The top-rated umbrella insurance agent in Metairie, Louisiana is Nora Vaden Holmes - State Farm Insurance Agent, rated 5.0 stars across 2,528 reviews. Other highly rated options include Allen Boudreaux - GEICO Insurance Agent, Granen Insurance, Michael Dunbar Insurance. This directory lists 25 umbrella insurance agents serving Metairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nora Vaden Holmes - State Farm Insurance Agent | 117 Metairie Lawn Dr | (504) 831-0002 |
| 2 | Allen Boudreaux - GEICO Insurance Agent | 4051 Veterans Memorial Blvd Suite 100 | (504) 457-2345 |
| 3 | Granen Insurance | 3005 Harvard Ave # 101 | (504) 541-5777 |
| 4 | Michael Dunbar Insurance | 3445 N Causeway Blvd #313 | (985) 607-4949 |
| 5 | Archangel Insurance | 3527 Ridgelake Dr STE 200 | (504) 290-0650 |
| 6 | Expert Insurance Services | 649 Papworth Ave Suite 200C | (504) 835-1602 |
| 7 | Dan Burghardt Insurance Agency | 3008 David Dr | (504) 455-7283 |
| 8 | Premiere Metro Group | 3106 Cleary Ave | (504) 780-9980 |
| 9 | Daniel Rahman Agency | 6660 Riverside Dr STE 100 | (504) 356-0003 |
| 10 | AAA Metairie Insurance and Member Services | 3445 N Causeway Blvd Ste 100 | (504) 838-7500 |
Nora Vaden Holmes - State Farm Insurance Agent serves the greater New Orleans metro area, including Metairie, Louisiana, as an umbrella insurance agent. This office helps individuals and families secure additional liability protection beyond standard auto and home policies. Umbrella coverage can safeguard assets against major claims or lawsuits. The experienced team guides clients through policy options tailored to personal risk profiles. They assist with commercial umbrella policies for small business owners, alongside personal umbrella coverage for high-value assets or rental properties.
Allen Boudreaux - GEICO Insurance Agent in Metairie, LA, provides umbrella insurance coverage that extends liability protection beyond standard policies. Service offerings include consultations to evaluate existing policy limits and guidance on selecting appropriate additional coverage amounts. The agency assists with policy maintenance by reviewing client needs and adjusting coverage as circumstances change. It serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Granen Insurance provides residential umbrella insurance in Metairie, Louisiana, offering an extra layer of liability protection that extends beyond homeowners and auto policies. The firm also structures commercial umbrella coverage for small to medium-sized businesses throughout the greater New Orleans area. Agents work closely with clients to identify gaps in existing insurance and align umbrella limits with personal assets. After each policy review or renewal, the same service representative follows up to coordinate coverage adjustments and ensures continuity between regular visits.
Michael Dunbar Insurance, based in Metairie, LA, is known for providing umbrella insurance that extends extra liability protection beyond standard home or auto policies. Its service range covers personal excess liability coverage, helping safeguard clients against major claims. This agent assists local homeowners and drivers in evaluating their risk exposure. A specialty service it can add on is personal watercraft liability protection, offering further security for recreational boating activities in the region.
For clients seeking supplemental liability protection, Archangel Insurance in Metairie, Louisiana distinguishes between one-time policy placements for specific assets and recurring annual policies that provide ongoing coverage. Their umbrella insurance work extends the liability limits of existing homeowners and auto policies, creating an extra layer of protection against major claims or lawsuits that could otherwise exhaust primary coverage limits. This service is offered strictly on an as-needed basis, allowing policyholders to add or adjust coverage when their personal risk profile changes.
Expert Insurance Services serves clients in Metairie, Louisiana, and the surrounding communities in Jefferson Parish. As an umbrella insurance agent, it handles personal and commercial excess liability policies that provide extra coverage beyond standard auto and homeowners insurance limits. The company aims to protect residents and businesses from major claims or lawsuits. For a typical job, it analyzes each client’s existing coverage to recommend a matching umbrella policy that fills specific gaps in their liability protection.
Dan Burghardt Insurance Agency provides liability coverage to protect policyholders against major claims that exceed standard policy limits. As an umbrella insurance agent, the company structures this supplemental coverage to defend assets and future earnings from catastrophic lawsuits. The agency serves residential clients while focusing on commercial sectors including professional offices, warehouses, restaurants, and other food service operations.
Homeowners, businesses, and property managers in Metairie, Louisiana rely on this agency for comprehensive umbrella insurance policies that extend liability coverage beyond the limits of standard auto and homeowners insurance. This additional layer of protection helps safeguard assets against major claims and lawsuits, providing essential financial security for local clients. The agency also serves clients throughout the greater New Orleans metro area, including neighboring communities such as Kenner.
Daniel Rahman Agency provides a range of umbrella insurance services in the Metairie, Louisiana area, offering personal liability coverage that extends beyond standard policy limits. Its service plans include guidance on structuring broader protection for clients existing homeowners and auto policies. These maintenance plans help shield local policyholders from large claims or lawsuits. The agency customizes such liability strategies for various property types, including single-family homes, rental apartments, retail locations, and restaurants.
With unpredictable weather often threatening property and liability in the greater New Orleans area, residents in Metairie turn to AAA Metairie Insurance and Member Services for umbrella coverage that adds an extra layer beyond standard policies. This agency helps local homeowners and drivers protect their assets by evaluating personal risks to recommend appropriate excess liability limits. The first step in securing such protection typically involves a thorough review of existing policies to identify uncovered exposures and determine the correct coverage amount needed.
What Does an a Umbrella Insurance Agent in Metairie Cost?
The cost of an umbrella insurance policy in Louisiana typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your driving record number of properties and personal liability history. This is general information and not insurance advice.
About umbrella insurance agents in Metairie
An umbrella insurance agent in Metairie Louisiana can help you secure extra liability coverage beyond your standard auto or homeowners policy. Louisiana law requires minimum liability limits for auto insurance but umbrella policies provide an additional layer of protection for assets. Local agents understand the unique risks in the Greater New Orleans area including hurricane-related claims and high traffic accident rates.
Frequently Asked Questions
What does an umbrella insurance agent in Metairie do?
An umbrella insurance agent helps you evaluate your current liability coverage and recommends an umbrella policy that extends your limits. They assess your personal assets and risk factors specific to Louisiana such as potential lawsuits from slip and fall incidents or auto accidents. The agent then binds a policy that starts after your underlying insurance limits are exhausted.
How much umbrella coverage do I need in Louisiana?
The amount of umbrella coverage you need depends on your net worth and potential liability exposure. Many Louisiana agents suggest a minimum of one million dollars in umbrella coverage for homeowners with significant assets. Louisiana courts can award large judgments in personal injury cases so higher limits may be prudent for high income individuals.
Does Louisiana law require umbrella insurance?
Louisiana does not require umbrella insurance by state law. However Louisiana has a one year prescriptive period for personal injury lawsuits under Civil Code Article 3492 which means you can be sued for up to one year after an incident. Umbrella coverage is voluntary but recommended for those with assets to protect from large judgments.
Umbrella Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Gretna · Harvey · Houma · Kenner · Lafayette · Lake Charles · Marrero · Monroe · New Orleans · Shreveport · Slidell