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Find Umbrella Insurance Agents Near You in Franklin, IN

Browse umbrella insurance agents serving Franklin, Indiana. Updated 2026-07-14.

The top-rated umbrella insurance agent in Franklin, Indiana is Matt Kwiatkowski - State Farm Insurance Agent, rated 4.9 stars across 682 reviews. Other highly rated options include Leugers Insurance Group, Campbell Shuck Insurance, Franklin Insurance. This directory lists 13 umbrella insurance agents serving Franklin.

Showing 13 umbrella insurance agents in Franklin, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Matt Kwiatkowski - State Farm Insurance Agent3059 N Morton St Suite A(317) 736-6666
2Leugers Insurance Group42 E Jefferson St Suite B(317) 739-0399
3Campbell Shuck Insurance2050 Graham Rd(317) 736-8764
4Franklin Insurance359 N Morton St(317) 736-8277
5Shuck's Financial Services2050 Graham Rd(317) 736-8764
6Indiana Farm Bureau Insurance99 N Morton St(317) 736-6128
7State Guard Insurance Agency IN151 Holiday Pl(219) 232-6672
8CarePoint Insurance LLC1709 N Morton St(317) 207-1235
9EPIC Insurance Midwest1111 N Main St(317) 736-5522
10J & S Farmers Agency1924 Longest Dr(317) 736-6744
MK
3059 N Morton St Suite A
Matt Kwiatkowski - State Farm Insurance Agent
Umbrella Insurance Agent · Franklin, IN

Matt Kwiatkowski - State Farm Insurance Agent serves Franklin, Indiana, and the surrounding Johnson County area, offering umbrella insurance policies to provide additional liability coverage beyond standard home and auto limits. This type of insurance helps safeguard personal assets against major claims and lawsuits that might otherwise exceed a primary policy’s protection. The agency assists clients in evaluating their need for extra liability layers, including coverage for incidents like accidental injuries on one’s property or certain auto accidents.

LI
42 E Jefferson St Suite B
Leugers Insurance Group
Umbrella Insurance Agent · Franklin, IN

Leugers Insurance Group provides personalized umbrella insurance agency services to clients in Franklin, IN. It offers supplemental liability coverage that extends beyond standard home and auto policies, protecting policyholders from major claims. The agency assists with tailoring policy limits to individual risk exposure and reviews coverage annually to adjust for changing needs. It regularly communicates policy updates and provides guidance on managing personal liability. Its service areas include single-family homes, apartments, retail locations, and restaurants.

CS
2050 Graham Rd
Campbell Shuck Insurance
Umbrella Insurance Agent · Franklin, IN

Campbell Shuck Insurance serves homeowners, businesses, and property managers in Franklin, IN, providing umbrella insurance coverage that extends liability protection beyond standard policy limits. This agent assists clients in securing additional safeguards against large claims or lawsuits that could otherwise threaten personal assets or business operations. The firm addresses the risks common to this region’s housing and commercial sectors, focusing on practical layers of financial security. Service areas also extend to neighboring communities such as Greenwood and the greater Indianapolis metro region.

FI
359 N Morton St
Franklin Insurance
Umbrella Insurance Agent · Franklin, IN

Franklin Insurance serves clients in Franklin, Indiana, and the surrounding Johnson County communities. The company focuses entirely on umbrella insurance, which provides additional liability coverage beyond standard home and auto policies. A typical client works with the agency to secure higher limits that protect personal assets against major claims or lawsuits. The agent begins each job by reviewing the client’s existing primary policies to identify coverage gaps and determine appropriate supplemental limits.

SS
2050 Graham Rd
Shuck's Financial Services
Umbrella Insurance Agent · Franklin, IN

Shuck's Financial Services in Franklin, IN offers umbrella insurance agents who distinguish between one-time policy placements for immediate liability coverage and recurring account reviews and updates. This ensures clients maintain adequate protection beyond standard auto or home policies as personal assets change. Services cover a range of supplemental liability solutions tailored for local homeowners and drivers. Assistance runs on a scheduled basis to align with individual renewal cycles and lifestyle adjustments.

