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Find Umbrella Insurance Agents Near You in Addison, IL

Browse umbrella insurance agents serving Addison, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 14 umbrella insurance agents serving Addison.

Showing 14 umbrella insurance agents in Addison, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Luis Garcia - State Farm Insurance Agent245 Addison Rd(630) 543-8582
2Gary Lemenager - State Farm Insurance Agent1250 W Lake St(630) 628-0700
3Freeway Insurance433 W Lake St(630) 425-7083
4My Insurance Werks, Inc.211 E Lake St #2(630) 410-9375
5Magnum Insurance Agency522 W Lake St Suite D(630) 563-4725
6Towns Johnson Ins: Allstate Insurance221 E Lake St Ste 201(630) 834-5678
7Hispano Insurance Agency, Inc.15 N Addison Rd(630) 833-0505
8Oxford Auto Insurance560 W Lake St(630) 320-3310
9Leticia Herrera Agency, Inc American Family Insurance1000 W Lake St(630) 543-8009
10Farmers Insurance - James Provinzino240 E Lake St Ste 205(630) 941-0566
LG
245 Addison Rd
Luis Garcia - State Farm Insurance Agent
Umbrella Insurance Agent · Addison, IL

Luis Garcia - State Farm Insurance Agent serves the Addison, Illinois area, offering umbrella insurance coverage to local residents and businesses. This office helps clients secure additional liability protection beyond standard policies, covering incidents like accidents on property or auto claims that exceed base limits. Services include customizing umbrella policies to fit individual risk factors, such as owning rental properties or having recreational vehicles. It regularly assists with evaluating assets and setting appropriate coverage thresholds. The agency also manages umbrella insurance for boat owners throughout DuPage County.

GL
1250 W Lake St
Gary Lemenager - State Farm Insurance Agent
Umbrella Insurance Agent · Addison, IL

Gary Lemenager - State Farm Insurance Agent in Addison, IL, provides umbrella insurance policies that offer extended liability protection beyond standard home and auto coverage. The agent explains how these policies work and assists clients in evaluating their personal risk exposure. Ongoing support includes policy reviews to help ensure coverage limits remain appropriate as circumstances change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

FI
433 W Lake St
Freeway Insurance
Umbrella Insurance Agent · Addison, IL

Freeway Insurance provides umbrella coverage as either a one-time supplement to an existing policy or as a recurring policy addition for ongoing liability protection beyond standard limits. The service helps clients in Addison, Illinois, manage risks through extended personal liability coverage for incidents on their property or involving their vehicles. Umbrella policies typically protect assets such as savings and future wages after primary insurance limits are exhausted. Service is available on a one-time or as-needed basis depending on the client’s policy term and renewal requirements.

MI
211 E Lake St #2
My Insurance Werks, Inc.
Umbrella Insurance Agent · Addison, IL

Homeowners in Addison who seek additional liability protection beyond their standard policies, as well as businesses and property managers facing similar coverage gaps, can turn to My Insurance Werks, Inc. for umbrella insurance agent services. These agents help clients secure broader liability limits to shield assets from major claims or lawsuits. The company serves its local clients and also extends coverage assistance to neighboring communities throughout the greater DuPage County metro area.

MI
522 W Lake St Suite D
Magnum Insurance Agency
Umbrella Insurance Agent · Addison, IL

Serving the Addison area, Magnum Insurance Agency specializes in umbrella insurance policies. This coverage provides an additional layer of liability protection beyond standard homeowners, auto, or watercraft policies. It safeguards personal assets and future earnings against major claims or lawsuits. The agency helps residents manage everyday protection needs and broaden their defense against unforeseen risks. Entering the winter season, it assists homeowners with concerns about liability from slip-and-fall incidents on icy driveways or snow-covered walkways.

TJ
221 E Lake St Ste 201
Towns Johnson Ins: Allstate Insurance
Umbrella Insurance Agent · Addison, IL

Towns Johnson Ins: Allstate Insurance serves clients in Addison, Illinois, and the surrounding communities within DuPage County. This agency handles comprehensive umbrella insurance policies, which provide an extra layer of liability coverage beyond standard home and auto policies. An agent in this area assesses a client’s existing insurance limits and personal risk exposure to determine appropriate coverage levels. For a typical job, the agent evaluates the client’s assets, reviews current policy details, and presents tailored policy options to close any gaps in financial protection.

