The top-rated umbrella insurance agent in Anderson, Indiana is Mesha McCarty - State Farm Insurance Agent, rated 4.9 stars across 195 reviews. Other highly rated options include Acceptance Insurance, Mike Gaskill - State Farm Insurance Agent, Shelter Insurance - Mary Guirguis. This directory lists 18 umbrella insurance agents serving Anderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mesha McCarty - State Farm Insurance Agent | 1125 Broadway St | (765) 642-9903 |
| 2 | Acceptance Insurance | 2213 S Scatterfield Rd Suite 5 | (765) 570-7000 |
| 3 | Mike Gaskill - State Farm Insurance Agent | 16 E 29th St | (765) 640-8888 |
| 4 | Shelter Insurance - Mary Guirguis | 426 E 14th St | (765) 644-6937 |
| 5 | Howard Webb Insurance and Real Estate | 525 E 8th St | (765) 644-8847 |
| 6 | McBee Insurance Agency | 1025 E 53rd St | (765) 640-1400 |
| 7 | Evergreen Insurance | 1201 E 5th St Suite 205 | (765) 374-5103 |
| 8 | Gooding Brown & Company Inc. | 1320 W 53rd St | (765) 642-9949 |
| 9 | Shelter Insurance - Laura Sandlin | 1119 Meridian St Ste 100 | (765) 640-9630 |
| 10 | Acrisure Anderson, IN (Thompson Insurance & Financial Services) | 3414 Main St | (765) 644-6787 |
Mesha McCarty - State Farm Insurance Agent serves the Anderson, Indiana area as an umbrella insurance agency. The company provides personal umbrella liability coverage to protect clients when standard policy limits are exhausted. This local agency assists homeowners and auto policyholders in Anderson with evaluating their overall insurance risks. Its services include securing extra liability protection for families through a separate umbrella policy. The office also handles questions about combining existing home and auto claims with additional personal liability coverage needs.
Acceptance Insurance, a provider of umbrella insurance in Anderson, Indiana, is known for offering personal liability coverage that extends beyond the limits of standard home or auto policies. Its service range covers Anderson and surrounding areas, helping clients protect assets from major claims and lawsuits. Clients can also add on a standalone excess liability policy for further security, ensuring comprehensive protection for unexpected events.
Mike Gaskill - State Farm Insurance Agent in Anderson, IN, provides umbrella insurance coverage offering additional liability protection beyond standard policies. Its service includes reviewing existing policies to identify gaps in coverage and maintaining updated limits to match clients' evolving needs. Service plans can involve adjusting deductible levels and coordinating with underlying home and auto policies for seamless protection. This agency works with properties such as single-family homes, apartments, retail locations, and restaurants.
Shelter Insurance - Mary Guirguis serves Anderson, Indiana, and the surrounding communities in Madison County. As an umbrella insurance agent, the firm handles supplemental liability policies that sit above standard auto and homeowners coverage. These policies provide an additional layer of financial protection for clients who need to safeguard significant assets or future income against major claims. To evaluate a typical job, the agency first reviews a client’s existing insurance limits and personal risk exposure. From there, it designs appropriate coverage thresholds that match the client’s specific asset profile.
Howard Webb Insurance and Real Estate offers umbrella insurance in Anderson, IN, with both one-time policy setups for specific high-liability events and recurring annual coverage options to maintain ongoing protection beyond standard auto or home limits. Such policies shield assets when underlying claims exceed primary insurance maximums, addressing lawsuit risks common in this area. Local property owners and drivers often select umbrella plans to strengthen their financial defenses. Service appointments are available on an as-needed basis for quotes or renewals.
Homeowners, businesses, and property managers in Anderson often seek McBee Insurance Agency for umbrella insurance agent services. These policies extend liability coverage beyond standard home or auto limits, offering financial protection against major claims or lawsuits. Residents appreciate having an extra safety net in an unpredictable world. The agency helps clients evaluate their personal risk exposure to determine appropriate coverage levels. It also serves the broader Madison County area, including nearby communities such as Pendleton and Alexandria.
Evergreen Insurance specializes in offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. The Anderson, Indiana agency assists local clients in securing protection against major claims and lawsuits by extending their existing coverage. It evaluates individual risk profiles from everyday activities and property ownership to recommend appropriate policy layers. When Indiana winter storms or holiday gatherings increase the potential for accidents on driveways or sidewalks, Evergreen Insurance helps homeowners address those added liability exposures.
Gooding Brown & Company Inc. provides umbrella insurance coverage to clients in and around Anderson, Indiana. As an agent, the firm specializes in policies that offer additional liability protection above standard homeowners or auto insurance limits. This extra coverage can help safeguard personal assets from significant claims. The company also arranges excess liability policies tailored for commercial operations. It serves a variety of business sectors, including professional offices, warehouses, and food service establishments.
As winter ice and spring storms often leave Anderson driveways and walkways slick with hazards, a single fall can lead to costly liability claims. Shelter Insurance - Laura Sandlin provides umbrella coverage that extends beyond standard policies, offering extra protection for unexpected accidents on your property. Their agents work with clients to assess individual risk factors based on local weather patterns and neighborhood conditions. An initial consultation begins with a review of your current insurance limits and personal assets to determine appropriate coverage.
Acrisure Anderson, IN (Thompson Insurance & Financial Services) provides residential umbrella insurance coverage for homeowners seeking extra liability protection beyond their standard policies. The agency also offers commercial umbrella insurance for businesses in the Anderson area that require higher liability limits. Serving clients throughout central Indiana, the office works to close coverage gaps that can arise from multiple policies. After an initial consultation, the agent reviews policy details with clients to identify appropriate limits, often arranging follow-up service between regular visits to adjust coverage as personal or business needs evolve.
What Does an a Umbrella Insurance Agent in Anderson Cost?
Umbrella insurance in Indiana typically costs between 150 and 400 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary by your driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Anderson
Umbrella insurance agents in Anderson Indiana help residents secure additional liability coverage beyond standard auto and homeowners policies. Indiana law does not require umbrella insurance but it can protect assets in lawsuits. Local agents can explain how an umbrella policy works with your existing coverage in Madison County.
Frequently Asked Questions
What does an umbrella insurance agent in Anderson do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your auto or home limits. They review your current insurance and recommend a coverage amount based on your assets and risks in Indiana.
How much umbrella coverage do I need in Indiana?
Most agents suggest at least one million dollars in umbrella coverage for Indiana homeowners with significant assets. The right amount depends on your net worth, property value, and potential lawsuit risks. An agent can help calculate your needs.
Does umbrella insurance cover legal fees in Indiana?
Yes umbrella insurance typically covers legal defense costs for covered claims in Indiana. This includes lawsuits for bodily injury or property damage. The policy pays for lawyers and court costs up to the coverage limit.
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