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Compare Umbrella Insurance Agents in Rock Island, IL

Looking for a umbrella insurance agent in Rock Island? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 13 umbrella insurance agents in Rock Island, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jenn Merema - State Farm Insurance Agent
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 jennmeremasf.com
Chris Elsberg - State Farm Insurance Agent
855 46th Ave, Rock Island, IL 61201
(309) 788-3060 chriselsberg.com
Don Ayers & Son's Insurance
3129 11th St, Rock Island, IL 61201
(309) 788-4546
State Farm Insurance
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 statefarm.com
Farrar Insurance
1712 18th Ave, Rock Island, IL 61201
(309) 786-4463 farrar.group
Illinois Casualty Company
225 20th St, Rock Island, IL 61201
(309) 793-1700 ilcasco.com
Michael Orth American Family Insurance
2427 17th St, Rock Island, IL 61201
(309) 788-7670 amfam.com
Affordable Insurance IL
1725 30th St, Rock Island, IL 61201
(309) 603-0171
Insurance King
3101 11th St suite A, Rock Island, IL 61201
(309) 981-0391 insuranceking.com
BevSpec Insurance Solutions
225 20th St, Rock Island, IL 61201
(630) 613-9473 bevspec.com
Danyelle Hatter - Meemic Insurance Agent
2400 20th Ave, Rock Island, IL 61201
(309) 786-3974 danyellehatter.com
Riverscape Insurance
4405 11th St, Rock Island, IL 61201
(309) 430-2222
Frank Osborn - Aflac Insurance Agent
1701 1st Ave, Rock Island, IL 61201
(309) 786-6481

An umbrella insurance agent in Rock Island Illinois helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum liability limits for auto insurance, but a personal umbrella policy can provide an extra layer of protection for your savings and future earnings. Local agents understand the risks specific to the Quad Cities area and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in Rock Island Cost?

The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Premiums vary based on your underlying policies, driving record, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in Illinois?
An umbrella policy covers liability claims that exceed the limits of your underlying auto or home insurance. It also covers certain claims not included in standard policies, such as libel or slander. In Illinois, this extra coverage can protect you from large lawsuit judgments.
Who needs umbrella insurance in Rock Island?
Anyone with significant assets or future earning potential should consider umbrella insurance. This includes homeowners, landlords, and people with recreational vehicles like boats or snowmobiles. Illinois courts can award large damages in liability cases, making extra coverage valuable.