The top-rated umbrella insurance agent in Orland Park, Illinois is Kenneth Horn at Comparion Insurance Agency, rated 4.9 stars across 387 reviews. Other highly rated options include Andy Varga American Family Insurance, The Horton Group, a Marsh & McLennan Agency LLC Company, Kurland Insurance Agency. This directory lists 20 umbrella insurance agents serving Orland Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kenneth Horn at Comparion Insurance Agency | 15176 LaGrange Rd | (708) 675-3438 |
| 2 | Andy Varga American Family Insurance | 11504 183rd Pl Ste Se | (708) 364-0500 |
| 3 | The Horton Group, a Marsh & McLennan Agency LLC Company | 10320 Orland Pkwy | (708) 845-3000 |
| 4 | Kurland Insurance Agency | 15040 S Ravinia Ave #45 | (708) 403-0355 |
| 5 | Gee-Schussler Insurance Agency | 11508 183rd Pl STE. SE | (708) 349-6800 |
| 6 | Southpoint Insurance | 15341 S 94th Ave Ste.100 | (708) 478-3440 |
| 7 | Integrity Insurance and Financial Services - Blue Cross Blue Shield | 18330 Distinctive Dr | (866) 451-1979 |
| 8 | Farmers Insurance - Vaida Caplinskiene | 11504 183rd Pl Ste SW | (630) 257-0600 |
| 9 | Heritage Insurance Brokers LLC | 15255S S 94th Ave | (708) 362-6362 |
| 10 | Goosehead Insurance - Eric Johnson | 15255 S 94th Ave Fifth Floor | (708) 813-1715 |
Kenneth Horn at Comparion Insurance Agency serves Orland Park, Illinois, and the surrounding Cook and Will county areas. The company specializes in providing umbrella insurance agents, offering general liability coverage that extends beyond standard homeowner and auto policy limits. This service helps protect clients against major claims and lawsuits that could exceed their primary insurance. Kenneth Horn at Comparion Insurance Agency also assists local residents with personal umbrella policies, addressing higher-risk scenarios like rental properties or teenage drivers in the household.
Andy Varga American Family Insurance provides umbrella insurance agent services for clients in Orland Park, IL. The company helps customers secure additional liability coverage beyond standard policies, protecting assets from major claims or lawsuits. Its service includes reviewing existing policies to identify coverage gaps and recommending appropriate umbrella limits for comprehensive protection. The company serves a variety of property types, including single-family homes, multi-unit apartment buildings, retail spaces, and restaurants in the local area.
The Horton Group, a Marsh & McLennan Agency LLC Company in Orland Park, serves homeowners, businesses, and property managers who need excess liability protection. It writes umbrella insurance policies that extend coverage limits beyond standard home or commercial policies. These policies help defend assets against large claims or lawsuits that might exceed primary liability limits. Additional coverage for personal injury and certain rental exposures is often included. The agency also serves neighboring communities throughout the southwest suburbs of Chicago.
Serving Orland Park and the surrounding Chicago Southland communities, Kurland Insurance Agency handles umbrella insurance policies to provide extended liability protection for local residents and businesses. These policies add coverage beyond the limits of standard auto or homeowners insurance, guarding against major claims or lawsuits. The agency typically begins by assessing a client’s existing coverage and risk exposure before tailoring a policy to fill specific gaps in protection. This process ensures a coordinated umbrella plan that aligns with a client’s primary insurance portfolio.
Gee-Schussler Insurance Agency, located in Orland Park, IL, provides umbrella insurance agent services. Clients may choose between a one-time policy review for immediate needs or recurring service for ongoing coverage adjustments. Umbrella insurance extends liability protection beyond standard policies, safeguarding assets and future earnings. The agent assists in assessing personal risk factors to determine appropriate coverage limits. Service arrangements operate on either a one-time review basis or an as-needed schedule for adjustments or claims assistance.
Southpoint Insurance specializes in umbrella liability coverage, offering supplemental protection that extends beyond standard homeowners and auto policies. Based in Orland Park, Illinois, the agency serves local residents by helping to secure additional layers of financial security against major claims and lawsuits. This service is particularly valuable during the winter months, when increased slip-and-fall incidents on icy driveways and sidewalks can lead to costly legal liabilities that exceed existing policy limits.
As winter weather creates slick roads and unpredictable ice in Orland Park, homeowners face increased liability risks from visitors slipping on driveways or sidewalks. Integrity Insurance and Financial Services - Blue Cross Blue Shield helps local property owners prepare for such exposures by explaining how an umbrella policy extends coverage beyond standard homeowners limits. This added layer protects personal assets against costly legal claims or medical bills that arise from accidents on the premises. The process begins with a straightforward review of existing policies to assess appropriate coverage levels.
Farmers Insurance - Vaida Caplinskiene in Orland Park, IL provides comprehensive liability coverage through its umbrella insurance policies. These policies extend protection beyond standard home and auto limits, offering additional security against major claims and lawsuits. Located to serve the local community, the agency helps clients manage financial risk with broader coverage layers. Its services are particularly relevant for commercial sectors such as offices, warehouses, and food service businesses that require higher liability limits for their daily operations and property exposures.
Heritage Insurance Brokers LLC provides umbrella insurance agent services for residential clients in Orland Park, Illinois, helping homeowners secure additional liability coverage beyond standard policies. Commercial coverage is also available for local businesses seeking extra protection. The agency serves the greater Orland Park area and surrounding communities. Existing clients often return for annual policy reviews, while new customers frequently schedule follow-up appointments to adjust limits between regular visits.
Goosehead Insurance - Eric Johnson, located in Orland Park, IL, serves as an umbrella insurance agent providing critical additional liability coverage beyond standard policies. This extra layer of protection helps shield clients from major claims and lawsuits that could exceed their primary insurance limits. The agency works with homeowners and auto policyholders to assess their risk exposure and secure appropriate umbrella coverage for greater financial security. Its specialty includes integrating umbrella policies with existing personal lines for seamless additional risk management.
What Does an a Umbrella Insurance Agent in Orland Park Cost?
Typical annual premiums for a 1 million dollar umbrella policy in Illinois range from 150 to 300 dollars. Higher limits of 2 to 5 million may cost 300 to 700 dollars per year. Actual costs vary based on your risk profile, number of vehicles, and insurance history. This is general information and not insurance advice.
About umbrella insurance agents in Orland Park
Umbrella insurance agents in Orland Park Illinois help residents add an extra layer of liability coverage beyond their auto and homeowners policies. Illinois law requires minimum auto liability limits but umbrella policies can protect against large claims or lawsuits. Local agents understand the specific risks for homeowners in the Chicago suburbs.
Frequently Asked Questions
What does an umbrella insurance agent in Orland Park do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. The agent also explains how the policy interacts with your auto and home insurance.
How much umbrella coverage do I need in Illinois?
Common umbrella policy limits in Illinois range from 1 million to 5 million dollars. The right amount depends on your net worth, income, and potential liability risks. An agent can help calculate a suitable limit based on your personal situation.
Does Illinois law require umbrella insurance?
No, Illinois does not require umbrella insurance by law. However, Illinois courts allow large liability judgments that can exceed standard policy limits. Umbrella insurance is a voluntary way to protect personal assets from such judgments.
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