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Looking for a umbrella insurance agent in Addison? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Addison, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 14 umbrella insurance agents in Addison, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Luis Garcia - State Farm Insurance Agent
245 Addison Rd, Addison, IL 60101
(630) 543-8582
luisegarcia.net
Gary Lemenager - State Farm Insurance Agent
1250 W Lake St, Addison, IL 60101
(630) 628-0700
garylemenager.com
Freeway Insurance
433 W Lake St, Addison, IL 60101
(630) 425-7083
locations.freeway.com
My Insurance Werks, Inc.
211 E Lake St #2, Addison, IL 60101
(630) 410-9375
myinsurancewerks.com
Magnum Insurance Agency
522 W Lake St Suite D, Addison, IL 60101
(630) 563-4725
magnuminsurance.com
Towns Johnson Ins: Allstate Insurance
221 E Lake St Ste 201, Addison, IL 60101
(630) 834-5678
agents.allstate.com
Hispano Insurance Agency, Inc.
15 N Addison Rd, Addison, IL 60101
(630) 833-0505
hispanoinsurance.com
Oxford Auto Insurance
560 W Lake St, Addison, IL 60101
(630) 320-3310
Leticia Herrera Agency, Inc American Family Insurance
1000 W Lake St, Addison, IL 60101
(630) 543-8009
amfam.com
Farmers Insurance - James Provinzino
240 E Lake St Ste 205, Addison, IL 60101
(630) 941-0566
agents.farmers.com
First Cover Insurance IL
323 N Addison Rd, Addison, IL 60101
(630) 410-1714
Skylight Insurance
16 W Lake St, Addison, IL 60101
(844) 475-9467
skylightinsurance.com
Advocate Insurance Network
1000 W Lake St, Addison, IL 60101
(847) 309-7029
siemon.reliexchange.com
BM Insurance & Management Consultants
991 W Lake St, Addison, IL 60101
(630) 283-0058
buzinessmanager.com
An umbrella insurance agent in Addison Illinois helps you add an extra layer of liability protection beyond your standard home and auto policies. Illinois law requires minimum liability limits for auto insurance, but a personal umbrella policy can provide additional coverage starting at one million dollars. This is especially useful for Addison residents who want to protect their assets from large lawsuits.
What Does a Umbrella Insurance Agent in Addison Cost?
In Illinois, a one million dollar personal umbrella policy usually costs between 150 and 300 dollars per year. Higher coverage amounts, such as two million or five million dollars, cost more but often have lower per-million rates. Factors like your credit score, claims history, and the number of properties you own will affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Addison do?
An umbrella insurance agent helps you assess your risk and find a policy that covers claims above your existing home and auto limits. They explain how the policy works with your current coverage and help you choose the right amount of liability protection.
Do I need umbrella insurance in Illinois?
Illinois does not require umbrella insurance by law, but it can be valuable if you have significant assets or face higher lawsuit risks. The state minimum auto liability limits are 25 thousand dollars per person and 50 thousand dollars per accident, which may not be enough to cover a serious accident.
How much does umbrella insurance cost in Illinois?
Typical umbrella insurance costs in Illinois range from 150 to 300 dollars per year for one million dollars in coverage. The exact cost depends on your driving record, home value, and number of vehicles. Your agent can give you a specific quote based on your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.