ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Skokie, IL

Browse umbrella insurance agents serving Skokie, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Skokie, Illinois is AAA Skokie Car Care Plus, rated 4.2 stars across 469 reviews. Other highly rated options include Calvin Lam - State Farm Insurance Agent, Adriana Deaconu Agency Inc American Family Insurance, The Insurance People. This directory lists 18 umbrella insurance agents serving Skokie.

Showing 18 umbrella insurance agents in Skokie, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Skokie Car Care Plus9349 Skokie Blvd(847) 423-3500
2Calvin Lam - State Farm Insurance Agent4905 Old Orchard Shopping Ctr Ste 518(847) 423-2680
3Adriana Deaconu Agency Inc American Family Insurance8013 Lincoln Ave(847) 763-1008
4The Insurance People5225 Old Orchard Rd Suite 8(773) 697-8082
5Heil & Heil Insurance Agency LLC5215 Old Orchard Rd #300(847) 866-7400
6North Shore Risk Management, LLC5215 Old Orchard Rd #810(847) 579-5440
7Rob Apostolakis - State Farm Insurance Agent3608 Dempster St(847) 677-9920
8Kanji Insurance Financial Service Since 19903921 W Howard St(773) 262-1145
9Worthy Insurance8130 N McCormick Blvd(773) 945-9000
10Statewide Insurance8001 Lincoln Ave #715(847) 675-7714
AS
9349 Skokie Blvd
AAA Skokie Car Care Plus
Umbrella Insurance Agent · Skokie, IL

AAA Skokie Car Care Plus serves the Skokie, Illinois area as an umbrella insurance agent. The company assists clients in securing supplemental liability coverage that extends beyond the limits of standard home and auto policies. This type of protection can help safeguard personal assets against major claims and lawsuits. By working with area carriers, the agent evaluates individual risk profiles to recommend appropriate coverage levels. It handles personal umbrella policies for residential clients and also offers related policy reviews to ensure adequate protection.

CL
4905 Old Orchard Shopping Ctr Ste 518
Calvin Lam - State Farm Insurance Agent
Umbrella Insurance Agent · Skokie, IL

Calvin Lam - State Farm Insurance Agent in Skokie, Illinois, provides a range of umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. Its service includes personalized consultations to assess individual risk exposure and tailor added layers of financial protection. Ongoing policy reviews help clients maintain appropriate coverage as their needs evolve. The agency serves a variety of properties typical to the area, including single-family homes, apartments, retail spaces, and restaurants.

AD
8013 Lincoln Ave
Adriana Deaconu Agency Inc American Family Insurance
Umbrella Insurance Agent · Skokie, IL

Adriana Deaconu Agency Inc American Family Insurance serves Skokie and surrounding communities in the Chicago area. The agency handles umbrella insurance policies, providing supplemental liability coverage that extends beyond the limits of standard homeowners and auto insurance. For a typical job, it evaluates an individual’s existing coverage to identify gaps in liability protection. It then structures a policy to offer additional layers of security against major claims or lawsuits, ensuring clients have adequate financial safeguards for their assets and future income.

IP
5225 Old Orchard Rd Suite 8
The Insurance People
Umbrella Insurance Agent · Skokie, IL

Homeowners, business owners, and property managers in Skokie, Illinois, turn to The Insurance People for umbrella insurance coverage, which extends liability protection beyond the limits of standard policies. This additional layer of security is designed to safeguard personal and commercial assets from major claims and lawsuits. The agency assists clients in assessing their risk exposure and securing appropriate policy limits. Their service area also extends to residents and businesses in nearby Evanston within the greater Chicago metro region.

HH
5215 Old Orchard Rd #300
Heil & Heil Insurance Agency LLC
Umbrella Insurance Agent · Skokie, IL

Heil & Heil Insurance Agency LLC in Skokie, IL helps clients distinguish between single-purchase umbrella policies and recurring liability coverage that bundles with existing plans. This agent explains how personal umbrella insurance extends protection beyond standard auto or homeowners limits for added financial security. Tailored consultations address needs such as safeguarding assets or covering legal defense costs. Service runs on a one-time or as-needed basis depending on whether the client seeks a standalone policy or periodic policy reviews.

NS
5215 Old Orchard Rd #810
North Shore Risk Management, LLC
Umbrella Insurance Agent · Skokie, IL

North Shore Risk Management, LLC in Skokie, IL provides general liability insurance and specializes in umbrella policy add-ons that extend coverage limits. This additional layer of protection defends against large claims that could otherwise exceed standard policy caps. The firm assists clients by assessing risk exposures across various commercial properties. It serves local businesses including offices, warehouses, and food service operations that require higher liability ceilings for their daily operations.

