ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Bartlett, IL

Browse umbrella insurance agents serving Bartlett, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Bartlett, Illinois is Michelle Twitchell - State Farm Insurance Agent, rated 4.9 stars across 1,039 reviews. Other highly rated options include Dutch Van Rossum - State Farm Insurance Agent, Josh Steigelmann - State Farm Insurance Agent, Kajal Patel & Associates Inc. American Family Insurance. This directory lists 15 umbrella insurance agents serving Bartlett.

Showing 15 umbrella insurance agents in Bartlett, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michelle Twitchell - State Farm Insurance Agent945 Rte 59(630) 830-6966
2Dutch Van Rossum - State Farm Insurance Agent113 W Railroad Ave(630) 289-9850
3Josh Steigelmann - State Farm Insurance Agent152 Bartlett Plaza(630) 830-1329
4Kajal Patel & Associates Inc. American Family Insurance128 S Oak Ave(630) 855-5892
5Kasia Starr: Allstate Insurance1017 W Stearns Rd(630) 504-2127
6Cesar Morales - COUNTRY Financial Agent303 W Oneida Ave(630) 736-9860
7Arachas Group, LLC852 W Bartlett Rd(630) 289-4410
8Farmers Insurance - Sally Kolba850 W Bartlett Rd suite 11c(224) 508-1277
9Martin Walsh American Family Insurance790 W Bartlett Rd(630) 893-1461
10Starr Agency Allstate Insurance1017 W Stearns Rd(630) 504-2127
MT
945 Rte 59
Michelle Twitchell - State Farm Insurance Agent
Umbrella Insurance Agent · Bartlett, IL

Michelle Twitchell - State Farm Insurance Agent, serving the Bartlett, Illinois area, provides professional umbrella insurance agent services. This office assists clients in understanding how personal umbrella policies can supplement existing liability coverage. Umbrella insurance is designed to offer protection beyond the limits of standard auto or homeowners policies, which is valuable for safeguarding assets. Local residents often use these policies to cover expensive assets and reduce the risk of a major judgment. Specific services handled in this area include personal umbrella liability insurance for homeowners and auto policyholders.

DV
113 W Railroad Ave
Dutch Van Rossum - State Farm Insurance Agent
Umbrella Insurance Agent · Bartlett, IL

Dutch Van Rossum - State Farm Insurance Agent in Bartlett, IL, provides personal umbrella insurance coverage extending liability protection beyond standard auto and homeowners policies. Their service includes reviewing existing limits to recommend appropriate umbrella tiers, ensuring clients have consistent coverage across multiple assets. Maintenance plans involve periodic policy reviews to adjust coverage as life changes occur, such as property acquisitions or new drivers. This agent services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

JS
152 Bartlett Plaza
Josh Steigelmann - State Farm Insurance Agent
Umbrella Insurance Agent · Bartlett, IL

Homeowners, renters, and small business owners in Bartlett can turn to Josh Steigelmann - State Farm Insurance Agent for umbrella insurance policies that provide extra liability protection beyond standard coverage limits. This service helps safeguard personal assets and savings against unexpected lawsuits or major claims. The agent works with clients to determine appropriate coverage levels for their individual needs and property risks. The agency also serves nearby communities in the greater Elgin area.

KP
128 S Oak Ave
Kajal Patel & Associates Inc. American Family Insurance
Umbrella Insurance Agent · Bartlett, IL

Kajal Patel & Associates Inc. American Family Insurance serves Bartlett, IL, and the surrounding communities, handling umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It protects clients from major claims and lawsuits by extending financial safeguards for personal assets. For a typical job, the agent reviews existing policies, assesses potential risks for the client’s property and lifestyle, and recommends a specific coverage amount to fill crucial gaps in protection.

KS
1017 W Stearns Rd
Kasia Starr: Allstate Insurance
Umbrella Insurance Agent · Bartlett, IL

For a single high-limit umbrella policy, a one-time purchase extends personal liability coverage beyond a home or auto policy, while scheduled renewals ensure ongoing protection against major lawsuits. Kasia Starr: Allstate Insurance, serving the Bartlett, IL area, helps clients evaluate assets and adjust umbrella coverage to meet evolving needs. Services run on a one-time basis for the initial sign-up, with subsequent coverage maintained through scheduled annual renewals.

CM
303 W Oneida Ave
Cesar Morales - COUNTRY Financial Agent
Umbrella Insurance Agent · Bartlett, IL

As the seasons change in Bartlett, unexpected storms or accidents can create liability risks that exceed standard homeowner or auto policies. Cesar Morales, a COUNTRY Financial agent in the area, helps local residents evaluate their exposure to large claims and lawsuits by offering tailored umbrella insurance coverage. This extra layer of protection is designed to kick in when underlying policy limits are exhausted, providing essential financial defense. The process begins with a thorough review of the client’s current policies and personal assets during an initial consultation.

