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Find Umbrella Insurance Agents Near You in Normal, IL

Browse umbrella insurance agents serving Normal, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Normal, Illinois is Axel Jimenez - State Farm Insurance Agent, rated 5.0 stars across 614 reviews. Other highly rated options include Eden Insurance & Financial Services, Michael Harris - State Farm Insurance Agent, Insurance Center of Illinois - Progressive. This directory lists 11 umbrella insurance agents serving Normal.

Showing 11 umbrella insurance agents in Normal, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Axel Jimenez - State Farm Insurance Agent1520 E College Ave E(309) 451-3276
2Eden Insurance & Financial Services1600 Hunt Dr C(309) 807-0900
3Michael Harris - State Farm Insurance Agent400 Kingsley St A(309) 452-1884
4Insurance Center of Illinois - Progressive604 Dale St a1(309) 431-4311
5Brad Wurth - COUNTRY Financial Representative1506 E Vernon Ave(309) 663-8960
6Nick Dozier - Van Gundy Insurance Agent101 S Towanda Ave(309) 452-1156
7Credible Life Insurance Co.209 W College Ave(309) 270-5561
8Van Gundy Insurance101 S Towanda Ave(309) 452-1156
9First Mid Insurance Group, Normal, IL305 W Northtown Rd Suite C(309) 807-9744
10Steve Edgcomb - COUNTRY Financial Agent1607 Visa Dr STE 7(309) 451-9999
AJ
1520 E College Ave E
Axel Jimenez - State Farm Insurance Agent
Umbrella Insurance Agent · Normal, IL

Axel Jimenez - State Farm Insurance Agent serves Normal, Illinois, and the surrounding McLean County area. This agency provides umbrella insurance coverage, which offers additional liability protection beyond standard home and auto policies. Such coverage helps safeguard personal assets in the event of a major accident or lawsuit. The agent works with clients to evaluate their risk exposure and select appropriate policy limits. Specific services handled include personal liability umbrella policies and claims assistance for local residents.

EI
1600 Hunt Dr C
Eden Insurance & Financial Services
Umbrella Insurance Agent · Normal, IL

Eden Insurance & Financial Services in Normal, IL provides umbrella liability coverage for individuals and businesses, extending protection beyond the limits of standard auto, homeowners, and commercial policies. It offers service that includes policy reviews to help clients assess their exposure to major claims and lawsuits. Regular updates ensure adequate limits are maintained as personal or business assets change. The agency serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

MH
400 Kingsley St A
Michael Harris - State Farm Insurance Agent
Umbrella Insurance Agent · Normal, IL

Homeowners, businesses, and property managers in Normal can secure personal liability coverage through Michael Harris - State Farm Insurance Agent. This agency provides umbrella insurance policies designed to offer extra protection beyond standard auto or home coverage limits. Such policies help shield assets against major claims or lawsuits. Clients often seek these policies for comprehensive risk management tailored to their specific needs. The agency also serves the broader Bloomington-Normal metropolitan area, including nearby communities like Towanda.

IC
604 Dale St a1
Insurance Center of Illinois - Progressive
Umbrella Insurance Agent · Normal, IL

Serving Normal, Illinois, and the surrounding McLean County communities, Insurance Center of Illinois - Progressive provides umbrella insurance agent services. This agent focuses on helping clients secure excess liability coverage that extends beyond standard policies. For a typical job, it evaluates a client's existing insurance portfolio to identify gaps in personal or business liability protection. The agent then assesses individual risk factors to recommend appropriate coverage limits. Its approach involves a thorough comparison of available options to ensure the policy aligns with the client's specific asset protection needs.

BW
1506 E Vernon Ave
Brad Wurth - COUNTRY Financial Representative
Umbrella Insurance Agent · Normal, IL

For an umbrella insurance agent, services can be arranged as either a one-time policy review or as recurring annual coverage updates. Located in Normal, IL, Brad Wurth - COUNTRY Financial Representative provides liability protection beyond a standard homeowner or auto policy, safeguarding assets from major claims or lawsuits in the local area. This form of coverage does not replace underlying policies but rather extends the policyholder’s protective limits. Service appointments at this agency run on a scheduled annual check-in basis to confirm continued adequacy.

ND
101 S Towanda Ave
Nick Dozier - Van Gundy Insurance Agent
Umbrella Insurance Agent · Normal, IL

As spring rains saturate Central Illinois and the threat of liability rises, people in Normal turn to Nick Dozier - Van Gundy Insurance Agent for umbrella insurance that extends protection beyond standard auto and home policies. The agency focuses on securing additional coverage layers against unexpected lawsuits or major claims common in the area. A first appointment typically involves an assessment of current policy limits and identification of potential exposure gaps needing coverage. This process begins with a straightforward review of existing documentation to determine necessary adjustments.

CL
209 W College Ave
Credible Life Insurance Co.
Umbrella Insurance Agent · Normal, IL

Serving clients in Normal, Illinois, this firm provides personal liability coverage that extends beyond standard homeowner and auto policies. As an umbrella insurance agent, the company offers extra protection limits for serious claims. Its work includes advising policyholders on risk management to safeguard assets. Credible Life Insurance Co. helps individuals secure broader coverage against major lawsuits. The agency can serve commercial sectors such as offices, warehouses, and food service operations with tailored liability solutions.

VG
101 S Towanda Ave
Van Gundy Insurance
Umbrella Insurance Agent · Normal, IL

Van Gundy Insurance in Normal, IL specializes in personal umbrella liability coverage and general agent services for local clients. Umbrella policies provide extra liability protection beyond standard auto and homeowners insurance, helping safeguard assets from major claims. The company assists residents with evaluating their existing coverage limits to identify potential gaps in financial protection. This service is particularly useful when severe winter weather causes ice dam damage or when a holiday gathering accident on private property leads to a costly lawsuit against the homeowner.

FM
305 W Northtown Rd Suite C
First Mid Insurance Group, Normal, IL
Umbrella Insurance Agent · Normal, IL

First Mid Insurance Group in Normal, Illinois provides residential umbrella insurance to protect homeowners above their standard policy limits. Commercial umbrella coverage is also available for local businesses that require additional liability protection. The agency serves clients throughout the Normal area and surrounding communities. Each policy is designed to fill coverage gaps left by primary insurance. Customers often follow up for annual reviews and schedule repeat service between their regular insurance visits to adjust coverage as their assets grow.

SE
1607 Visa Dr STE 7
Steve Edgcomb - COUNTRY Financial Agent
Umbrella Insurance Agent · Normal, IL

Steve Edgcomb - COUNTRY Financial Agent in Normal, Illinois, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves area residents seeking extra protection against major claims or lawsuits, helping safeguard personal assets. These policies typically cover incidents like property damage or bodily injury where underlying insurance may be insufficient. An additional specialty service offered by this agent is tailored coverage for landlords and rental property owners.

II
604 Dale St E
Insuradigm Insurance Agency
Umbrella Insurance Agent · Normal, IL
(309) 452-4288
insuradigm.com

What Does an a Umbrella Insurance Agent in Normal Cost?

The cost for an umbrella insurance policy in Illinois typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Actual premiums depend on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.

About umbrella insurance agents in Normal

An umbrella insurance agent in Normal, Illinois helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum auto liability coverage, but umbrella policies provide an extra layer of protection for major claims or lawsuits. Working with a local agent ensures your policy aligns with Illinois insurance regulations and your specific needs.

Frequently Asked Questions

What does an umbrella insurance agent in Normal do?

An umbrella insurance agent in Normal helps you purchase a personal liability umbrella policy. This policy provides extra coverage above your existing auto, homeowners, or renters insurance. The agent evaluates your assets and risk to recommend appropriate coverage limits.

How much umbrella coverage do I need in Illinois?

Most Illinois agents suggest at least 1 million dollars in umbrella coverage. The amount depends on your assets, income, and potential liability risks. A local agent can help you calculate a suitable limit based on your financial situation.

Is umbrella insurance required by Illinois law?

No, umbrella insurance is not required by Illinois law. However, Illinois requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. Umbrella insurance is optional but recommended for those with significant assets.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.