HI
15 N Addison Rd
Hispano Insurance Agency, Inc.
Umbrella Insurance Agent · Addison, IL

Hispano Insurance Agency, Inc. in Addison, IL offers umbrella insurance coverage as a one-time policy purchase for those seeking extra liability protection beyond their primary policies, or as a recurring annual renewal option that maintains consistent coverage over time. This type of policy extends liability limits to safeguard assets from major claims or lawsuits. The agency provides both personal and commercial umbrella policies, with details discussed during an initial consultation. Service at Hispano Insurance Agency, Inc. operates on a one-time or scheduled renewal basis, as needed by the client.

OA
560 W Lake St
Oxford Auto Insurance
Umbrella Insurance Agent · Addison, IL

Oxford Auto Insurance in Addison, Illinois specializes in umbrella insurance agent services, providing extra liability coverage that goes beyond standard auto and home policies. It works with local clients to assess their specific risk exposures, helping to protect assets from major claims or lawsuits. The company focuses on tailoring coverage limits to individual needs, ensuring financial safeguards are in place for unexpected events. Especially during winter storms, it assists Addison residents in securing broader protection against potential liability from ice-related accidents on their property.

LH
1000 W Lake St
Leticia Herrera Agency, Inc American Family Insurance
Umbrella Insurance Agent · Addison, IL

As seasonal storms and unexpected liabilities become more common in Addison, Leticia Herrera Agency, Inc American Family Insurance provides supplemental coverage beyond standard home and auto policies. Umbrella insurance agents in the area help clients protect their assets against large claims or lawsuits by adding an extra layer of financial security. The company offers personalized consultations to evaluate individual risk exposure and policy limits. Following an initial meeting, the agency reviews existing coverage before recommending appropriate umbrella limits during a detailed liability assessment.

FI
240 E Lake St Ste 205
Farmers Insurance - James Provinzino
Umbrella Insurance Agent · Addison, IL

Farmers Insurance - James Provinzino in Addison, IL provides general umbrella insurance agent services for local residents and businesses. This coverage adds an extra layer of liability protection that goes beyond standard policies. The agent helps clients shield personal assets and future earnings from major claims and lawsuits. Commercial umbrella policies can cover various sectors, including offices, warehouses, and food service operations. Adequate liability limits are essential for many businesses to manage risks that arise from daily operations and unforeseen accidents.

FC
323 N Addison Rd
First Cover Insurance IL
Umbrella Insurance Agent · Addison, IL
(630) 410-1714
SI
16 W Lake St
Skylight Insurance
Umbrella Insurance Agent · Addison, IL
(844) 475-9467
skylightinsurance.com
AI
1000 W Lake St
Advocate Insurance Network
Umbrella Insurance Agent · Addison, IL
(847) 309-7029
siemon.reliexchange.com
BI
991 W Lake St
BM Insurance & Management Consultants
Umbrella Insurance Agent · Addison, IL
(630) 283-0058
buzinessmanager.com/contact

What Does an a Umbrella Insurance Agent in Addison Cost?

In Illinois, a one million dollar personal umbrella policy usually costs between 150 and 300 dollars per year. Higher coverage amounts, such as two million or five million dollars, cost more but often have lower per-million rates. Factors like your credit score, claims history, and the number of properties you own will affect the final price. This is general information and not insurance advice.

About umbrella insurance agents in Addison

An umbrella insurance agent in Addison Illinois helps you add an extra layer of liability protection beyond your standard home and auto policies. Illinois law requires minimum liability limits for auto insurance, but a personal umbrella policy can provide additional coverage starting at one million dollars. This is especially useful for Addison residents who want to protect their assets from large lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Addison do?

An umbrella insurance agent helps you assess your risk and find a policy that covers claims above your existing home and auto limits. They explain how the policy works with your current coverage and help you choose the right amount of liability protection.

Do I need umbrella insurance in Illinois?

Illinois does not require umbrella insurance by law, but it can be valuable if you have significant assets or face higher lawsuit risks. The state minimum auto liability limits are 25 thousand dollars per person and 50 thousand dollars per accident, which may not be enough to cover a serious accident.

How much does umbrella insurance cost in Illinois?

Typical umbrella insurance costs in Illinois range from 150 to 300 dollars per year for one million dollars in coverage. The exact cost depends on your driving record, home value, and number of vehicles. Your agent can give you a specific quote based on your situation.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.