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Find Umbrella Insurance Agents Near You in Oswego, IL

Browse umbrella insurance agents serving Oswego, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 16 umbrella insurance agents serving Oswego.

Showing 16 umbrella insurance agents in Oswego, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Calder Agency: Allstate Insurance2765 Walter Payton Memorial Hwy(630) 554-5252
2Janna Misek - State Farm Insurance Agent1136 Douglas Rd(630) 554-1540
3Nicole Hupp: Allstate Insurance4589 IL-71(630) 833-8100
4Rick Weissenhofer - State Farm Insurance Agent2261 Orchard Rd(630) 554-5277
5Holten Insurance AgencyBy appointment only - meeting location provided upon scheduling, 4913 Seeley St(630) 424-0200
6Zac Mcgrogan - State Farm Insurance Agent72 W Washington St(630) 554-8800
7Tri-County Insurance Agency, Inc. "Bentley Agency"44 Monroe St(815) 200-5528
8Hometowne Insurance4424 IL-71(630) 554-4040
9AAA Insurance - Short Insurance Agency10 E Merchants Dr(630) 981-0018
10Jim Braddish - COUNTRY Financial Agent123 W Washington St Ste 333(630) 553-7401
CA
2765 Walter Payton Memorial Hwy
The Calder Agency: Allstate Insurance
Umbrella Insurance Agent · Oswego, IL

The Calder Agency: Allstate Insurance serves Oswego, Illinois, and the surrounding county with umbrella insurance agency services. This agency provides personal umbrella policies that extend liability coverage beyond standard homeowners and auto insurance limits. Clients in this area often seek protection against large claims or lawsuits that could exceed their primary insurance. The agency also offers consultation on structuring adequate liability limits for individual risk profiles, including coverage for rental properties and watercraft.

JM
1136 Douglas Rd
Janna Misek - State Farm Insurance Agent
Umbrella Insurance Agent · Oswego, IL

Janna Misek - State Farm Insurance Agent in Oswego, IL provides umbrella insurance coverage that extends liability protection beyond standard policies. Service and maintenance plans involve regular policy reviews to ensure adequate limits align with clients' evolving assets and risk exposures. The agent works to maintain clear communication about coverage updates and potential gaps. This agency services a range of properties, including single-family homes, apartments, retail spaces, and restaurants in the local area.

NH
4589 IL-71
Nicole Hupp: Allstate Insurance
Umbrella Insurance Agent · Oswego, IL

Homeowners, businesses, and property managers in the Oswego area rely on Nicole Hupp: Allstate Insurance for umbrella insurance coverage that extends beyond standard policy limits. An umbrella insurance agent in this region helps clients protect their assets from major claims and lawsuits. The agency can also assist with identifying gaps in existing liability coverage. This service is available to residents and commercial operators throughout Oswego as well as neighboring Yorkville.

RW
2261 Orchard Rd
Rick Weissenhofer - State Farm Insurance Agent
Umbrella Insurance Agent · Oswego, IL

Rick Weissenhofer - State Farm Insurance Agent serves Oswego, Illinois, and the surrounding communities including Yorkville, Montgomery, and Aurora. This agency handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. Policyholders in this area often add this protection to safeguard assets from major claims or lawsuits. The agent evaluates each client’s total exposure by reviewing their properties, vehicles, and lifestyle risks, then coordinates coverage limits to fill gaps left by underlying policies.

HI
By appointment only - meeting location provided upon scheduling, 4913 Seeley St
Holten Insurance Agency
Umbrella Insurance Agent · Oswego, IL

Holten Insurance Agency in Oswego, IL offers both one-time and recurring service options. Recurring coverage protects against multiple liability claims over a set period. An umbrella insurance policy adds an extra layer of liability protection above standard homeowners or auto policies, safeguarding assets from major lawsuits. Service is provided on a scheduled renewal basis, with policy reviews occurring at regular intervals to reassess coverage needs as circumstances change.

ZM
72 W Washington St
Zac Mcgrogan - State Farm Insurance Agent
Umbrella Insurance Agent · Oswego, IL

As an umbrella insurance agent, Zac Mcgrogan of State Farm in Oswego, IL, helps clients extend their liability coverage beyond standard home and auto policies to protect against major claims. The agency also assists with general insurance services and policy reviews for local individuals and families. For instance, it is especially important for homeowners on the Fox River to secure adequate umbrella coverage against liability risks during flood season and summer boating activity.

TC
44 Monroe St
Tri-County Insurance Agency, Inc. "Bentley Agency"
Umbrella Insurance Agent · Oswego, IL

As the seasons change in Oswego, residents often review their liability coverage to protect against unforeseen accidents on their property. Tri-County Insurance Agency, Inc., operating as Bentley Agency, serves as a local umbrella insurance agent in this area. They assist clients in securing extra liability limits that go beyond standard home or auto policies. This added layer of coverage can help safeguard savings and future earnings. A typical first step with this agency involves scheduling a complimentary review of existing policies to identify gaps.

