The top-rated umbrella insurance agent in Arlington Heights, Illinois is Joseph M. Wiedemann & Sons, Inc., rated 4.9 stars across 178 reviews. Other highly rated options include Ray LaMantia - Independent Insurance Agent, Bradish Associates, Ltd., Farmers Insurance - Dale Hentrich. This directory lists 19 umbrella insurance agents serving Arlington Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph M. Wiedemann & Sons, Inc. | 505 E Golf Rd | (847) 228-8400 |
| 2 | Ray LaMantia - Independent Insurance Agent | 1603 E Central Rd Suite 320 | (847) 971-6458 |
| 3 | Bradish Associates, Ltd. | 215 N Arlington Heights Rd | (847) 259-2400 |
| 4 | Farmers Insurance - Dale Hentrich | 1141 S Arlington Heights Rd Unit G | (847) 392-5555 |
| 5 | Fernandez Insurance Group Inc | 3400 W Stonegate Blvd | (331) 800-5530 |
| 6 | Salazar Insurance Agency LLC American Family Insurance | 1806 E Northwest Hwy #6 | (847) 394-3220 |
| 7 | Affordable Health Insurance Services | 402 S Arlington Heights Rd | (847) 483-0860 |
| 8 | Blue Line Insurance Services | 415 Golf Rd #37 | (847) 925-7555 |
| 9 | Farmers Insurance - Jeffrey Mauritzen | 215 N Arlington Heights Rd #100 | (847) 577-9333 |
| 10 | TM Insurance Agency | 770 W Dundee Rd | (847) 440-2211 |
Joseph M. Wiedemann & Sons, Inc. serves homeowners and businesses throughout the greater Arlington Heights, IL area. The agency specializes in umbrella insurance, which extends an additional layer of personal liability coverage beyond standard policy limits. This essential protection safeguards assets and future income against major claims or lawsuits involving large settlement amounts. Financial security is provided for risks tied to auto accidents, property damage, and personal injury incidents. The agency also assists clients with coordinating excess liability policies tailored for rental properties or high-risk recreational activities in the region.
Homeowners, property managers, and small business owners in Arlington Heights, Illinois turn to Ray LaMantia - Independent Insurance Agent for umbrella liability coverage. This agent helps clients secure additional protection beyond standard policies, guarding against major claims and lawsuits. By assessing individual risk profiles, he tailors coverage limits to ensure sufficient financial buffers. His independent agency model allows him to compare options from multiple carriers, finding suitable solutions for diverse needs. The firm also serves the greater Chicago metropolitan area, providing services to neighboring communities such as Palatine and Mount Prospect.
Bradish Associates, Ltd. serves Arlington Heights and the surrounding Chicago suburban communities as an umbrella insurance agent. The firm handles excess liability coverage designed to protect homeowners and drivers from major claims that exceed standard policy limits. Its work focuses on offering a practical safety net for individuals seeking added financial security. For each typical client, the company carefully assesses primary coverage gaps to recommend an appropriate layer of extra protection, ensuring a systematic fit with existing insurance plans.
For umbrella insurance, clients choose between a one-time policy review and periodic adjustments as their needs evolve. Coverage extends beyond standard policies, providing additional liability protection for accidents or property damage that exceeds primary limits. Farmers Insurance - Dale Hentrich in Arlington Heights, IL, assists clients in evaluating these extra layers of security. The service operates on an as-needed basis, allowing policyholders to request consultations or updates whenever their personal risk profile or asset portfolio changes.
Fernandez Insurance Group Inc provides umbrella insurance coverage for individuals and businesses in the Arlington Heights, Illinois area. The agency works with clients to assess their liability exposure beyond standard policies, offering dedicated support for policy management and coverage adjustments. Service plans involve regular policy reviews to ensure adequate protection limits are maintained as circumstances change. Ongoing maintenance includes assistance with claims coordination and policy renewal options. The firm services a variety of properties, including single-family homes, apartments, retail spaces, and local restaurants.
Specializing in personal umbrella liability coverage, Salazar Insurance Agency LLC American Family Insurance serves clients in Arlington Heights, Illinois, helping to extend protection beyond standard home and auto policies. The agency’s general work includes reviewing existing insurance limits to identify potential gaps and advising on suitable supplemental liability layers. For residents facing increased exposure from recreational vehicles, rental properties, or active social life, umbrella policies add a crucial safety net against costly lawsuits. This guidance proves especially valuable before summer travel seasons or during holiday gatherings when hosting risks are highest.
As winter thaws in Arlington Heights, seasonal hazards like icy driveways and falling tree limbs raise the need for extra liability protection. Affordable Health Insurance Services specializes in umbrella insurance, offering supplemental coverage that extends beyond standard home and auto policies. This added layer safeguards clients from major claims and legal costs that can arise from accidents on their property or during travel. An agent first meets with you to assess your current coverage limits and identify potential gaps before designing a policy that fits your specific local needs and exposures.
Blue Line Insurance Services in Arlington Heights helps clients secure general liability coverage and specializes in adding umbrella insurance to extend protection beyond standard limits. This additional layer of coverage safeguards assets against major claims or lawsuits that could otherwise cause significant financial loss. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments, ensuring their liability needs are thoroughly addressed.
Farmers Insurance - Jeffrey Mauritzen provides umbrella insurance coverage for residential properties in the Arlington Heights area. This office also assists commercial clients with broader liability protection tailored to their needs. Serving homeowners and businesses throughout the surrounding communities, the agency helps clients secure an extra layer of coverage beyond standard policies. Clients often return for policy reviews and adjustments during regular insurance check-ins, ensuring their coverage remains aligned with changing personal or business circumstances between scheduled visits.
What Does an a Umbrella Insurance Agent in Arlington Heights Cost?
The cost of umbrella insurance in Illinois typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 to 5 million dollars, may cost 300 to 600 dollars annually. Your premium depends on factors like your driving record, home value, and number of properties. This is general information, not insurance advice.
About umbrella insurance agents in Arlington Heights
An umbrella insurance agent in Arlington Heights, Illinois helps you secure personal liability coverage that extends beyond your auto or homeowners policy limits. Illinois law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the specific liability risks in the Chicago suburbs and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Arlington Heights do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or homeowners insurance limits are exhausted. Agents in Arlington Heights can assess your assets and recommend appropriate coverage amounts.
How much umbrella insurance do I need in Illinois?
Most Illinois agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. For example, if you own a home in Arlington Heights and have significant savings, you may need 2 to 5 million dollars. Your agent will help you calculate a suitable limit.
Does Illinois law require umbrella insurance?
No, Illinois does not require umbrella insurance by law. However, Illinois courts allow large personal injury verdicts, and umbrella coverage can protect you from paying those costs out of pocket. It is an optional but valuable layer of protection.
Umbrella Insurance Agents in Other Illinois Cities
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