The top-rated umbrella insurance agent in Indianapolis, Indiana is Scott Wenclewicz Insurance Group, rated 5.0 stars across 1,178 reviews. Other highly rated options include Steffey Insurance Agency, Wenclewicz Insurance, Breneman Insurance Group. This directory lists 20 umbrella insurance agents serving Indianapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Wenclewicz Insurance Group | 7212 Shadeland Ave # 201 | (317) 350-1598 |
| 2 | Steffey Insurance Agency | 3091 E 98th St SUITE 125 | (317) 334-3743 |
| 3 | Wenclewicz Insurance | 7202 Shadeland Ave # 207 | (317) 288-5099 |
| 4 | Breneman Insurance Group | 5329 S Emerson Ave Suite A | (317) 786-2200 |
| 5 | Allstate Insurance Agency: AOG Group | 4705 E 96th St Suite 31 | (317) 981-2046 |
| 6 | GJ Insurance Group | 2050 E 96th St | (317) 751-5001 |
| 7 | Killion & Hall Insurance Agency | 6316 W Thompson Rd | (317) 856-4550 |
| 8 | Burns Family Insurance | 1800 N Meridian St #103a | (317) 377-1100 |
| 9 | A-1 Insurance Agency | 4030 S Emerson Ave Suite B | (317) 787-4995 |
| 10 | Weaver & Sokol Insurance Agency | 7002 Graham Rd Suite 123 | (317) 257-2300 |
Scott Wenclewicz Insurance Group serves the Indianapolis, IN metro area, providing umbrella insurance agent services. An umbrella policy significantly extends liability coverage beyond the limits of standard homeowners or auto policies, offering additional financial protection. This agency helps clients evaluate their personal exposure and secure higher coverage limits for major claims. It also assists with bridging gaps between existing liability policies. The firm handles policy setup for extra liability protection on large assets and guides clients through coverage limits for unexpected lawsuits in the local market.
Homeowners, businesses, and property managers in Indianapolis rely on Steffey Insurance Agency for expert umbrella insurance guidance. These policies provide vital extra liability coverage that extends beyond standard homeowners or auto policies, offering essential financial protection against major claims and lawsuits. The agency helps clients assess personal risk levels, ensuring adequate coverage limits for assets like homes, vehicles, and rental properties. Serving customers throughout Marion County, the agency also covers nearby communities such as Carmel and the broader Indianapolis metro area.
Wenclewicz Insurance provides umbrella insurance agent services to clients throughout Indianapolis, Indiana. It helps individuals and businesses secure additional liability coverage that extends beyond the limits of standard homeowners or auto policies. The agency works with customers to review existing coverage and identify potential gaps that could leave assets exposed. It assists in selecting appropriate umbrella policies that offer broader protection against major claims or lawsuits. The properties it services include single-family homes, apartments, retail, and restaurants.
Breneman Insurance Group serves clients in Indianapolis and the surrounding central Indiana communities, handling personal umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. This type of insurance protects individuals from large financial claims that could otherwise exceed underlying policy coverages. The agency takes a careful approach by assessing each client's existing liability risks and coverage gaps before recommending appropriate umbrella policy limits to ensure adequate financial protection.
Allstate Insurance Agency: AOG Group in Indianapolis offers both one-time coverage for a single liability incident and a recurring umbrella policy that continues protecting assets across multiple years. This agency helps clients secure additional liability insurance beyond standard homeowners or auto policies, which is valuable in a growing metropolitan area. Their service operates on a scheduled basis when clients request a policy review or need annual renewal assistance.
As an umbrella insurance agent, GJ Insurance Group offers specialized policies that extend beyond the limits of standard home and auto coverage, protecting clients from catastrophic claims and lawsuits. It also works with policyholders in Indianapolis to review existing liability gaps and ensure appropriate supplemental protection is in place. This is particularly valuable during the winter months, when increased risks from icy sidewalks and unplowed driveways can lead to costly slip-and-fall accidents on residential properties.
As unpredictable thunderstorms roll across central Indiana, Killion & Hall Insurance Agency in Indianapolis provides umbrella insurance agents who help local residents plan for liability costs that exceed standard policy limits. These supplemental policies can protect a person’s savings when a severe auto incident or an accident on residential property leads to a substantial lawsuit. An initial risk assessment begins with a review of current home and auto coverages, helping the agent identify the proper amount of added protection each client requires before presenting coverage options.
Serving the Indianapolis area, Burns Family Insurance assists clients with a range of property and casualty coverage needs. The agency specializes in umbrella insurance, providing an additional layer of liability protection that extends beyond the limits of standard home and auto policies. This extra coverage can help safeguard personal assets from major claims or lawsuits. Burns Family Insurance works to tailor these policies for residential clients as well as for various commercial sectors, including local offices, warehouses, and food service establishments.
A-1 Insurance Agency in Indianapolis, IN provides residential umbrella insurance, extending personal liability protection beyond standard homeowners policies. The agency also offers commercial umbrella coverage to safeguard businesses against catastrophic claims above their primary liability limits, serving clients throughout the greater Indianapolis metropolitan area. These policies address a wide range of risks common to both families and local enterprises operating in the region. After placing coverage, the company follows up with clients to ensure their policy limits remain appropriate, encouraging repeat service between regular policy reviews.
Weaver & Sokol Insurance Agency in Indianapolis, IN, is known for providing umbrella insurance, offering additional liability coverage that extends beyond standard auto and homeowners policies. This service helps protect local clients from major claims and lawsuits that could exceed underlying policy limits. Licensed agents guide policyholders through coverage options and risk assessment for personal assets. Many clients also choose to bundle their umbrella policy with the agency’s supplementary personal liability protection for high-value property and recreational vehicles.
What Does an a Umbrella Insurance Agent in Indianapolis Cost?
In Indianapolis umbrella insurance premiums usually fall between 150 and 500 dollars per year for 1 million to 5 million dollars in coverage. Factors like your credit score claims history and number of properties affect the final price. This is general information and not insurance advice. Consult a licensed agent for a quote tailored to your situation.
About umbrella insurance agents in Indianapolis
Umbrella insurance agents in Indianapolis help residents and businesses secure extra liability coverage beyond standard policies. Indiana law does not require umbrella insurance but it can protect assets from large claims or lawsuits. Agents in Indianapolis understand local risks like auto accidents on I-465 or slip and fall incidents in winter weather.
Frequently Asked Questions
What does an umbrella insurance agent do in Indianapolis?
An umbrella insurance agent helps you purchase a personal or commercial umbrella policy that adds liability coverage above your auto or homeowners limits. They assess your assets and risks to recommend an appropriate coverage amount. In Indiana umbrella policies typically start at 1 million dollars in coverage.
Do I need umbrella insurance in Indiana?
Indiana does not mandate umbrella insurance but it is wise if you have significant assets or face higher liability risks. For example Indiana has a two year statute of limitations for personal injury lawsuits which means a claim could arise long after an incident. Umbrella coverage can protect your savings and future income from such claims.
How much does umbrella insurance cost in Indianapolis?
The cost for a 1 million dollar umbrella policy in Indiana typically ranges from 150 to 300 dollars per year. Higher coverage amounts like 2 million or 5 million cost more but still remain affordable. Your premium depends on your driving record property type and the number of vehicles you own.
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