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Find Umbrella Insurance Agents Near You in Houma, LA

Browse umbrella insurance agents serving Houma, Louisiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Houma, Louisiana is Trinity Insurance Agency, Inc, rated 4.7 stars across 166 reviews. Other highly rated options include Freeway Insurance, Nicholas Hebert: Allstate Insurance, Boudreaux & Associates Insurance Agency, Inc.. This directory lists 20 umbrella insurance agents serving Houma.

Showing 20 umbrella insurance agents in Houma, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trinity Insurance Agency, Inc6823 W Park Ave(985) 262-1435
2Freeway Insurance1246 Grand Caillou Rd Ste C(985) 240-1004
3Nicholas Hebert: Allstate Insurance854 Grand Caillou Rd(985) 868-1886
4Boudreaux & Associates Insurance Agency, Inc.7032 W Park Ave(985) 876-0643
5Terrebonne Insurance Agency, Inc210 Mystic Blvd(985) 851-3080
6Southgate Insurance Agency, LLC1155 St Charles St(985) 262-0406
7Page Insurance Agency5911 W Main St(985) 872-5711
8Louisiana Group-Insurance250 Barrow St(985) 284-4153
9Gautreaux Insurance Agency Inc204 Progressive Blvd(985) 868-7522
10Starlight Guard Insurance LA308 Belanger St(985) 205-1543
TI
6823 W Park Ave
Trinity Insurance Agency, Inc
Umbrella Insurance Agent · Houma, LA

Trinity Insurance Agency, Inc serves the Houma, Louisiana area as an umbrella insurance agent. The company offers supplementary liability coverage that extends beyond the limits of standard homeowners and auto policies, providing additional protection for assets. This policy covers claims and legal costs that exceed primary insurance limits. Trinity Insurance Agency addresses potential gaps in coverage for serious accidents or lawsuits. It handles excess liability policies and personal liability protection for local residents.

FI
1246 Grand Caillou Rd Ste C
Freeway Insurance
Umbrella Insurance Agent · Houma, LA

Freeway Insurance provides umbrella insurance coverage in Houma, Louisiana, offering extended liability protection beyond standard policy limits. Its specialized umbrella policies help clients manage major claims and legal costs arising from personal or business activities. These policies also cover additional risks not addressed by underlying homeowners or auto insurance. The company serves diverse commercial sectors, including offices, warehouses, and food service operations.

NH
854 Grand Caillou Rd
Nicholas Hebert: Allstate Insurance
Umbrella Insurance Agent · Houma, LA

Nicholas Hebert: Allstate Insurance is an umbrella insurance agent in Houma, Louisiana, providing supplemental liability coverage that extends beyond standard home and auto policies. This agency helps clients secure broader financial protection against major claims or lawsuits. It offers personalized consultations to assess individual risk levels and maintain appropriate policy limits. Services aim to safeguard personal assets by filling coverage gaps left by underlying policies. The agency serves homeowners of single-family properties, as well as owners of apartment complexes, retail spaces, and local restaurants needing excess liability protection.

BA
7032 W Park Ave
Boudreaux & Associates Insurance Agency, Inc.
Umbrella Insurance Agent · Houma, LA

Homeowners, businesses, and property managers in Houma, LA depend on Boudreaux & Associates Insurance Agency, Inc. for umbrella insurance coverage. This agency assists clients by offering excess liability policies designed to protect assets above standard policy limits. Umbrella insurance serves as an extra layer of financial security against major claims or lawsuits. Such coverage is essential for those with significant property or higher risk exposure. Boudreaux & Associates also serves the neighboring community of Thibodaux and the surrounding Terrebonne Parish metro area.

TI
210 Mystic Blvd
Terrebonne Insurance Agency, Inc
Umbrella Insurance Agent · Houma, LA

Terrebonne Insurance Agency, Inc serves the Houma area and surrounding communities across Terrebonne Parish. As an umbrella insurance agent, it handles excess liability coverage that extends beyond the limits of standard homeowners and auto policies. This protects clients from major claims and lawsuits that could otherwise exceed their primary coverage. The firm assesses each client's overall risk profile to determine appropriate policy limits, then coordinates with existing primary insurers to create a seamless layer of additional protection.

SI
1155 St Charles St
Southgate Insurance Agency, LLC
Umbrella Insurance Agent · Houma, LA

Southgate Insurance Agency, LLC offers both one-time policy placements and ongoing multi-year coverage options for umbrella insurance in Houma, LA. This type of liability policy extends protection beyond the limits of a client’s standard home or auto insurance, covering large claims or lawsuits. Each policy is tailored to the individual risk profile of the property and assets involved. Service for these policies at Southgate Insurance Agency operates on a one-time or as-needed basis for initial setup, with scheduled annual reviews available as needed.

