana. This type of policy offers extra liability protection beyond standard auto or homeowners limits. It helps safeguard personal assets against major claims or lawsuits. Local households and business owners can benefit from the added financial security this coverage provides. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
As spring storms approach Shreveport, the need for extra protection beyond standard policies becomes clear. Earlene Coleman, a State Farm Insurance Agent in the area, assists homeowners and drivers with umbrella liability insurance. This coverage offers broader limits, helping to guard assets against major claims or lawsuits. After reviewing a client's current policies, the agent will discuss risk exposure. The typical first step is a complimentary personal umbrella insurance review to identify gaps in existing coverage.
318 Insurance Services in Shreveport, LA, assists local homeowners with umbrella insurance to protect personal assets beyond standard policy limits. They also offer commercial umbrella coverage for area businesses seeking extra liability protection throughout the region. Clients benefit from assessments that align policies with specific needs, helping to manage risk comprehensively. After initial coverage is in place, insured parties may contact the agency for plan reviews or adjustments ahead of scheduled renewals, ensuring continued alignment with evolving personal and business circumstances between regular visits.
What Does an a Umbrella Insurance Agent in Shreveport Cost?
The cost of an umbrella insurance policy in Louisiana typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record home value and number of vehicles affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Shreveport
An umbrella insurance agent in Shreveport Louisiana can help you secure additional liability coverage beyond your standard auto or homeowners policy. Louisiana law requires minimum liability limits for drivers but does not mandate umbrella insurance. Local agents understand the unique risks in Shreveport including severe weather and high-traffic corridors like I-20.
Frequently Asked Questions
What is the minimum liability coverage required in Louisiana?
Louisiana requires drivers to carry at least 15000 dollars for bodily injury per person 30000 dollars per accident and 25000 dollars for property damage. An umbrella policy typically kicks in after these limits are exhausted.
How does umbrella insurance work with a Louisiana homeowners policy?
Umbrella insurance provides an extra layer of protection above your homeowners liability limits. In Louisiana this can help cover claims from accidents on your property such as slip and fall injuries. Your agent will coordinate the umbrella policy with your existing coverage.
Can umbrella insurance cover legal defense costs in Louisiana?
Yes umbrella policies often include legal defense costs even if the underlying claim is not covered. Louisiana courts can award high damages in personal injury cases so this extra protection is valuable. Check with your Shreveport agent for specific policy details.
Umbrella Insurance Agents in Other Louisiana Cities
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