The top-rated umbrella insurance agent in Oak Lawn, Illinois is Hanway Insurance, rated 4.9 stars across 1,055 reviews. Other highly rated options include Omar Salameh - State Farm Insurance Agent, Jessica Knight - State Farm Insurance Agent, Bryan Kovach - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Oak Lawn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanway Insurance | 9528 S Cicero Ave | (708) 874-6000 |
| 2 | Omar Salameh - State Farm Insurance Agent | 10319 S Central Ave | (708) 581-5164 |
| 3 | Jessica Knight - State Farm Insurance Agent | 10735 S Cicero Ave #202 | (708) 422-3700 |
| 4 | Bryan Kovach - State Farm Insurance Agent | 5360 W 95th St | (708) 424-8654 |
| 5 | Buschbach Insurance Agency | 5615 W 95th St #1 | (708) 858-7002 |
| 6 | Rich Rybka - State Farm Insurance Agent | 8830 S Cicero Ave | (708) 423-5951 |
| 7 | Gallagher and Murphy Insurance Agency Inc | 10236 S Kenton Ave | (708) 398-6730 |
| 8 | Don Murphy Agency, Inc. American Family Insurance | 10806 S Cicero Ave | (708) 229-1112 |
| 9 | Cusack Insurance LLC | 5700 95th St | (708) 423-5600 |
| 10 | Carmelita R. Doyle: Allstate Insurance | 9548 SW Hwy | (773) 488-7722 |
Hanway Insurance serves the Oak Lawn, Illinois area as an umbrella insurance agent. The company provides personal umbrella coverage that extends liability protection beyond standard homeowners and auto policies. This layer of insurance helps safeguard local assets and future earnings against major claims or lawsuits. Hanway Insurance also assists clients with securing commercial umbrella policies. These policies offer additional liability limits for businesses operating in the region.
Omar Salameh - State Farm Insurance Agent in Oak Lawn, IL, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The office helps clients evaluate their overall risk exposure and customizes supplemental policies to offer broader financial safeguards. Service includes reviewing current insurance limits and recommending appropriate umbrella layers to protect personal assets. The agency serves a diverse client base, offering coverage for single-family homes, apartments, retail, and local restaurants.
Serving the Oak Lawn area and surrounding communities in Illinois, Jessica Knight - State Farm Insurance Agent provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto policies. This agent handles personal umbrella insurance for clients seeking extra protection against major claims. The agency begins each job by assessing an individual’s current policy limits and overall risk exposure. It then works to determine an appropriate coverage level tailored to the client’s specific assets and potential liabilities, ensuring a comprehensive safeguard.
Bryan Kovach - State Farm Insurance Agent in Oak Lawn, IL, provides both one-time and recurring umbrella insurance services, with a single policy extending liability coverage beyond standard home and auto limits for broader financial protection. This coverage addresses risks such as property damage and personal injury claims that may exceed underlying policies. Service arrangements are available on a one-time, scheduled, or as-needed basis to suit each client’s specific risk requirements.
Buschbach Insurance Agency serves homeowners, property managers, and businesses in Oak Lawn, Illinois, by helping them secure umbrella insurance policies that provide extra liability coverage beyond standard limits. These policies protect clients from major claims and lawsuits that could otherwise exceed their primary coverage. The agency works with local residents and commercial operators to evaluate their specific exposure risks and find appropriate supplemental protection. It also offers its umbrella insurance services to clients located in the neighboring Chicago suburb of Orland Park.
Rich Rybka - State Farm Insurance Agent in Oak Lawn, IL focuses on umbrella insurance policies that provide additional liability protection beyond standard home and auto coverage. The agency also assists clients with general insurance needs, helping secure essential plans for personal assets and vehicles. As liability risks increase during winter months from icy sidewalks or holiday gatherings, the agent helps residents address potential gaps in coverage that could surface from these common seasonal concerns.
As Illinois winter storms give way to spring flooding, many Oak Lawn homeowners review their liability coverage only to discover gaps a standard policy may leave. Gallagher and Murphy Insurance Agency Inc offers umbrella insurance to fill that need, providing an extra layer of protection beyond auto and homeowners policies. Their agents counsel clients on how a single claim could exceed basic limits, then help calculate the additional coverage required for personal assets. An initial assessment begins with a review of existing policies to recommend the appropriate policy amount.
Don Murphy Agency, Inc. American Family Insurance provides insurance solutions, specializing in umbrella coverage for clients in Oak Lawn, IL. This type of policy extends liability protection beyond standard home and auto limits, offering critical financial safeguards against major claims or lawsuits in today's litigious environment. The agency helps both individuals and businesses secure this added layer. It can serve a range of commercial operations, including offices, warehouses, and food service establishments.
Cusack Insurance LLC assists residential clients in Oak Lawn, IL with umbrella insurance, providing added liability protection beyond standard home policies. The agency also supports commercial coverage, serving local businesses seeking expanded risk management. Service extends throughout the Oak Lawn area, helping policyholders address potential gaps in their existing insurance. After an initial consultation, clients often return for periodic policy reviews or adjustments to keep their coverage aligned with changing needs between regular insurance visits.
Carmelita R. Doyle: Allstate Insurance in Oak Lawn, IL, is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. Its service range includes helping clients safeguard personal assets from major claims and lawsuits. An umbrella insurance agent in this area works to assess individual risk factors to recommend appropriate policy limits. The agency can also evaluate existing auto and homeowners policies to ensure cohesive coverage. A specialty service it can add on is commercial umbrella insurance for small business owners.
What Does an a Umbrella Insurance Agent in Oak Lawn Cost?
Umbrella insurance premiums in Illinois typically range from 150 to 400 dollars per year for one million dollars of coverage. Higher limits cost more but the rate per additional million is usually lower. Your specific rate depends on factors like your driving record, number of properties, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Oak Lawn
An umbrella insurance agent in Oak Lawn Illinois can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum liability limits for auto insurance, but umbrella policies provide an extra layer of protection for major claims or lawsuits. Local agents understand the specific risks and coverage needs for Oak Lawn residents.
Frequently Asked Questions
What does an umbrella insurance agent in Oak Lawn do?
An umbrella insurance agent helps you find a policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risks to recommend an appropriate coverage amount. The agent also explains how the policy interacts with your other insurance.
Who needs umbrella insurance in Oak Lawn Illinois?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners with property value, business owners, and individuals with high net worth. Illinois courts can award large judgments, so extra liability coverage is a common safeguard.
How much umbrella coverage should I get in Illinois?
Common umbrella policy limits start at one million dollars and go up from there. The right amount depends on your total assets and potential liability risks. An agent can help you evaluate your personal situation and recommend a suitable coverage level.
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