The top-rated umbrella insurance agent in Monroe, Louisiana is Greg Manley, Jr. - State Farm Insurance Agent, rated 5.0 stars across 401 reviews. Other highly rated options include Paulen Luttgeharm - State Farm Insurance Agent, Goosehead Insurance - Neill Roshto, Freeway Insurance. This directory lists 15 umbrella insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Manley, Jr. - State Farm Insurance Agent | 3000 Armand Connector | (318) 323-0521 |
| 2 | Paulen Luttgeharm - State Farm Insurance Agent | 2116 Forsythe Ave Ste A | (318) 388-2450 |
| 3 | Goosehead Insurance - Neill Roshto | 201 Victory Blvd Ste 200 | (318) 582-2042 |
| 4 | Freeway Insurance | 2820 Louisville Ave Suit 118 | (318) 480-0540 |
| 5 | Advanced Insurance Planning | 1013 N 3rd St | (318) 322-5959 |
| 6 | Monique Gill - State Farm Insurance Agent | 8017 Desiard Street #2 | (318) 343-8555 |
| 7 | Goosehead Insurance - Jed Harris | 424 Desiard St Suite 1 | (318) 503-8395 |
| 8 | Shelter Insurance | 100 NorthPark Dr | (318) 343-3582 |
| 9 | Galligan Insurance | 1812 Glenmar Ave Ste B | (318) 322-2184 |
| 10 | Forth Insurance | 2301 Tower Dr | (318) 361-0030 |
Greg Manley, Jr. - State Farm Insurance Agent serves the Monroe, Louisiana area. The company helps local residents and businesses obtain umbrella insurance coverage. This type of policy provides additional liability protection beyond the limits of standard home and auto insurance. It is often essential for those with significant assets or higher risk exposure. The agency assists clients in securing personal liability umbrella policies and evaluating coverage for unexpected events, such as serious accidents on their property or while driving.
Paulen Luttgeharm - State Farm Insurance Agent in Monroe, LA provides supplemental umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits. Service plans include policy reviews and adjustments to ensure adequate protection as personal assets change. Maintenance plans involve periodic coverage evaluations to account for new purchases or property updates. The agency serves clients protecting a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and property managers in Monroe, Louisiana, turn to Goosehead Insurance - Neill Roshto for umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency assists local clients in securing extra layers of security, helping to safeguard personal assets and business interests from substantial claims. Policies are tailored to fit diverse needs, offering broad coverage for unexpected incidents. They also serve customers across the West Monroe area, providing the same comprehensive umbrella insurance solutions to that neighboring community.
Freeway Insurance in Monroe, Louisiana offers umbrella insurance coverage that extends liability protection beyond standard auto or homeowners policy limits. The agency specializes in helping local residents and businesses secure an extra layer of financial safety against unforeseen accidents or lawsuits. Its general services include assessing individual risk exposure and matching clients with appropriate policy options from various carriers. In the Monroe area, this added coverage becomes particularly valuable during hurricane season, when property damage claims can quickly exceed primary policy limits.
Advanced Insurance Planning serves Monroe, Louisiana, and the surrounding communities. The agency handles personal umbrella insurance policies that provide extra liability coverage above standard home and auto limits. This type of policy protects clients from major claims and lawsuits. The agency works with clients to review their existing coverage and identify potential exposure gaps. For a typical job, it assesses the client’s current assets and risk profile to recommend an appropriate level of umbrella protection that fits their specific financial situation.
For homeowners and renters in Monroe, LA needing liability protection that goes beyond a standard policy, Monique Gill - State Farm Insurance Agent offers umbrella insurance. Service is available either as a one-time policy add-on or as an ongoing annual coverage renewal, designed to safeguard assets from major claims and lawsuits. The agent assists clients in determining the appropriate limit for their personal situation. Service runs on either a scheduled annual review basis or as an as-needed consultation.
Goosehead Insurance - Jed Harris specializes in umbrella insurance coverage, offering supplementary liability protection that extends beyond standard home and auto policies in the Monroe, LA area. The agency helps clients safeguard their assets against major claims and lawsuits, working to fill coverage gaps for individuals and families. It also provides guidance on how umbrella policies coordinate with existing insurance lines, assessing exposure risks common to local homeowners and drivers. As storm seasons approach, the agency assists clients in reviewing coverage limits to address increased liability from weather-related property damage claims.
As the unpredictable weather of northeast Louisiana turns into storms and flooding, Monroe residents often face unexpected property damage or liability risks. Shelter Insurance in Monroe, LA helps local policyholders address these gaps by offering umbrella insurance coverage that extends beyond standard home or auto limits. This added layer protects assets and future earnings against larger claims or lawsuits. A policy discussion begins with a review of existing coverage and an inspection of current property exposures.
Galligan Insurance provides general liability protection and risk management guidance to individuals and businesses in Monroe, LA. Its umbrella insurance agents specialize in extending standard policy limits to offer broader coverage against major claims and lawsuits. These policies help clients safeguard their assets and financial stability through an additional layer of defense. Commercial sectors that commonly benefit from such catastrophic coverage include office complexes, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Monroe Cost?
In Louisiana a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year for most drivers and homeowners. Higher coverage limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Monroe
Umbrella insurance agents in Monroe Louisiana help you add a layer of liability protection beyond your auto and homeowners policies. Louisiana law requires minimum liability limits on auto insurance but an umbrella policy can provide an extra million dollars or more in coverage. Working with a local agent ensures you understand how Louisiana liability laws apply to your personal situation.
Frequently Asked Questions
What does an umbrella insurance agent in Monroe do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your auto or home insurance limits are exhausted. In Louisiana this extra coverage can protect your savings and future wages from large lawsuits. The agent will review your current policies and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Louisiana?
Most agents recommend at least one million dollars in umbrella coverage for Louisiana residents with significant assets. The amount you need depends on your net worth risk factors and lifestyle. Your agent can help calculate the right limit based on your personal exposure.
Is umbrella insurance required by law in Louisiana?
No Louisiana law does not require umbrella insurance. However it is strongly recommended for anyone with substantial assets or high liability risks. Louisiana follows a pure comparative fault rule which means you can be held responsible for damages even if you are only partially at fault.
Umbrella Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Gretna · Harvey · Houma · Kenner · Lafayette · Lake Charles · Marrero · Metairie · New Orleans · Shreveport · Slidell