IF
99 N Morton St
Indiana Farm Bureau Insurance
Umbrella Insurance Agent · Franklin, IN

Homeowners, businesses, and property managers in Franklin rely on Indiana Farm Bureau Insurance for umbrella insurance policies that provide additional liability coverage beyond standard limits. This agent helps protect significant assets by extending the insured’s liability umbrella for personal or commercial property exposures. Serving the broader Franklin area, the office also provides coverage for clients in nearby Greenwood.

SG
151 Holiday Pl
State Guard Insurance Agency IN
Umbrella Insurance Agent · Franklin, IN

State Guard Insurance Agency IN in Franklin specializes in umbrella liability coverage, offering additional protection beyond standard home and auto policies. The agency serves local residents by addressing broader risk management needs with straightforward policy options. By providing a layer of security against significant claims or lawsuits, it helps individuals and families safeguard their assets. This service becomes particularly valuable during the icy winter months, when increased slip-and-fall incidents on driveways and walkways can lead to costly liability exposures.

CI
1709 N Morton St
CarePoint Insurance LLC
Umbrella Insurance Agent · Franklin, IN

As spring storms bring hail and heavy rain to Franklin, homeowners often review their liability coverage. Umbrella insurance provides an extra layer of protection beyond standard policies for major claims. CarePoint Insurance LLC assists local residents in identifying gaps in their auto and home liability limits. The agent explains how umbrella polices can cover incidents like dog bites or guest injuries on your property. The process begins with a convenient review of your current insurance declarations to assess whether additional coverage is right for your situation.

EI
1111 N Main St
EPIC Insurance Midwest
Umbrella Insurance Agent · Franklin, IN

EPIC Insurance Midwest provides personal and commercial coverage to residents and businesses in and around Franklin, Indiana. As an umbrella insurance agent, the company offers liability policies that extend beyond the limits of standard homeowners, auto, or business insurance, providing an extra layer of financial protection. This service assists clients in safeguarding significant assets against major claims or lawsuits. EPIC Insurance Midwest can serve a variety of commercial sectors, including offices, warehouses, and food service operations.

JS
1924 Longest Dr
J & S Farmers Agency
Umbrella Insurance Agent · Franklin, IN

J & S Farmers Agency in Franklin, IN provides residential umbrella insurance coverage that extends liability protection beyond standard homeowners or auto policies. Commercial clients in Johnson County and surrounding areas can also obtain this extra layer of security. The agency works with local residents and businesses to structure appropriate coverage limits. Clients often schedule follow-up consultations to review changing needs between regular visits, ensuring their umbrella policy continues to match their risk profile and assets.

SI
50 W Jefferson St
Shelter Insurance - Michael Lock, II
Umbrella Insurance Agent · Franklin, IN
(317) 736-0944
shelterinsurance.com/CA/agent/MLOCK
JI
1339 Pamela Dr
Jordan the Insurance Guy
Umbrella Insurance Agent · Franklin, IN
(317) 294-4953
GO
1111 N Main St
Green Owens Insurance: Cook Cheryl
Umbrella Insurance Agent · Franklin, IN
(317) 736-5522

What Does an a Umbrella Insurance Agent in Franklin Cost?

Typical costs for an umbrella insurance policy in Indiana range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 800 dollars annually. Your actual premium depends on factors like your driving record, home value, and number of properties. This is general information, not insurance advice.

About umbrella insurance agents in Franklin

Umbrella insurance agents in Franklin, Indiana help you secure extra liability coverage beyond your auto and homeowners policies. Indiana law requires minimum auto liability limits, but an umbrella policy provides an additional layer of protection for serious accidents or lawsuits. Local agents can tailor coverage to your specific needs and assets.

Frequently Asked Questions

What does an umbrella insurance agent in Franklin do?

An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your primary insurance limits are exhausted. They assess your risk profile, such as property ownership or recreational vehicles, and recommend appropriate coverage amounts.

How much umbrella coverage do I need in Indiana?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Indiana courts can award large judgments, so your agent will help you calculate a limit that protects your savings and future earnings.

Can umbrella insurance cover legal defense costs in Indiana?

Yes, umbrella policies typically cover legal defense costs for covered claims, even if the lawsuit is groundless. In Indiana, this can include costs for defending against claims like libel, slander, or false arrest that exceed your primary policy limits.

Umbrella Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.