The top-rated umbrella insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 171 reviews. Other highly rated options include Backstrom Insurance Group, Pilot Insurance Agency, HealthMarkets Insurance - Derek Mabry. This directory lists 15 umbrella insurance agents serving Mishawaka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | McCarthy Insurance Group | 802 Lincolnway W | (574) 259-5622 |
| 2 | Backstrom Insurance Group | 3006 Lincolnway E | (574) 360-8182 |
| 3 | Pilot Insurance Agency | 822 W 8th St | (574) 855-4837 |
| 4 | HealthMarkets Insurance - Derek Mabry | 1736 E Day Rd #400 | (574) 229-8147 |
| 5 | DAC Insurance Inc., Michiana's Insurance Agency | 1117 Lincolnway E | (574) 256-6707 |
| 6 | Dennis Insurance Agency | 2401 Lincolnway W | (574) 254-1010 |
| 7 | Renita Fleming: Allstate Insurance | 3310 N Hickory Rd Ste B2 | (574) 255-4200 |
| 8 | Summers Insurance Agency | 12415 McKinley Hwy | (574) 252-0502 |
| 9 | A-AGENCY A Division of Treesh Insurance | 2342 Miracle Lane | (574) 234-9922 |
| 10 | AAA Mishawaka | 5351 N Main St | (574) 277-5791 |
McCarthy Insurance Group serves customers in and around Mishawaka, Indiana, as an umbrella insurance agent. The company specializes in helping clients obtain additional personal liability coverage beyond standard home and auto policies. This type of insurance offers an extra layer of financial protection against major claims and lawsuits. By working closely with local residents and businesses, the firm can assess individual risk profiles and recommend appropriate policy limits. Its services include assisting with new umbrella policy applications and reviewing existing personal or commercial liability coverage to identify potential gaps.
Backstrom Insurance Group offers tailored umbrella insurance solutions designed to provide extra liability coverage beyond standard policies. It also provides ongoing policy reviews and adjustments to ensure adequate protection as client needs evolve. Serving the Mishawaka area, the agency helps safeguard assets against major claims and lawsuits. Its services cover a range of structures and businesses, including single-family homes, apartments, retail establishments, and restaurants.
Pilot Insurance Agency serves homeowners, businesses, and property managers in the Mishawaka, Indiana area who require supplemental liability coverage beyond their standard policies. As an umbrella insurance agent, the company helps clients secure an extra layer of financial protection against major claims or lawsuits. These policies are designed to cover gaps in underlying home, auto, or commercial coverage when limits are exhausted. This protection is particularly valuable for income-producing properties and local enterprises. The agency also assists clients throughout St. Joseph County and the greater South Bend metro region.
Serving Mishawaka and the surrounding communities of St. Joseph County, HealthMarkets Insurance - Derek Mabry handles personal umbrella insurance policies. These policies provide an extra layer of liability coverage beyond standard auto and homeowners insurance. The company works with clients to assess their individual risk exposure, including assets like a home or vehicle. It then finds higher liability limits to protect against unexpected lawsuits or accident claims, using a straightforward review of each client’s existing policies to fill coverage gaps.
DAC Insurance Inc., Michiana's Insurance Agency specializes in umbrella liability policies that provide extended coverage beyond standard home and auto limits. The Mishawaka-based agency also offers general insurance guidance, helping local residents and businesses understand their risk exposure and policy options. By addressing coverage gaps that could lead to significant financial loss, it ensures clients have broader protection against unforeseen claims. During the winter months, when ice storms and slippery conditions on area roads increase liability risks, the agency assists clients in adjusting their umbrella policies accordingly.
Dennis Insurance Agency in Mishawaka works with clients to build layered liability coverage, specializing in umbrella policies that extend protection beyond standard limits. These policies provide an added safeguard against major claims or lawsuits, which is especially important for property owners and professionals in northern Indiana. The agency serves diverse commercial sectors, including local offices, warehouses, and food service businesses needing robust asset protection.
When winter storms or spring thaws threaten homes in Mishawaka, property owners need a safety net beyond standard policies. Renita Fleming: Allstate Insurance provides umbrella insurance designed to cover expenses that exceed basic liability limits, offering critical protection against major claims or lawsuits. This extra coverage helps safeguard local assets and future earnings. A thorough review of existing policies and current assets is the first step in determining appropriate coverage for each household.
Summers Insurance Agency in Mishawaka, Indiana is known for providing comprehensive umbrella insurance policies that extend additional liability coverage beyond standard home and auto limits. Serving local residents and businesses, the agency helps clients protect their assets against major claims and lawsuits. Their service range includes evaluating existing coverage gaps and tailoring policies to individual risk profiles. They also specialize in adding excess liability protection for rental properties.
In this industry, selecting between a one-time policy review or an ongoing coverage update can significantly affect long-term security for a client. A-AGENCY A Division of Treesh Insurance in Mishawaka, IN serves as an umbrella insurance agent, focusing on extending liability protection beyond standard home and auto policies. These policies help cover major claims that could otherwise threaten personal assets. Service here operates strictly on a one-time or as-needed consultation basis rather than offering scheduled recurring reviews.
AAA Mishawaka handles residential umbrella insurance needs, offering protection beyond standard policies for assets like homes and vehicles in Mishawaka. The agency also provides commercial umbrella coverage for local businesses seeking liability safeguards. Their service builds lasting relationships with Mishawaka clients through careful policy review tailored to life changes and asset growth. Customers can expect follow-up on new winter or summer exposures between regular annual visits, ensuring consistent adequacy.
What Does an a Umbrella Insurance Agent in Mishawaka Cost?
Umbrella insurance in Indiana typically costs between 150 and 350 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your home auto and personal risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Mishawaka
Umbrella insurance agents in Mishawaka Indiana help you secure extra liability coverage that goes beyond your home and auto policies. Indiana law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific risks in St Joseph County and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Mishawaka do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your existing home and auto limits. They review your assets and risk level to recommend appropriate coverage amounts. The agent also handles claims and policy changes for you.
How much umbrella coverage do I need in Indiana?
Most agents recommend at least one million dollars in umbrella coverage for Indiana homeowners. The amount you need depends on your assets income and potential lawsuit risks. An agent can run a personal risk assessment to help you decide.
Does Indiana law affect umbrella insurance policies?
Indiana follows a modified comparative fault rule which can impact liability claims. This means your share of fault reduces the amount you can recover. An umbrella policy provides extra protection in case you are found partially at fault for an accident.
Umbrella Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Greenfield · Greenwood · Hammond