The top-rated umbrella insurance agent in Oak Forest, Illinois is Kira Harrison - State Farm Insurance Agent, rated 4.9 stars across 192 reviews. Other highly rated options include Brian Robinson - State Farm Insurance Agent, thorntonpowell Insurance Financial Services, Olson Insurance Group. This directory lists 14 umbrella insurance agents serving Oak Forest.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kira Harrison - State Farm Insurance Agent | 15109 Cicero Ave | (708) 385-1200 |
| 2 | Brian Robinson - State Farm Insurance Agent | 15028 S Cicero Ave # L | (708) 687-8585 |
| 3 | thorntonpowell Insurance Financial Services | 5550 147th St | (708) 597-2800 |
| 4 | Olson Insurance Group | 4845 167th St | (708) 636-8484 |
| 5 | George Relyea: Allstate Insurance | 5320 W 159th St Ste 101 | (708) 687-1212 |
| 6 | Lori Koehler - State Farm Insurance Agent | 6006 W 159th St Bldg D Unit 1E | (708) 687-0072 |
| 7 | Jordan Insurance Services | S, 15859 Ridgeland Ave | (708) 687-9700 |
| 8 | Farmers Insurance - Sarah Davis | 5320 W 159th St Ste 303a | (708) 274-1517 |
| 9 | Southland Agency Group | 4845 167th St Suite 102 | (708) 633-0054 |
| 10 | Tom Walsh Insurance: Walsh Tom | 6006 W 159th St | (708) 687-4649 |
Kira Harrison - State Farm Insurance Agent serves the Oak Forest, Illinois area and provides umbrella insurance agent services. Umbrella policies offer additional liability coverage beyond standard homeowners and auto insurance protections. These policies help safeguard personal assets against major claims and lawsuits. The agency assists clients in evaluating their existing policies to determine appropriate umbrella coverage limits. It also helps integrate umbrella insurance with other State Farm products for comprehensive risk management. Individual policy reviews and liability gap assessments are specific services handled in this area.
Brian Robinson - State Farm Insurance Agent in Oak Forest, IL, provides umbrella insurance services that offer additional liability coverage beyond standard policies. The agency helps clients evaluate their risk exposure and customize policy limits to protect assets effectively. Service plans include regular policy review and consultation to ensure coverage adjusts with changing needs. The agency handles claims assistance and answers questions about policy terms. It serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Thornton Powell Insurance Financial Services provides liability coverage for homeowners, businesses, and property managers across the Oak Forest area. As an umbrella insurance agent, it helps clients extend their existing policy limits to guard against major claims and lawsuits. The firm works closely with individuals and commercial operators to assess potential risks and secure additional protection beyond standard auto or home policies. Its services support long-term financial stability by covering gaps in primary insurance layers throughout the South Suburbs, including Tinley Park and nearby communities.
Based in Oak Forest, this agency serves clients across the South Suburbs and surrounding communities with essential umbrella liability insurance. It provides additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This service handles high-risk exposures, protecting personal assets and future earnings from major claims or lawsuits. To determine the correct coverage amount, it carefully evaluates each client's total net worth and potential risk factors first.
George Relyea: Allstate Insurance in Oak Forest, IL offers umbrella insurance as both a one-time policy for high-value asset protection and a recurring renewal service to maintain continuous liability coverage. These policies extend beyond standard auto and home limits, safeguarding against major claims or lawsuits. Serving clients across the Oak Forest area, the agency addresses the need for extra financial security on top of primary policies. Service runs on a one-time basis for initial setup and is then maintained through scheduled annual renewals as needed.
Lori Koehler - State Farm Insurance Agent in Oak Forest, IL specializes in umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. The agency also offers general insurance services for personal and vehicle protection needs. It assists clients in the area with evaluating their unique risk exposure. During seasons when severe weather increases the likelihood of accidents or property claims, the agency helps safeguard assets through enhanced coverage options.
As the spring storm season approaches in the Oak Forest area, property owners often review their liability coverage. Jordan Insurance Services provides umbrella insurance policies that extend additional liability protection beyond standard homeowners or auto policies. These policies help protect personal assets against large claims or lawsuits. The agency works with clients to assess their current risk exposure and determine appropriate coverage limits. A consultation typically begins with a review of existing policies, followed by a personalized assessment of the client’s specific needs and assets.
Farmers Insurance - Sarah Davis provides personal and commercial insurance solutions in the Oak Forest area. Umbrella insurance is offered as an added layer of liability coverage beyond standard policies protecting clients from major claims and lawsuits. The agency gives each customer a straightforward explanation of how this extra policy works. Their umbrella insurance services are available to businesses including local offices, warehouses, and food service operations.
Southland Agency Group provides residential umbrella insurance services in Oak Forest, Illinois, helping homeowners extend their liability protection beyond standard policies. The agency also offers commercial umbrella coverage for local businesses seeking added financial safeguards. Serving the greater Oak Forest area, the team works with clients to assess individual risks and secure appropriate supplementary liability limits. After the initial policy is in place, the agency follows up regularly to review coverage needs between routine renewal visits, ensuring continued alignment with changing personal or business circumstances.
Tom Walsh Insurance, doing business as Walsh Tom, is recognized in Oak Forest, IL, for offering umbrella insurance agent services. This firm helps clients secure additional liability coverage beyond standard policies. Its service range extends to personal and commercial umbrella policies, providing a broad safety net. A dedicated agent in this field by nature assesses a client’s exposure to catastrophic claims. The company can specially add on excess liability coverage for high-value rental properties.
What Does an a Umbrella Insurance Agent in Oak Forest Cost?
In Illinois, a one million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Oak Forest
Umbrella insurance agents in Oak Forest Illinois help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Illinois law requires minimum liability limits on auto insurance, but an umbrella policy can provide additional protection. These agents work with local carriers to tailor coverage for your specific needs.
Frequently Asked Questions
What does an umbrella insurance agent do in Oak Forest?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. They assess your assets and risk to recommend appropriate coverage amounts.
How much umbrella coverage do I need in Illinois?
Most Illinois agents suggest at least one million dollars in coverage, which is the typical starting limit. The right amount depends on your assets, income, and potential liability risks.
Is umbrella insurance required by law in Illinois?
No, Illinois does not require umbrella insurance by law. However, it is often recommended if you have significant assets or face higher liability risks from activities like owning a pool or rental property.
Umbrella Insurance Agents in Other Illinois Cities
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