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Find Umbrella Insurance Agents Near You in South Bend, IN

Directory of umbrella insurance agents in South Bend, Indiana. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
South Bend, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 19 umbrella insurance agents in South Bend, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
4714 W Western Ave, South Bend, IN 46619
(574) 862-5000 locations.acceptance.com
Dan Berry Insurance Agency
54101 N Ironwood Rd, South Bend, IN 46635
(574) 255-6222 danberryinsurance.com
Aldridge Insurance, Inc.
1323 N Ironwood Dr, South Bend, IN 46615
(574) 232-9999 aldins.com
Priority Risk Management Inc.
331 S Eddy St Ste 50, South Bend, IN 46617
(574) 291-5510 priorityrisk.com
AMI Asset Management Insurance
1251 N Eddy St #200, South Bend, IN 46617
(574) 401-8500 amimichiana.com
Peterson Insurance Agency, Inc
2516 E Mishawaka Ave, South Bend, IN 46615
(574) 234-2464 talktoyouragent.com
Comparion Insurance Agency
1251 N Eddy St #200, South Bend, IN 46635
(574) 247-1104 comparioninsurance.com
Affordable Insurance Agency INC
1227 E Ireland Rd, South Bend, IN 46614
(574) 233-2330 driveaffordable.com
Michiana Family Insurance - South Bend, Indiana Insurance
4104 Miami St, South Bend, IN 46614
(574) 231-1500 michianafamilyinsurance.com
Don Hollingsworth American Family Insurance
2226 Miami St, South Bend, IN 46613
(574) 233-3400 amfam.com
Wesolowski Insurance Agency
216 S Taylor St, South Bend, IN 46601
(574) 233-5638 erieinsurance.com
McCartney Insurance
1402 Portage Ave, South Bend, IN 46616
(574) 287-8704 shopindianainsurance.com
A-Agency A Division of Treesh Insurance
4327 W Western Ave, South Bend, IN 46619
(574) 236-2791 treeshinsurance.com
Michiana Health Insurance, Inc
1635 N Ironwood Dr Suite 1, South Bend, IN 46635
(574) 855-4247 michianahealthinsurance.com
Gibson
202 S Michigan St #1400, South Bend, IN 46601
(574) 245-3500 thegibsonedge.com
Rockstroh Insurance Inc
333 N Lafayette Blvd, South Bend, IN 46601
(574) 233-5136 rockstrohinsurance.com
Pro Insurance Indiana
205 W Jefferson Blvd, South Bend, IN 46601
(574) 281-9342
Leadership Insurance Agency
52303 Emmons Rd #31, South Bend, IN 46637
(574) 277-1611 leadershipins.com
McGowan Insurance Group
54081 N Ironwood Rd, South Bend, IN 46635
(574) 277-0234 mcgowaninsgrp.com

Umbrella insurance agents in South Bend Indiana help you add an extra layer of liability protection beyond your standard home and auto policies. Indiana law requires minimum auto liability limits of 25/50/25, but an umbrella policy can cover higher claims and legal costs. Local agents understand the risks specific to Michiana, from lake property liability to winter slip and fall incidents.

What Does a Umbrella Insurance Agent in South Bend Cost?

The cost of an umbrella insurance policy in Indiana typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 750 dollars annually. Premiums vary based on your number of properties, vehicles, and personal risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in South Bend do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that kicks in after your underlying home and auto insurance limits are used up. The agent reviews your current coverage and recommends a policy amount that fits your assets and risk level.
How much umbrella coverage do I need in Indiana?
Most agents recommend at least 1 million dollars in umbrella coverage if you own a home or have significant savings. Indiana courts can award large judgments in liability cases, so your coverage should match your net worth and future earnings potential.
Does umbrella insurance cover legal defense costs in Indiana?
Yes, umbrella policies typically cover legal defense costs even if the lawsuit against you is groundless. In Indiana, this can include attorney fees, court costs, and settlements up to your policy limit. Your agent can explain the specific terms of each policy.