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Compare Umbrella Insurance Agents in Champaign, IL

Browse umbrella insurance agents serving Champaign, Illinois. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Champaign, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 umbrella insurance agents in Champaign, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kurt Lenschow - State Farm Insurance Agent
2309 Village Green Pl c, Champaign, IL 61822
(217) 352-1411 kurtlenschow.com
Brya Insurance
2002 S Neil St, Champaign, IL 61820
(217) 355-5555 bryainsurance.com
Tom Cox - State Farm Insurance Agent
2108 W Springfield Ave #2, Champaign, IL 61821
(217) 352-7651 tomcox.biz
AAA Champaign
410 W Town Center Blvd, Champaign, IL 61822
(217) 398-3621 locator.acg.aaa.com
Amigo Insurance
911 W Bloomington Rd, Champaign, IL 61821
(217) 607-1244 amigoinsurance.com
Rueck Insurance Agency
510 W Park Ave, Champaign, IL 61820
(217) 355-9075 217insurance.com
Prairieland Insurance Group, LLC
2009 Fox Dr # M, Champaign, IL 61820
(217) 352-9000 prairieland.org
Hall Insurance Services
711 S Neil St, Champaign, IL 61820
(217) 352-8833 hallinsure.com
Illini Insurance Agency, Inc.
1316 Bluegrass Ln, Champaign, IL 61822
(217) 351-1518 illiniinsurance.com
InsureChampaign
1817 S Neil St Suite 102, Champaign, IL 61820
(217) 356-3111 insurechampaign.net
Thomas & Ellars Ins Agency
401 Devonshire Dr, Champaign, IL 61820
(217) 356-2400 thomas-ellars.com
Rector Insurance Agency LLC
503 S Country Fair Dr #2B, Champaign, IL 61821
(217) 367-3510 rectorinsurance.com
Brad Shipp Agency Inc American Family Insurance
816 N Country Fair Dr STE 6, Champaign, IL 61821
(217) 351-8285 amfam.com
GTPS Insurance Agency
1311 S Neil St, Champaign, IL 61820
(217) 359-9000 gtpsinsurance.com
Priority Insurance Illinois
109 W Hill St, Champaign, IL 61820
(217) 745-8083
Insurance Providers Group
3302 Mission Dr Ste 104, Champaign, IL 61822
(217) 352-7080 ipgins.com
Insurance Risk Managers
2104 Windsor Pl Ste B, Champaign, IL 61820
(217) 239-3755 irmagency.com
Private Insurance Service IL
477 Devonshire Dr, Champaign, IL 61820
(217) 795-8571
AAA Insurance - Craig E Detamore Agency
2003 Round Barn Rd ste. c, Champaign, IL 61821
(217) 954-1905 locator.acg.aaa.com
USI Insurance Services
310 S 1st St, Champaign, IL 61820
(217) 398-4400 usi.com

An umbrella insurance agent in Champaign Illinois helps you secure extra liability coverage beyond your auto or homeowners policy. Illinois law requires minimum auto liability limits of 25/50/20 but a lawsuit can quickly exceed those amounts. Local agents can explain how an umbrella policy provides a second layer of protection for your savings and future earnings.

What Does a Umbrella Insurance Agent in Champaign Cost?

Typical umbrella insurance costs in Illinois range from 150 to 400 dollars per year for 1 million dollars in coverage. Rates vary based on your number of vehicles, driving record, and property value. An agent can provide a quote after reviewing your existing policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Champaign do?
An agent reviews your current auto and home policies to recommend an umbrella policy that adds higher liability limits. They help you understand coverage gaps and file claims if needed.
How much umbrella coverage do I need in Illinois?
Common umbrella limits start at 1 million dollars. Your agent will consider your assets and income to suggest an appropriate amount. Illinois courts can award large judgments so higher limits may be wise.
Can I get umbrella insurance if I have a rental property in Champaign?
Yes umbrella policies typically cover personal liability from rental properties. Your agent will need details about the property to ensure proper coverage. Landlord liability is separate from standard homeowners insurance.