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HomeUmbrella Insurance AgentsIllinois › Naperville

Find Umbrella Insurance Agents Near You in Naperville, IL

Browse umbrella insurance agents serving Naperville, Illinois. Updated 2026-07-14.

The top-rated umbrella insurance agent in Naperville, Illinois is JL Insurance Inc., rated 5.0 stars across 446 reviews. Other highly rated options include Caspian Insurance & Financial Services, Trunnell Insurance Services LLC, Southwest Insurance Center. This directory lists 19 umbrella insurance agents serving Naperville.

Showing 19 umbrella insurance agents in Naperville, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1JL Insurance Inc.2108 W Ferry Rd unit 104(630) 778-0545
2Caspian Insurance & Financial Services2323 Naperville Rd STE 250(331) 226-2200
3Trunnell Insurance Services LLC1300 Iroquois Ave #200(630) 947-7980
4Southwest Insurance Center1776 Legacy Cir Suite Suite 118(815) 230-3500
5David Thommes at Comparion Insurance AgencyOne Energy Center, 40 Shuman Blvd Suite 295(331) 702-7477
6Urbanik Insurance Group2272 95th St STE 200(630) 802-3301
7AAA Insurance - Jangaria Agency4S100 Rte 59 Suite 3(630) 392-6999
8ClearPoint Insurance and Financial Services1807 Diehl Rd #105(630) 940-5693
9Dylan Hayes at Comparion Insurance AgencyOne Energy Center, 40 Shuman Blvd Suite 295(331) 702-7473
10Prestige Insurance Solutions1755 Park St suite#200(630) 335-1011
JI
2108 W Ferry Rd unit 104
JL Insurance Inc.
Umbrella Insurance Agent · Naperville, IL

JL Insurance Inc. serves the Naperville, Illinois metro area as an umbrella insurance agent. This company provides personal umbrella policies that extend liability coverage beyond the limits of standard home and auto insurance, offering extra protection against major lawsuits and property damage claims. Clients typically seek added security for assets and future earnings. The agency handles supplemental liability insurance for high-net-worth individuals and excess coverage for rental properties.

CI
2323 Naperville Rd STE 250
Caspian Insurance & Financial Services
Umbrella Insurance Agent · Naperville, IL

Caspian Insurance & Financial Services serves homeowners, businesses, and property managers in need of umbrella insurance coverage. These policies provide an extra layer of liability protection beyond standard policies, helping to safeguard assets against major claims or lawsuits. The agency assists clients in assessing their unique risk profiles and selecting appropriate coverage limits. Designed to address liability gaps from auto, home, or commercial policies, their services are available throughout Naperville and also extend to neighboring communities such as Lisle.

TI
1300 Iroquois Ave #200
Trunnell Insurance Services LLC
Umbrella Insurance Agent · Naperville, IL

Trunnell Insurance Services LLC provides umbrella insurance agency services for clients in Naperville and the surrounding area. It helps individuals and businesses obtain liability coverage that extends beyond standard policy limits, offering protection against major claims or lawsuits. The agency assists clients with initial policy selection and can review existing coverage to identify potential gaps. Regular consultations help ensure that coverage amounts remain appropriate as circumstances change. It services single-family homes, apartments, retail locations, and restaurants.

SI
1776 Legacy Cir Suite Suite 118
Southwest Insurance Center
Umbrella Insurance Agent · Naperville, IL

Southwest Insurance Center serves Naperville, Illinois, and the surrounding communities of the western Chicago suburbs. It specializes in umbrella insurance, handling policies that provide additional liability coverage beyond standard homeowners and auto limits. The agency works with clients to assess their personal exposure to major claims, including those from accidents or property incidents. To determine appropriate coverage amounts, it typically begins with a thorough review of existing primary policies and risk factors before recommending a tailored umbrella policy.

DT
One Energy Center, 40 Shuman Blvd Suite 295
David Thommes at Comparion Insurance Agency
Umbrella Insurance Agent · Naperville, IL

David Thommes at Comparion Insurance Agency in Naperville, IL provides umbrella insurance, which offers additional liability coverage beyond standard auto and home policies. Clients may choose either a one-time review to address a sudden need or a recurring service option for ongoing risk assessments. These policies help protect personal assets against major claims. The service operates on an as-needed basis, allowing clients to schedule a consultation whenever their coverage situation changes.

UI
2272 95th St STE 200
Urbanik Insurance Group
Umbrella Insurance Agent · Naperville, IL

Urbanik Insurance Group specializes in umbrella insurance agency services for clients in Naperville, Illinois. This agent helps individuals and families secure additional liability coverage beyond standard auto and homeowners policies. The team assists with assessing personal risk exposure and selecting appropriate coverage limits. They also guide clients through policy details and claims processes. A common seasonal concern addressed involves increased vacation property rentals during summer months, when host liability risks rise and extra umbrella protection becomes essential.

AI
4S100 Rte 59 Suite 3
AAA Insurance - Jangaria Agency
Umbrella Insurance Agent · Naperville, IL

As winter storms approach Naperville, residents often review their existing coverage layers for potential liability gaps that standard policies may leave exposed. AAA Insurance - Jangaria Agency serves local homeowners by clarifying how umbrella liability protection can shield assets from unforeseen claims or lawsuits. Agents explain policy limits and coverage triggers in straightforward terms, helping clients match proper amounts to personal risk factors like properties or vehicles. After a brief discussion of protection needs, the agency typically schedules an initial review of current policies before suggesting suitable supplemental coverage.

