The top-rated umbrella insurance agent in Chicago, Illinois is Salvador Insurance Agency, rated 4.9 stars across 549 reviews. Other highly rated options include Julia Skuibida Agency Inc, Max Adelman - State Farm Insurance Agent, Insurance Navy Brokers. This directory lists 33 umbrella insurance agents serving Chicago.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salvador Insurance Agency | 3360 N Milwaukee Ave | (773) 777-1922 |
| 2 | Julia Skuibida Agency Inc | 1702 W Chicago Ave | (773) 235-9900 |
| 3 | Max Adelman - State Farm Insurance Agent | 3170 N Lincoln Ave | (773) 248-6288 |
| 4 | Insurance Navy Brokers | 3325 W North Ave | (773) 478-1495 |
| 5 | Enora Insurance Agency | 6733 W 63rd St | (773) 257-7556 |
| 6 | Clover Insurance Agency | 7535 N Western Ave | (773) 973-3700 |
| 7 | Eagle Insurance Agency | 3201 N Harlem Ave | (773) 463-7576 |
| 8 | Lakeview Insurance Agency | 3714 N Southport Ave | (773) 871-8000 |
| 9 | Magnum Insurance Agency | 3124 N Cicero Ave | (773) 725-9700 |
| 10 | Estrella Insurance | 2253 N Cicero Ave | (773) 389-3999 |
Salvador Insurance Agency specializes in umbrella insurance coverage, offering an extra layer of personal liability protection for clients in the Chicago area. Its general services extend to evaluating existing home and auto policies to identify potential gaps in liability limits. This additional coverage can safeguard personal assets, such as savings and future earnings, against large claims or lawsuits. Before the winter months, the agency helps homeowners assess increased risks related to snow removal accidents or slip-and-fall incidents on icy property.
Julia Skuibida Agency Inc is known for providing umbrella insurance coverage to clients in Chicago, Illinois. The firm serves individuals and businesses seeking extra liability protection beyond standard home or auto policies. Umbrella insurance agents in this area help policyholders safeguard assets from major claims or lawsuits. The agency’s service range includes assessing existing coverage limits and recommending appropriate policy increments. For specialty needs, clients may request a personal umbrella policy add-on that extends liability protection to certain recreational activities.
Max Adelman - State Farm Insurance Agent in Chicago offers umbrella insurance as a specialty service to protect clients from major liability claims. The agency generally assists with home, auto, and life insurance policies to build full coverage for area residents. As living costs rise in the city, many customers seek extra liability limits to guard against lawsuits from common accidents. This helps during severe Chicago winters when slippery sidewalks can lead to costly injury claims.
Insurance Navy Brokers serves Chicago, Illinois, and its surrounding communities with umbrella insurance coverage. The agency handles policies that provide extended liability protection beyond standard home or auto limits. Its work includes helping clients assess personal asset exposure to determine appropriate coverage levels for unforeseen claims. By reviewing individual risk factors and existing policy details, the company recommends additional safeguards for financial security. A typical job is handled through a thorough risk consultation, followed by a tailored policy selection to address specific liability gaps.
Enora Insurance Agency works with clients to build financial protection strategies. It specializes in umbrella insurance, which provides extended liability coverage beyond standard policy limits. This additional layer of protection helps safeguard personal assets and future earnings against major claims or lawsuits. The Chicago-based agency supports a range of commercial operations by offering these excess liability solutions. Among the business sectors it serves are professional offices, warehouse facilities, and food service establishments.
Clover Insurance Agency provides residential umbrella liability coverage for homeowners in Chicago, Illinois, offering an added layer of protection beyond standard home policies. The agency also arranges commercial umbrella policies for local businesses facing increased liability risks, serving clients throughout the greater Chicago area. Their coverage helps policyholders safeguard assets against major claims and lawsuits. After an initial policy is established, the agency routinely reviews coverage needs and follows up with clients before annual renewal periods to adjust limits or address new exposures between regular visits.
As Chicago prepares for unpredictable spring storms, homeowners often seek broader coverage beyond standard policies. Eagle Insurance Agency in Chicago, Illinois, addresses this need by offering personal umbrella insurance. These policies extend liability limits on an existing auto or homeowners policy, protecting against major claims or lawsuits. Because a typical umbrella policy covers a range of unforeseen incidents, this agency helps residents evaluate specific assets and risks. An initial consultation begins with a review of current coverage and personal liability exposure to determine necessary protection levels.
Lakeview Insurance Agency in Chicago, Illinois, is recognized for offering umbrella insurance policies that provide additional liability protection beyond standard home and auto coverage. The agency serves clients seeking to safeguard their assets against major claims and lawsuits. Umbrella insurance here works to cover costs when primary policies reach their limits, extending security for personal injury and property damage. This service helps local residents manage risks effectively. The agency can also add on coverage for legal defense fees in excess liability cases.
Magnum Insurance Agency in Chicago, Illinois, distinguishes between a one-time umbrella policy, which provides a single layer of excess liability coverage for a specific period, and scheduled renewals, which ensure continuous protection beyond standard home and auto limits. Umbrella insurance here addresses gaps in underlying policies, covering major claims and lawsuits. Their service operates on a scheduled renewal basis, automatically reviewed to align with changing personal assets and risk exposures.
What Does an a Umbrella Insurance Agent in Chicago Cost?
In Illinois, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk profile, number of vehicles, and property owned. This is general information and not insurance advice.
About umbrella insurance agents in Chicago
An umbrella insurance agent in Chicago helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum auto liability limits, but a personal umbrella policy can provide an extra layer of protection for serious accidents or lawsuits. Agents in Chicago understand local risks like winter weather accidents and dense urban traffic.
Frequently Asked Questions
What does an umbrella insurance agent in Chicago do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary policy limits. This agent evaluates your assets and risks to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Illinois?
Most agents suggest at least 1 million dollars in umbrella coverage for Illinois residents. The amount depends on your assets, income, and potential liability risks such as rental properties or teenage drivers.
Does Illinois law require umbrella insurance?
No, Illinois does not require umbrella insurance by law. However, Illinois requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. Umbrella policies provide extra protection above these minimums.
Umbrella Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign