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Directory of umbrella insurance agents in Normal, Illinois. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Normal, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 11 umbrella insurance agents in Normal, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Axel Jimenez - State Farm Insurance Agent
1520 E College Ave E, Normal, IL 61761
(309) 451-3276
axelismyagent.com
Eden Insurance & Financial Services
1600 Hunt Dr C, Normal, IL 61761
(309) 807-0900
edenins.com
Michael Harris - State Farm Insurance Agent
400 Kingsley St A, Normal, IL 61761
(309) 452-1884
agentmichaelharris.com
Insurance Center of Illinois - Progressive
604 Dale St a1, Normal, IL 61761
(309) 431-4311
Brad Wurth - COUNTRY Financial Representative
1506 E Vernon Ave, Normal, IL 61761
(309) 663-8960
advisors.countryfinancial.com
Van Gundy Insurance
101 S Towanda Ave, Normal, IL 61761
(309) 452-1156
vangundy.com
Nick Dozier - Van Gundy Insurance Agent
101 S Towanda Ave, Normal, IL 61761
(309) 452-1156
vangundy.com
Credible Life Insurance Co.
209 W College Ave, Normal, IL 61761
(309) 270-5561
First Mid Insurance Group, Normal, IL
305 W Northtown Rd Suite C, Normal, IL 61761
(309) 807-9744
firstmidinsurance.com
Steve Edgcomb - COUNTRY Financial Agent
1607 Visa Dr STE 7, Normal, IL 61761
(309) 451-9999
agents.countryfinancial.com
Insuradigm Insurance Agency
604 Dale St E, Normal, IL 61761
(309) 452-4288
insuradigm.com
An umbrella insurance agent in Normal, Illinois helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum auto liability coverage, but umbrella policies provide an extra layer of protection for major claims or lawsuits. Working with a local agent ensures your policy aligns with Illinois insurance regulations and your specific needs.
What Does a Umbrella Insurance Agent in Normal Cost?
The cost for an umbrella insurance policy in Illinois typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Normal do?
An umbrella insurance agent in Normal helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing auto, homeowners, or renters insurance. The agent evaluates your assets and risk to recommend appropriate coverage limits.
How much umbrella coverage do I need in Illinois?
Most Illinois agents suggest at least 1 million dollars in umbrella coverage. The amount depends on your assets, income, and potential liability risks. A local agent can help you calculate a suitable limit based on your financial situation.
Is umbrella insurance required by Illinois law?
No, umbrella insurance is not required by Illinois law. However, Illinois requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. Umbrella insurance is optional but recommended for those with significant assets.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.