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Find Umbrella Insurance Agents Near You in Hammond, IN

Browse umbrella insurance agents serving Hammond, Indiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Hammond, Indiana is Freeway Insurance, rated 4.9 stars across 716 reviews. Other highly rated options include Jeff Tucker - State Farm Insurance Agent, State Farm: Mike Williams, Ogren Insurance. This directory lists 14 umbrella insurance agents serving Hammond.

Showing 14 umbrella insurance agents in Hammond, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1305 E 165th St(219) 747-7003
2Jeff Tucker - State Farm Insurance Agent2824 173rd St suite g(219) 844-3155
3State Farm: Mike Williams1231 E 165th St(219) 853-3040
4Ogren Insurance6929 Hohman Ave(219) 933-0076
5Edwin De Jesus - State Farm Insurance Agent4515 Hohman Ave(219) 937-3005
6Kyle Dempsey - State Farm Insurance Agent7018 Indianapolis Blvd(219) 845-1571
7Silcox Insurance Services6813 Kennedy Ave(219) 845-7100
8Ron J. Prestamer Insurance Agency, Inc.7207 Indianapolis Blvd Ste. 1(219) 844-0103
9Rosenwinkel Insurance7114 Calumet Ave(219) 932-8283
10A L McLaurin Agency LLC American Family Insurance5944 1/2 Hohman Ave(219) 844-1218
FI
1305 E 165th St
Freeway Insurance
Umbrella Insurance Agent · Hammond, IN

Freeway Insurance serves the Hammond, Indiana area as a provider of umbrella insurance agent services. An umbrella insurance agent works to help clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This type of coverage offers crucial protection against major claims and lawsuits. Freeway Insurance handles the assessment of personal liability risks and assists with policy selection from multiple carriers. It also helps clients manage coverage limits for umbrella insurance policies.

JT
2824 173rd St suite g
Jeff Tucker - State Farm Insurance Agent
Umbrella Insurance Agent · Hammond, IN

Jeff Tucker - State Farm Insurance Agent serves the Hammond, IN area and surrounding regions, offering umbrella insurance agent services. This type of coverage provides an extra layer of liability protection beyond standard home or auto policies. It is designed to help safeguard personal assets and future earnings from major claims or lawsuits. Specific services provided include helping clients assess their existing liability limits and securing additional umbrella coverage to fill potential gaps in protection.

SF
1231 E 165th St
State Farm: Mike Williams
Umbrella Insurance Agent · Hammond, IN

Mike Williams, serving Hammond, IN, provides umbrella insurance agent services, including personal liability coverage and business-related umbrella policies for added protection above standard limits. Maintenance plans involve periodic policy reviews to adjust coverage limits according to changing asset values or risk exposures. He assists with claims guidance and coverage questions to help clients maintain adequate protection. His services cover single-family homes, apartments, retail locations, and restaurants.

OI
6929 Hohman Ave
Ogren Insurance
Umbrella Insurance Agent · Hammond, IN

Ogren Insurance serves Hammond, Indiana, and the surrounding communities with commercial and personal umbrella insurance coverage. It handles liability protection that extends beyond the limits of standard auto, home, or business policies. A typical job involves assessing an individual’s or business’s existing coverage to identify gaps in asset protection. The agency then secures an additional layer of liability insurance that activates after underlying policy limits are exhausted, helping to safeguard long-term financial stability against major claims or lawsuits.

ED
4515 Hohman Ave
Edwin De Jesus - State Farm Insurance Agent
Umbrella Insurance Agent · Hammond, IN

Homeowners, businesses, and property managers in Hammond, IN can secure added liability protection through stand-alone umbrella policies offered by Edwin De Jesus - State Farm Insurance Agent. These policies extend coverage beyond standard auto and home insurance limits, helping shield assets from major claims. Each policy is discussed individually to match a client's specific risk exposure. The agency also writes policies for properties in neighboring East Chicago.

KD
7018 Indianapolis Blvd
Kyle Dempsey - State Farm Insurance Agent
Umbrella Insurance Agent · Hammond, IN

Located in Hammond, IN, Kyle Dempsey - State Farm Insurance Agent provides umbrella insurance coverage, a service distinct from one-time policies due to its recurring annual premium. This liability coverage extends beyond the limits of standard auto or homeowners policies, offering additional financial protection against major claims. As an umbrella insurance agent, this office assists local customers in evaluating their personal risk exposure and securing appropriate policy limits. Service for existing policies typically operates on an as-needed basis, with annual renewals and updates handled when clients request modifications or face life changes.

