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Browse umbrella insurance agents serving O'Fallon, Illinois. Contact information and addresses listed below.
16 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 16 umbrella insurance agents in O'Fallon, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600
scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911
insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870
monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800
elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383
jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943
mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515
agents.allstate.com
Burgmann Insurance Group
1132 River Birch Dr, O'Fallon, IL 62269
(618) 206-2623
yourtrustedmedicaresource.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr #1, O'Fallon, IL 62269
(618) 624-8937
agents.allstate.com
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100
fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Farmers Insurance - Keith Albers
1210 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
agents.farmers.com
Prindable Insurance
1449 Thouvenot Ln, O'Fallon, IL 62269
(618) 622-3332
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
sites.google.com
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441
mskagency.com
Risk 24/7 Insurance Agency
W Hwy 50, O'Fallon, IL 62269
(888) 684-7475
Umbrella insurance agents in O'Fallon, Illinois help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum auto liability coverage of 25,000 per person and 50,000 per accident, but a lawsuit can quickly exceed those amounts. An umbrella policy provides an extra layer of protection, often starting at 1 million dollars, to safeguard your savings and property in O'Fallon.
What Does a Umbrella Insurance Agent in O'Fallon Cost?
In Illinois, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Each additional million usually adds 50 to 100 dollars annually. Your actual premium depends on factors like your driving record, number of properties, and existing insurance policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in O'Fallon do?
An umbrella insurance agent in O'Fallon helps you evaluate your current liability risks and recommends a policy that extends coverage above your existing home and auto limits. They explain how the policy works with your primary insurance and help you choose the right amount of extra protection.
Who needs umbrella insurance in Illinois?
Anyone with significant assets, a high income, or potential liability risks should consider umbrella insurance. This includes homeowners with a pool, landlords, or drivers with teenage children. In Illinois, umbrella policies also cover certain lawsuits not included in standard policies.
How much umbrella coverage do I need in O'Fallon?
Most agents recommend at least 1 million dollars in umbrella coverage, but the amount depends on your net worth and risk exposure. Illinois courts can award large judgments, so many residents choose 2 to 5 million dollars in coverage to fully protect their assets.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.