RA
3608 Dempster St
Rob Apostolakis - State Farm Insurance Agent
Umbrella Insurance Agent · Skokie, IL

As winter snow melts into spring puddles in Skokie, homeowners often consider extra liability coverage for accidents on slippery walkways. Rob Apostolakis – State Farm Insurance Agent provides umbrella insurance to help protect local assets beyond standard policy limits. The agency reviews each client’s existing home and auto policies to identify potential exposure gaps in their coverage. A thorough discussion of liability risks during the initial assessment allows the agent to recommend appropriate additional protection tailored to individual needs.

KI
3921 W Howard St
Kanji Insurance Financial Service Since 1990
Umbrella Insurance Agent · Skokie, IL

As a specialist umbrella insurance agent, Kanji Insurance Financial Service Since 1990 offers liability coverage that extends beyond standard home and auto policies. Located in Skokie, IL, the agency helps local clients protect their assets from major claims and lawsuits that could exceed their primary insurance limits. This service is crucial during high-risk events such as house parties, where guest injuries or property damage can quickly lead to substantial financial exposure.

WI
8130 N McCormick Blvd
Worthy Insurance
Umbrella Insurance Agent · Skokie, IL

Worthy Insurance in Skokie, IL provides residential umbrella liability coverage as a primary service, helping homeowners protect assets beyond standard policy limits. Commercial umbrella insurance is also available for local businesses seeking additional liability protection throughout the Chicago area. The agency works to structure appropriate excess coverage layers for clients with significant property or higher risk profiles. Policies are designed to follow between regular visits, allowing for seamless adjustments or custom endorsements if a policyholder’s exposure changes substantially ahead of scheduled renewals.

SI
8001 Lincoln Ave #715
Statewide Insurance
Umbrella Insurance Agent · Skokie, IL

Statewide Insurance in Skokie, Illinois, is known for offering comprehensive umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Serving clients throughout the area, it helps individuals and families safeguard their assets against major claims and lawsuits. The agency works with a range of policies to ensure sufficient limits are in place for unforeseen events. A tailored excess liability policy for high-value property owners is a specialty service the agency can add on.

RC
3419 Madison St
Right Choice Insurance IL
Umbrella Insurance Agent · Skokie, IL
(847) 388-6541
SP
3421-3425 W Dempster St
Secure Path Insurance IL
Umbrella Insurance Agent · Skokie, IL
(847) 388-6518
IA
4831 Golf Rd
International Agency-Insurance
Umbrella Insurance Agent · Skokie, IL
(331) 207-5301
SC
4937 Oakton St
Safe Cover Insurance LLC
Umbrella Insurance Agent · Skokie, IL
(847) 388-3738
PP
5241-5249 W Touhy Ave
Policy Protectors Insurance
Umbrella Insurance Agent · Skokie, IL
(224) 518-0390
VI
8140 N McCormick Blvd Suite 145
Vero Insurance
Umbrella Insurance Agent · Skokie, IL
(773) 945-6000
veroinsure.com
MI
8023 Lincoln Ave
Mantel Insurance Agency
Umbrella Insurance Agent · Skokie, IL
(847) 745-8337
mantelagency.com
BI
5200 Golf Rd
Barasch Insurance Services
Umbrella Insurance Agent · Skokie, IL
(847) 676-4242
baraschinsurance.com

What Does an a Umbrella Insurance Agent in Skokie Cost?

The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Additional increments of 1 million dollars may cost 50 to 100 dollars each. Factors affecting cost include your driving record, number of properties, and claims history. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About umbrella insurance agents in Skokie

Umbrella insurance agents in Skokie Illinois help residents add an extra layer of liability protection beyond standard home and auto policies. Illinois law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but a personal umbrella policy can provide coverage starting at 1 million dollars. Working with a local agent ensures your policy aligns with Illinois insurance regulations and your specific risk profile.

Frequently Asked Questions

What does an umbrella insurance agent in Skokie do?

An umbrella insurance agent in Skokie helps you purchase a personal liability umbrella policy that covers claims exceeding your primary home or auto insurance limits. The agent assesses your assets and risks to recommend appropriate coverage amounts. They also explain how the policy interacts with your existing Illinois insurance policies.

Is umbrella insurance required by law in Illinois?

No, Illinois does not require umbrella insurance by law. However, it is highly recommended for individuals with significant assets or high liability exposure. Illinois courts allow large personal injury judgments, and an umbrella policy can protect your savings and future earnings.

How much umbrella insurance do I need in Skokie?

The amount of umbrella insurance you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. A common rule is to have enough to cover your net worth plus the value of your home and future earnings. Your Skokie agent can help calculate the right amount for your situation.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.