HI
4424 IL-71
Hometowne Insurance
Umbrella Insurance Agent · Oswego, IL

Hometowne Insurance serves Oswego residents with umbrella liability coverage that protects personal assets beyond standard homeowners and auto policies. The agency also assists local businesses in securing higher liability limits to safeguard commercial operations across the greater Oswego area. A thorough consultation helps determine appropriate coverage levels for individual property assets and potential risks. Clients appreciate follow-up conversations during scheduled policy reviews, ensuring adjustments reflect changing personal or commercial circumstances before the next regular visit.

AI
10 E Merchants Dr
AAA Insurance - Short Insurance Agency
Umbrella Insurance Agent · Oswego, IL

AAA Insurance - Short Insurance Agency in Oswego, IL provides general liability protection for individuals and businesses facing large financial risks. Umbrella insurance extends beyond standard policy limits to cover major claims or lawsuits. This agency assists clients in securing additional coverage that addresses excess liability exposures. Benefits include defense costs for certain incidents that standard policies exclude. Businesses such as offices benefit from added protection against unforeseen liability. Warehouses gain coverage for larger property-related incidents. Food service operations can obtain supplemental protection for common industry risks like customer injuries or supplier disputes.

JB
123 W Washington St Ste 333
Jim Braddish - COUNTRY Financial Agent
Umbrella Insurance Agent · Oswego, IL

Jim Braddish - COUNTRY Financial Agent in Oswego, IL, is known for providing personal umbrella insurance coverage. It extends clients’ liability protection beyond standard home and auto policy limits. The agency serves local homeowners and drivers seeking a higher level of financial defense against unexpected claims. Cash flow protection for major lawsuit settlements is a typical focus of its consulting. Similar umbrella insurance agents in this area often follow a straightforward application process. A specialty service it can add on is uninsured motorist liability gap coverage.

EN
74 W Van Buren St
Eric Nelson - COUNTRY Financial Agent
Umbrella Insurance Agent · Oswego, IL
(630) 551-3300
agents.countryfinancial.com/usa/il/oswego/eric-nelson
NM
5 Main St
N.M. Tripp Insurance Agency, Inc.
Umbrella Insurance Agent · Oswego, IL
(630) 554-8831
trippinsuranceinc.com
NI
31 Kendall Point Dr Ste B
Nationwide Insurance: Kevin M Wiggins Agency LLC
Umbrella Insurance Agent · Oswego, IL
(630) 844-1448
agency.nationwide.com/il/oswego/60543/kevin-m-wiggins-agency-llc
FI
2015 US-34 Ste M
Farmers Insurance - Carlos Correa
Umbrella Insurance Agent · Oswego, IL
(630) 608-4770
agents.farmers.com/il/oswego/carlos-correa
GI
5 E Washington St
Goosehead Insurance -Petzke Agency
Umbrella Insurance Agent · Oswego, IL
(331) 999-3043
MS
6 E Washington St
Matt Slack - COUNTRY Financial Representative
Umbrella Insurance Agent · Oswego, IL
(630) 554-2035
advisors.countryfinancial.com/usa/il/oswego/matt-slack

What Does an a Umbrella Insurance Agent in Oswego Cost?

In Illinois umbrella insurance typically costs 150 to 300 dollars per year for one million dollars of coverage. Adding more coverage such as two million dollars may cost 250 to 500 dollars per year. Your actual premium depends on factors like your home value number of cars and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Oswego

An umbrella insurance agent in Oswego Illinois helps you secure extra liability coverage that goes beyond your home and auto policies. Illinois law does not require umbrella insurance but it can protect your savings and future earnings in case of a major lawsuit. Oswego residents often seek this coverage to guard against claims from accidents on their property or car accidents.

Frequently Asked Questions

What does an umbrella insurance agent in Oswego do?

An umbrella insurance agent helps you buy a policy that provides additional liability coverage above your existing home and auto insurance limits. In Illinois this coverage can pay for legal defense costs and settlements if you are sued for an accident. The agent will review your current policies and recommend a coverage amount based on your assets.

How much umbrella insurance do I need in Illinois?

The amount you need depends on your total assets including your home savings and investments. Many Illinois agents suggest at least one million dollars in coverage because that is the typical minimum policy limit. A higher limit may be needed if you own rental properties or have a high risk of lawsuits.

Is umbrella insurance expensive in Oswego Illinois?

Umbrella insurance in Illinois is generally affordable. A typical one million dollar policy costs between 150 and 300 dollars per year. Costs vary based on your risk profile number of properties and driving record.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.