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Umbrella Insurance Agents in McHenry, IL

Directory of umbrella insurance agents in McHenry, Illinois. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
McHenry, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 17 umbrella insurance agents in McHenry, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Homan - State Farm Insurance Agent
4929 W Elm St, McHenry, IL 60050
(815) 669-5359 davehomaninsurance.com
Ryan P. Conway Agency, LLC
3322 W Elm St, McHenry, IL 60050
(815) 344-1600 rpcagency.com
HealthMarkets Insurance - Santos Agency
1222 N Green St, McHenry, IL 60050
(815) 271-5438 healthmarkets.com
Reese Insurance Group
805 Front St, McHenry, IL 60050
(815) 385-6541 reese.insure
John Sutton - State Farm Insurance Agent
3424 W Elm St, McHenry, IL 60050
(815) 344-6444 johnpsutton2.com
Petra Kinnerk American Family Insurance
402 Front St Ste A, McHenry, IL 60050
(815) 385-2304 amfam.com
Bill Colbert - State Farm Insurance Agent
339 Front St, McHenry, IL 60050
(815) 385-4080 colbertinsurance.net
Illinois Auto Quote
1330 Riverside Dr, McHenry, IL 60050
(815) 363-8100 illinoisautoquote.com
Jason Shreeves - COUNTRY Financial Representative
607 Front St, McHenry, IL 60050
(815) 344-2626 advisors.countryfinancial.com
Brett Ostertag - COUNTRY Financial Representative
4302 W Crystal Lake Rd Unit F, McHenry, IL 60050
(847) 245-9963 advisors.countryfinancial.com
GEORGE THOMPSON INSURANCE AGENCY, INC.
1307 Riverside Dr, McHenry, IL 60050
(815) 385-1066 thompsoninsurance.com
Beth & Rudnicki Insurance Agency, Inc.
1500 S Illinois Rte 31 #200, McHenry, IL 60050
(815) 385-7630 brinsurance.net
Belcore-Zogman Mary Jo
5459 Bull Valley Rd, McHenry, IL 60050
(779) 228-4151 allinsurancesavings.com
Lowenheim Insurance Agency, LLC
4318 W Crystal Lake Rd Suite D, McHenry, IL 60050
(815) 385-7831 lowenheiminsurance.com
All Insurance Services
5459 Bull Valley Rd, McHenry, IL 60050
(815) 344-2345 allinsurancesavings.com
Farmers Insurance - Michael Podpora
3509 W Elm St, McHenry, IL 60050
(815) 363-7505 agents.farmers.com
All Insurance Services Inc: Wallner Jessica
5459 Bull Valley Rd, McHenry, IL 60050
(815) 344-2345 allinsurancesavings.com

What Does a Umbrella Insurance Agent in McHenry Cost?

The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 300 per year for 1 million in coverage. Each additional million may cost 50 to 100 more. Premiums vary based on your risk factors such as number of vehicles, driving record, and property features. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in McHenry do?
An umbrella insurance agent in McHenry helps you assess your personal liability risks and find a policy that covers claims above your standard insurance limits. They work with multiple carriers to match coverage to your assets and lifestyle.
Who needs umbrella insurance in Illinois?
Anyone with significant assets such as a home, savings, or future income should consider umbrella insurance. In Illinois, if you own a rental property or have a swimming pool, your risk of a large liability claim increases and umbrella coverage becomes more important.
How much umbrella coverage do I need in McHenry County?
Most Illinois agents recommend at least 1 million in umbrella coverage. The exact amount depends on your net worth, income, and potential risks. An agent can help you calculate the right limit based on your personal situation.