SI
6813 Kennedy Ave
Silcox Insurance Services
Umbrella Insurance Agent · Hammond, IN

Silcox Insurance Services in Hammond, IN provides specialty umbrella insurance coverage designed to extend liability protection beyond standard home and auto policies. The agency works with clients to assess personal risk and secure an additional layer of financial security against major claims or lawsuits. In the Northwest Indiana area, this service is particularly important during severe storm seasons, when property damage and liability risks from fallen trees or ice-related incidents can easily exceed primary policy limits.

RJ
7207 Indianapolis Blvd Ste. 1
Ron J. Prestamer Insurance Agency, Inc.
Umbrella Insurance Agent · Hammond, IN

As the region moves into late winter and businesses in Hammond begin reviewing their liability coverage for the coming year, Ron J. Prestamer Insurance Agency, Inc. supplies umbrella insurance for local commercial and personal accounts. The agency helps clients determine the right excess coverage to protect assets from large claims. A typical first step involves examining existing underlying policies and assessing individual risk exposure during a complimentary initial consultation.

RI
7114 Calumet Ave
Rosenwinkel Insurance
Umbrella Insurance Agent · Hammond, IN

Rosenwinkel Insurance in Hammond, IN provides residential umbrella insurance, offering additional liability coverage beyond standard homeowners policies. Commercial umbrella coverage is also available for local businesses seeking broader protection. The firm serves clients throughout the Hammond area. Regular policyholders often schedule follow-up appointments to review coverage limits and adjust their plans as needs change between standard insurance renewals.

LM
5944 1/2 Hohman Ave
A L McLaurin Agency LLC American Family Insurance
Umbrella Insurance Agent · Hammond, IN

A L McLaurin Agency LLC American Family Insurance works with individuals and businesses in Hammond to find appropriate liability coverage. It specializes in umbrella insurance, providing an extra layer of protection beyond standard home or auto policies. This coverage helps shield assets against major claims or lawsuits. The agency can assist a variety of commercial sectors, including professional offices, retail and warehouse operations, and food service establishments requiring broader protection.

KY
7034 Kennedy Ave
Karla Y. Baca Agency LLC American Family Insurance
Umbrella Insurance Agent · Hammond, IN
(219) 844-2222
amfam.com/agents/indiana/hammond/Karla-Lule
LC
6948 Indianapolis Blvd
Lake County Insurance
Umbrella Insurance Agent · Hammond, IN
(219) 845-0288
lakecountyinsurancein.com
NI
6949 Kennedy Ave b
Nationwide Insurance: Abe Gt & Associates, Inc.
Umbrella Insurance Agent · Hammond, IN
(219) 230-2097
abegtinsurance.com/best-insurance-agent-hammond-in
HN
5248 Hohman Ave
Hammond National Co., Inc.
Umbrella Insurance Agent · Hammond, IN
(219) 931-4000
hammondnational.com

What Does an a Umbrella Insurance Agent in Hammond Cost?

In Indiana, the average cost for a 1 million dollar umbrella policy ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your home, auto, and personal risk factors. This is general information, not insurance advice.

About umbrella insurance agents in Hammond

An umbrella insurance agent in Hammond, Indiana helps you secure extra liability protection beyond your standard auto and homeowners policies. Indiana law does not require umbrella insurance, but it can cover large claims or lawsuits. Agents in Hammond understand local risks and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Hammond do?

An umbrella insurance agent in Hammond helps you buy a personal liability policy that kicks in after your auto or home insurance limits are used up. They assess your assets and risks to recommend appropriate coverage amounts. This is not required by Indiana law but is common for those with significant assets.

How much umbrella coverage do I need in Indiana?

Most agents in Hammond recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability. Indiana courts can award damages for personal injury or property damage that exceed standard policy limits. An agent can help you calculate a suitable limit.

Does Indiana have any special rules for umbrella insurance?

Indiana follows a modified comparative fault rule, which means your compensation in a lawsuit can be reduced by your percentage of fault. Umbrella insurance protects your assets if you are found partially at fault. There is no state law requiring umbrella insurance, but it is a common safeguard.

Umbrella Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.