The top-rated umbrella insurance agent in Bossier City, Louisiana is Gina Eubanks: Allstate Insurance, rated 4.9 stars across 554 reviews. Other highly rated options include Gelpi & Horn Insurance, Jackson Insurance Agency, Shelter Insurance - Sarah Trippel. This directory lists 20 umbrella insurance agents serving Bossier City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Eubanks: Allstate Insurance | 4200 Airline Dr #400 | (318) 610-9658 |
| 2 | Gelpi & Horn Insurance | 1833 Lois Ln | (318) 742-7426 |
| 3 | Jackson Insurance Agency | 1656 Benton Rd #C | (318) 746-2222 |
| 4 | Shelter Insurance - Sarah Trippel | 2325 Old Minden Rd Ste 100 | (318) 459-7502 |
| 5 | Goosehead Insurance - Jake Wood Agency | 1126 Villaggio Boulevard | (318) 716-7212 |
| 6 | Burkhardt Insurance Agency | 4308 Parkway Dr | (318) 746-6716 |
| 7 | Tilley Insurance Agency | 4726 E Texas St #184 | (318) 459-7257 |
| 8 | Tropolis Insurance | 4120 Airline Dr | (318) 747-1818 |
| 9 | Shelter Insurance - Gregg Austin | 1000 Chinaberry Dr Ste 100A | (318) 746-9998 |
| 10 | Maddox And Hughes Insurance Inc | 401 Hamilton Rd STE 124 | (318) 746-4300 |
Gina Eubanks: Allstate Insurance serves the Bossier City, Louisiana, area as an umbrella insurance agent. Umbrella insurance provides additional liability coverage beyond standard policies, safeguarding assets against major claims and lawsuits. This involves extra protection for homes and vehicles, covering incidents where basic limits are surpassed. For residents and businesses in Bossier City, it offers a buffer for significant financial risks. The agency specifically handles personal umbrella policies and excess liability coverage for local property owners.
Gelpi & Horn Insurance serves homeowners, businesses, and property managers in Bossier City, Louisiana, seeking additional liability protection beyond standard policies. The agency offers umbrella insurance coverage designed to provide extra security against major claims and lawsuits, helping clients safeguard their personal and commercial assets from unforeseen financial risk. Their services are essential for those operating rental properties or managing sizable portfolios. The agency also covers clients in the neighboring metropolitan area of Shreveport, ensuring comprehensive access to excess liability solutions across the region.
Jackson Insurance Agency in Bossier City, Louisiana, provides umbrella insurance agent services, offering coverage that extends beyond standard policy limits for added liability protection. It designs service plans that help clients address potential gaps in existing home or auto policies, reducing financial risk from major claims. The agency maintains these plans through routine policy reviews and adjustments to align with changing needs. Its clients include owners of single-family homes, apartments, retail locations, and restaurants seeking broad liability safeguards.
Shelter Insurance - Sarah Trippel serves Bossier City and the surrounding communities in northwest Louisiana, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. The agency specializes in helping clients protect their assets and future earnings against major claims or lawsuits. It works closely with each policyholder to assess individual risk levels and existing coverage gaps. The company uses a straightforward consultation process to determine the appropriate amount of added protection needed for each client.
Goosehead Insurance - Jake Wood Agency in Bossier City, LA, distinguishes between one-time policy placements and recurring annual premium payments for umbrella coverage. This agency provides liability protection that extends beyond the limits of standard home and auto policies to cover significant financial loss from accidents or lawsuits. Serving clients in the local area, service operates on a scheduled basis for policy renewals and on an as-needed basis for new coverage inquiries and claim support.
Burkhardt Insurance Agency in Bossier City, Louisiana offers specialized umbrella insurance policies that provide supplemental liability coverage beyond standard homeowners and auto limits. It routinely assists clients with structuring broad protection against unforeseen claims, lawsuits, and major financial exposures that could otherwise threaten personal assets. As a local agent, it helps residents navigate complex liability risks unique to the region according to their individual needs. During the annual spring storm season, the agency frequently advises property owners on strengthening their overall liability coverage before severe weather arrives.
With Bossier City’s storm season bringing sudden hail and wind damage, homeowners here often seek protection beyond standard policies. Tilley Insurance Agency in Bossier City, LA, serves as an umbrella insurance agent, providing extra liability coverage that activates when primary limits are exhausted. This added layer helps shield personal assets from major claims or lawsuits. To tailor a policy to your current risk exposure, an agent begins with a detailed review of your existing home and auto coverages and a discussion of your property holdings.
Tropolis Insurance provides individualized coverage strategies for clients in Bossier City, Louisiana, tailoring each policy to meet specific liability exposures beyond standard homeowner or auto protection. As a dedicated umbrella insurance agent, the company focuses on extending additional layers of financial security against major claims and lawsuits. This specialized approach safeguards personal assets while ensuring sufficient policy limits for unforeseen events. The company can serve a variety of commercial sectors, including professional offices, large warehouses, and food service establishments.
Shelter Insurance - Gregg Austin provides residential umbrella insurance coverage for homeowners in Bossier City, Louisiana. Commercial coverage is also available for local businesses seeking additional liability protection beyond standard policies. Services extend throughout the Bossier City area for both personal and commercial clients. Clients may contact the agency for follow-up service or to discuss adjusting coverage limits between regular policy review visits.
Maddox And Hughes Insurance Inc is an umbrella insurance agent serving clients in and around Bossier City, LA. They help individuals and businesses secure extra liability protection that extends beyond the coverage limits of standard auto or homeowners policies. This additional layer of coverage can aid in safeguarding personal assets against major claims or lawsuits. Their process typically includes assessing a client's current policies to recommend appropriate umbrella limits. As a specialty service, they can also assist with tailoring policies to cover risks associated with rental properties.
What Does an a Umbrella Insurance Agent in Bossier City Cost?
Umbrella insurance in Louisiana typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher coverage limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Your actual premium depends on factors like the number of vehicles you own your driving record and whether you have rental properties. This is general information and not insurance advice.
About umbrella insurance agents in Bossier City
Umbrella insurance agents in Bossier City Louisiana help residents secure extra liability coverage beyond standard auto and homeowners policies. Louisiana law does not require umbrella insurance but it can protect assets from large claims like those from auto accidents on busy roads like I-20 or I-220. Agents in Bossier City understand local risks including hurricane related property damage and can tailor policies to meet your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Bossier City do?
An umbrella insurance agent in Bossier City helps you purchase a personal liability umbrella policy that extends coverage limits on your existing home and auto insurance. The agent evaluates your assets and risk exposure to recommend an appropriate coverage amount. Louisiana follows a comparative fault system so umbrella coverage can be vital if you are found partially liable for an accident.
How much umbrella insurance do I need in Bossier City Louisiana?
The amount of umbrella insurance you need depends on your net worth and potential liability risks. Many agents recommend at least 1 million dollars in coverage. In Louisiana the minimum auto liability limits are 15000 per person and 30000 per accident so umbrella coverage can fill gaps if you face a lawsuit for damages exceeding those limits.
Can I get umbrella insurance if I have a rental property in Bossier City?
Yes you can get umbrella insurance even if you own rental property in Bossier City. Louisiana landlords face unique risks such as slip and fall claims or damage from hurricanes. An umbrella policy can provide additional liability protection for your rental properties and your personal residence.
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