PI
5911 W Main St
Page Insurance Agency
Umbrella Insurance Agent · Houma, LA

Page Insurance Agency in Houma, LA offers personalized umbrella insurance guidance to help clients secure extra liability protection beyond standard policies. The agency works closely with residents and businesses to assess their coverage needs, focusing on safeguarding assets and managing risk effectively. During the Gulf Coast hurricane season, the agency assists clients in reviewing their umbrella policies to ensure adequate coverage against storm-related claims and potential liability issues.

LG
250 Barrow St
Louisiana Group-Insurance
Umbrella Insurance Agent · Houma, LA

Louisiana Group-Insurance works with clients in the Houma area to help them manage their broader liability exposure through standard commercial policies, then extends that protection by offering umbrella insurance agent services. Umbrella coverage provides additional layers of liability limits beyond primary business insurance, which is essential for defending against large claims. The company brings this specialized add-on to various commercial sectors, including local offices, warehouses, and food service operations seeking expanded financial safeguards.

GI
204 Progressive Blvd
Gautreaux Insurance Agency Inc
Umbrella Insurance Agent · Houma, LA

As hurricane season stirs concern among Houma residents, Gautreaux Insurance Agency Inc addresses the need for added liability coverage through umbrella insurance. This type of policy extends protection beyond standard auto and homeowners limits, offering crucial support when major claims arise. Particularly in a coastal area facing potential storm-related damages, additional liability safeguards are important. Gautreaux Insurance Agency Inc assists local clients in evaluating their existing policies and determining appropriate umbrella limits. An initial consultation is arranged to review personal assets and discuss potential exposures before providing a coverage assessment.

SG
308 Belanger St
Starlight Guard Insurance LA
Umbrella Insurance Agent · Houma, LA

Starlight Guard Insurance LA focuses its umbrella insurance services on residential properties in Houma, helping homeowners extend liability protection beyond standard policies. For commercial clients, the agency provides coverage that safeguards businesses against major claims and lawsuits. Its service area encompasses the greater Houma region and nearby communities. Clients often return to review their umbrella limits as their assets or operations grow, ensuring coverage aligns with changing needs between regular policy visits.

DI
1795 Martin Luther King Blvd F-1
Dabdoub Insurance
Umbrella Insurance Agent · Houma, LA
(985) 868-8958
homeownersandauto.com
IW
1500 W Tunnel Blvd
Insurance Wise Consultants LA
Umbrella Insurance Agent · Houma, LA
(225) 420-0979
HI
1191 W Tunnel Blvd
Hebert Insurance Agency
Umbrella Insurance Agent · Houma, LA
(985) 868-2791
hebertins.com
TT
414 Corporate Dr
TWFG-Todd Hebert Insurance
Umbrella Insurance Agent · Houma, LA
(985) 790-7501
twfgtoddhebert.com
CI
1702 St Charles St
Clement Insurance Agency
Umbrella Insurance Agent · Houma, LA
(985) 872-1391
clementagency.com
CI
414 Corporate Dr
Carmouche Insurance
Umbrella Insurance Agent · Houma, LA
(985) 851-3337
carmoucheinsurance.com
LT
6652 W Park Ave
La-Terre Insurance Agency , LLC
Umbrella Insurance Agent · Houma, LA
(985) 868-2427
laterreinsurance.com
SI
250 Barrow St
Stiel Insurance Services
Umbrella Insurance Agent · Houma, LA
(985) 868-4248
stielinsurance.com
CI
1522 Polk St
Carmouche Insurance of Houma
Umbrella Insurance Agent · Houma, LA
(985) 851-3337
carmoucheinsurance.com
PI
102 Hamner Dr
Picou Insurance
Umbrella Insurance Agent · Houma, LA
(985) 868-8591

What Does an a Umbrella Insurance Agent in Houma Cost?

The cost for a 1 million dollar umbrella policy in Louisiana typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors like your driving record and number of properties affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Houma

Umbrella insurance provides extra liability coverage above your auto and homeowners policies. In Houma Louisiana this coverage is important due to the states unique liability laws and hurricane risks. An agent can help you assess your personal exposure and secure a policy that meets Louisiana requirements.

Frequently Asked Questions

What does an umbrella insurance agent in Houma do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy. They evaluate your assets and risks to recommend appropriate coverage limits. In Louisiana this extra layer can protect against claims from accidents on your property or auto incidents.

How much umbrella coverage do I need in Louisiana?

Most agents suggest at least 1 million dollars in umbrella coverage for Houma residents. Louisiana law does not set a minimum but your agent will consider your net worth and potential liability risks. Higher limits may be needed if you own rental properties or a boat.

Does Louisiana law affect umbrella insurance requirements?

Louisiana follows a pure comparative fault rule which can increase your liability in an accident. This means your umbrella policy may pay a larger share if you are found partially at fault. Your agent will explain how this impacts your coverage needs.

Umbrella Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.