AG
852 W Bartlett Rd
Arachas Group, LLC
Umbrella Insurance Agent · Bartlett, IL

Specializing in excess liability coverage and personal asset protection, Arachas Group, LLC serves residential and commercial clients in the Bartlett, Illinois area as an umbrella insurance agent. The agency works with individuals and families to secure additional policy layers beyond standard home and auto limits, helping safeguard savings and future earnings from major lawsuits. Heavy snow and ice accumulation common in northern Illinois winters can lead to slip-and-fall claims, a situation where this added liability buffer becomes particularly important.

FI
850 W Bartlett Rd suite 11c
Farmers Insurance - Sally Kolba
Umbrella Insurance Agent · Bartlett, IL

Farmers Insurance - Sally Kolba serves residential clients in Bartlett, Illinois, helping protect personal assets with umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. The agency also provides commercial umbrella coverage for local businesses needing additional protection against large claims. Serving Bartlett and the surrounding area, the agency works directly with clients to assess their unique risk exposures. After initial policy placement, they contact customers periodically to review coverage needs and adjust protections as life circumstances change between regular visits.

MW
790 W Bartlett Rd
Martin Walsh American Family Insurance
Umbrella Insurance Agent · Bartlett, IL

Martin Walsh American Family Insurance provides personal liability protection through its umbrella coverage, which extends policy limits beyond standard homeowners and auto policies. Located in Bartlett, Illinois, the agency helps residents safeguard assets against major claims and lawsuits. Umbrella insurance adds a crucial layer of financial security for unexpected incidents. Its coverage supplements existing policies, offering broader protection for property owners and drivers. The agency serves commercial sectors including offices, warehouses, and food service operations.

SA
1017 W Stearns Rd
Starr Agency Allstate Insurance
Umbrella Insurance Agent · Bartlett, IL

Starr Agency Allstate Insurance in Bartlett, IL serves clients throughout the area who need specialized umbrella insurance coverage. This agency helps homeowners and auto policyholders extend their liability protection beyond standard limits, safeguarding personal assets against major claims or lawsuits. The team provides guidance on coverage gaps and policy stacking to ensure comprehensive risk management. Adding a personal umbrella policy can also provide additional protection for incidents like libel or slander not included in typical plans.

SA
852 W Bartlett Rd
Sullivan & Associates Inc
Umbrella Insurance Agent · Bartlett, IL
(630) 289-4410
arachasgroup.com
JM
303 W Oneida Ave
Joe Merchut - COUNTRY Financial Representative
Umbrella Insurance Agent · Bartlett, IL
(630) 736-2836
advisors.countryfinancial.com/usa/il/bartlett/joe-merchut
FI
850 W Bartlett Rd
Farmers Insurance - Shawn Johnson
Umbrella Insurance Agent · Bartlett, IL
(630) 855-2079
agents.farmers.com/il/bartlett/shawn-johnson
MI
137 S Oak Ave
Midwest Insurance Partners
Umbrella Insurance Agent · Bartlett, IL
(630) 439-7979
midwest.agency
CF
303 W Oneida Ave
Country Financial
Umbrella Insurance Agent · Bartlett, IL
(866) 268-6879
countryfinancial.com/services/reps.IL.Bartlett.html

What Does an a Umbrella Insurance Agent in Bartlett Cost?

The cost of umbrella insurance in Illinois typically ranges from $150 to $400 per year for one million dollars of coverage. Higher limits of two to five million dollars may cost between $300 and $800 annually. Your actual premium depends on factors like the number of vehicles, properties, and your claims history. This is general information and not insurance advice.

About umbrella insurance agents in Bartlett

Umbrella insurance agents in Bartlett, Illinois help residents secure additional liability coverage that goes beyond the limits of auto and homeowners policies. This extra layer of protection is important in Illinois because state law requires minimum liability limits that may not cover major claims. An agent can review your personal risk and recommend appropriate umbrella coverage to safeguard your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in Bartlett do?

An umbrella insurance agent in Bartlett helps you purchase a personal liability policy that provides coverage above your existing auto and home insurance. They assess your assets and risk factors to determine the right amount of extra protection for your situation.

How much umbrella coverage do I need in Illinois?

Most Illinois agents recommend at least one million dollars in umbrella coverage to protect against lawsuits from accidents or property damage. The exact amount depends on your net worth, income, and potential liability risks.

Can I buy umbrella insurance without a homeowners policy in Illinois?

No, you must have an underlying auto or homeowners policy with minimum liability limits to qualify for umbrella insurance in Illinois. The umbrella policy only activates after those base limits are exhausted.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.