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Find Umbrella Insurance Agents Near You in Richmond, IN

Looking for a umbrella insurance agent in Richmond? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 13 umbrella insurance agents in Richmond, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angie Witherby - State Farm Insurance Agent
833 Chester Blvd, Richmond, IN 47374
(765) 935-7348 angiewitherby.com
Acceptance Insurance
3547 E Main St, Richmond, IN 47374
(765) 756-5788 locations.acceptance.com
Brian Benedict, Licensed Agent, Medicare Questions?
534 E Main St, Richmond, IN 47374
(765) 703-8080 lifeandhealthadvisors.org
VanVleet Insurance
1 Glen Miller Pkwy, Richmond, IN 47374
(765) 935-5655 vanvleetinsurance.com
McGowan Insurance Group
1126 E Main St, Richmond, IN 47374
(765) 962-9502 mcgowaninsgrp.com
Affordable Insurance Agency, Division of RMD-Patti Insurance
36 S 9th St, Richmond, IN 47374
(765) 966-7531
McQuiston Insurance Agency
300 S 4th St, Richmond, IN 47374
(765) 962-4151 mcquistonagency.com
Uphaus Insurance
1810 Williamsburg Pike # 2, Richmond, IN 47374
(765) 935-5050 uphausinsurance.com
Max Adams Insurance Agency
1608 E Main St, Richmond, IN 47374
(765) 935-7700 maxadamsinsuranceagency.com
Protect One Insurance Agency
49 S 9th St, Richmond, IN 47374
(765) 705-0224
Ace USA
120 N 9th St, Richmond, IN 47374
(765) 983-6200
Malhotra & Assoc. Insurance – Richmond
8 S 8th St, Richmond, IN 47374
(765) 966-3814 malhotrainsurance.com
Shelter Insurance
12 SW 5th St, Richmond, IN 47374
(765) 373-8373 shelterinsurance.com

What Does a Umbrella Insurance Agent in Richmond Cost?

The cost of an umbrella insurance policy in Indiana typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits cost more but the price per million usually decreases. Factors like your driving record home value and number of properties affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Richmond?
An umbrella insurance agent in Richmond helps you assess your personal liability risks and find a policy that provides extra coverage above your existing insurance. They explain policy terms and help you choose a limit that fits your needs and budget.
Who needs umbrella insurance in Indiana?
Anyone with significant assets like a home savings or investments may benefit from umbrella insurance. It is also recommended for people who own rental properties have a swimming pool or engage in activities that increase lawsuit risk.
How much umbrella coverage should I get in Indiana?
Common umbrella policy limits in Indiana start at 1 million dollars and go up to 5 million dollars or more. Your agent can help you decide based on your total net worth and potential liability exposure.