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Find Umbrella Insurance Agents Near You in Houma, LA
Directory of umbrella insurance agents in Houma, Louisiana. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Houma, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 20 umbrella insurance agents in Houma, LA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trinity Insurance Agency, Inc
6823 W Park Ave, Houma, LA 70364
(985) 262-1435
trinitycoverage.com
Freeway Insurance
1246 Grand Caillou Rd Ste C, Houma, LA 70363
(985) 240-1004
locations.freeway.com
Nicholas Hebert: Allstate Insurance
854 Grand Caillou Rd, Houma, LA 70363
(985) 868-1886
agents.allstate.com
Boudreaux & Associates Insurance Agency, Inc.
7032 W Park Ave, Houma, LA 70364
(985) 876-0643
boudreauxandassociates.com
Terrebonne Insurance Agency, Inc
210 Mystic Blvd, Houma, LA 70360
(985) 851-3080
Southgate Insurance Agency, LLC
1155 St Charles St, Houma, LA 70360
(985) 262-0406
southgateinsagency.com
Page Insurance Agency
5911 W Main St, Houma, LA 70360
(985) 872-5711
pageinsurance.agency
Gautreaux Insurance Agency Inc
204 Progressive Blvd, Houma, LA 70360
(985) 868-7522
gautreauxinsurance.com
Louisiana Group-Insurance
250 Barrow St, Houma, LA 70360
(985) 284-4153
Starlight Guard Insurance LA
308 Belanger St, Houma, LA 70360
(985) 205-1543
Dabdoub Insurance
1795 Martin Luther King Blvd F-1, Houma, LA 70360
(985) 868-8958
homeownersandauto.com
Insurance Wise Consultants LA
1500 W Tunnel Blvd, Houma, LA 70360
(225) 420-0979
Hebert Insurance Agency
1191 W Tunnel Blvd, Houma, LA 70360
(985) 868-2791
hebertins.com
Clement Insurance Agency
1702 St Charles St, Houma, LA 70360
(985) 872-1391
clementagency.com
TWFG-Todd Hebert Insurance
414 Corporate Dr, Houma, LA 70360
(985) 790-7501
twfgtoddhebert.com
Carmouche Insurance
414 Corporate Dr, Houma, LA 70360
(985) 851-3337
carmoucheinsurance.com
Stiel Insurance Services
250 Barrow St, Houma, LA 70360
(985) 868-4248
stielinsurance.com
La-Terre Insurance Agency , LLC
6652 W Park Ave, Houma, LA 70364
(985) 868-2427
laterreinsurance.com
Carmouche Insurance of Houma
1522 Polk St, Houma, LA 70360
(985) 851-3337
carmoucheinsurance.com
Picou Insurance
102 Hamner Dr, Houma, LA 70364
(985) 868-8591
Umbrella insurance provides extra liability coverage above your auto and homeowners policies. In Houma Louisiana this coverage is important due to the states unique liability laws and hurricane risks. An agent can help you assess your personal exposure and secure a policy that meets Louisiana requirements.
What Does a Umbrella Insurance Agent in Houma Cost?
The cost for a 1 million dollar umbrella policy in Louisiana typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors like your driving record and number of properties affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Houma do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. They evaluate your assets and risks to recommend appropriate coverage limits. In Louisiana this extra layer can protect against claims from accidents on your property or auto incidents.
How much umbrella coverage do I need in Louisiana?
Most agents suggest at least 1 million dollars in umbrella coverage for Houma residents. Louisiana law does not set a minimum but your agent will consider your net worth and potential liability risks. Higher limits may be needed if you own rental properties or a boat.
Does Louisiana law affect umbrella insurance requirements?
Louisiana follows a pure comparative fault rule which can increase your liability in an accident. This means your umbrella policy may pay a larger share if you are found partially at fault. Your agent will explain how this impacts your coverage needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Louisiana.