CI
1807 Diehl Rd #105
ClearPoint Insurance and Financial Services
Umbrella Insurance Agent · Naperville, IL

ClearPoint Insurance and Financial Services in Naperville, IL provides residential umbrella insurance to protect homeowners against major liability claims and lawsuits that exceed standard policy limits. The agency also extends commercial umbrella coverage for local businesses facing similar large-scale risks throughout the Naperville area. Clients receive clear explanations of how a personal or corporate umbrella policy layers additional protection over their existing home, auto, or commercial liability policies. The team regularly coordinates with current policyholders between renewal visits to review coverage needs and promptly address any inquiries about policy adjustments.

DH
One Energy Center, 40 Shuman Blvd Suite 295
Dylan Hayes at Comparion Insurance Agency
Umbrella Insurance Agent · Naperville, IL

Dylan Hayes at Comparion Insurance Agency in Naperville assists clients with general liability protections and expands coverage through personal umbrella insurance policies, which provide excess liability limits beyond standard home and auto plans. These policies help safeguard assets against major claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service businesses requiring higher liability protection.

PI
1755 Park St suite#200
Prestige Insurance Solutions
Umbrella Insurance Agent · Naperville, IL

Prestige Insurance Solutions in Naperville, IL, is known for helping clients secure additional liability coverage beyond standard home and auto policies. The agency offers umbrella insurance that protects assets from major claims and lawsuits. These policies can cover legal costs and settlements arising from accidents on one’s property or behind the wheel. Coverage often extends to personal injury claims, such as libel or slander. A specialty service includes providing excess liability layers for families with teenage drivers.

MI
55 Shuman Blvd #1050
Millington Insurance Solutions, LLC
Umbrella Insurance Agent · Naperville, IL
(630) 922-9909
millingtonis.com
AI
1783 S Washington St suite # 101-B
Advance Insurance Consultants, Inc.
Umbrella Insurance Agent · Naperville, IL
(630) 718-9492
advanceins.net
WC
40 Shuman Blvd # 176
Ward & Co. Insurance
Umbrella Insurance Agent · Naperville, IL
(630) 393-6700
wardinsure.com
FI
1805 N Mill St suite h
Farmers Insurance - James Lombardi
Umbrella Insurance Agent · Naperville, IL
(630) 871-8500
agents.farmers.com/il/naperville/james-lombardi
AI
1730 Park St STE 218
Advantage Insurance Services, Inc
Umbrella Insurance Agent · Naperville, IL
(630) 548-4900
advantageonline.net
FI
1220 Iroquois Ave # 200
Farmers Insurance - Angela A Lucania
Umbrella Insurance Agent · Naperville, IL
(630) 483-2600
agents.farmers.com/il/naperville/angela-a-lucania
MI
1210 N Washington St
Magnolia Insurance Services LLC
Umbrella Insurance Agent · Naperville, IL
(630) 326-5778
CI
One Energy Center, 40 Shuman Blvd Suite 295
Comparion Insurance Agency
Umbrella Insurance Agent · Naperville, IL
(815) 436-6827
comparioninsurance.com/insurance-agent/illinois/naperville-0246
MJ
1755 Park St suite#200
michael j raymond insurance llc
Umbrella Insurance Agent · Naperville, IL
(630) 242-0490
mraymondagency.com

What Does an a Umbrella Insurance Agent in Naperville Cost?

Umbrella insurance premiums in Illinois typically range from 150 to 500 dollars per year for one million dollars in coverage. Costs increase for higher limits or if you have multiple properties or vehicles. Your driving record and claims history also affect the rate. This is general information and not insurance advice.

About umbrella insurance agents in Naperville

Umbrella insurance agents in Naperville Illinois help you obtain personal liability coverage that extends beyond the limits of your home and auto policies. Illinois law does not require umbrella insurance but it can protect your assets from large lawsuits. Working with a local agent ensures you understand how Illinois liability rules apply to your coverage.

Frequently Asked Questions

What does an umbrella insurance agent in Naperville do?

An umbrella insurance agent helps you evaluate your current liability limits and recommends an umbrella policy that provides extra coverage. The agent shops multiple carriers to find a policy that fits your needs and budget. They also explain how the policy interacts with your existing homeowners and auto insurance in Illinois.

How much umbrella coverage do I need in Naperville Illinois?

The amount of umbrella coverage you need depends on your assets and risk exposure. Many agents suggest at least one million dollars in coverage because that is the standard minimum offered by most carriers. Illinois courts allow large judgments in personal injury cases so higher limits may be wise for high net worth individuals.

Can I get umbrella insurance if I have a rental property in Naperville?

Yes you can get umbrella insurance even if you own rental property in Naperville. Your agent will review your landlord liability exposure and ensure your underlying rental property policy meets the carrier requirements. Illinois landlord tenant law does not require umbrella insurance but it can protect you from claims by tenants or visitors.

Umbrella Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.