The top-rated umbrella insurance agent in Evanston, Illinois is Jason Douglas - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include John Roman - State Farm Insurance Agent, Greg Kurtock - State Farm Insurance Agent, John Tyler Carlson - State Farm Insurance Agent. This directory lists 17 umbrella insurance agents serving Evanston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Douglas - State Farm Insurance Agent | 1800 Central St | (847) 563-7170 |
| 2 | John Roman - State Farm Insurance Agent | 1800 Central St | (847) 869-0677 |
| 3 | Greg Kurtock - State Farm Insurance Agent | 1727 W Howard St | (847) 866-8300 |
| 4 | John Tyler Carlson - State Farm Insurance Agent | 829 Main St | (847) 869-2336 |
| 5 | Jim Lee - State Farm Insurance Agent | 721 Dodge Ave | (847) 328-4630 |
| 6 | Pachis & Associates | 1123 Emerson St Ste 203B | (312) 741-3132 |
| 7 | Chris Bailey Agency - Farmers Insurance | 1131 Emerson St | (224) 307-2884 |
| 8 | Anthony Shoemaker: Allstate Insurance | 909 Foster St | (847) 328-8900 |
| 9 | Pachis Agency LLC American Family Insurance | 1123 Emerson St # 203 | (847) 905-1905 |
| 10 | Alim Insurance Brokerage | 820 Davis St #215 | (847) 847-2126 |
Jason Douglas - State Farm Insurance Agent serves the Evanston, IL area, offering personal liability protection through umbrella insurance policies. These policies extend coverage beyond standard home and auto limits, safeguarding local residents against major claims or lawsuits. The agency provides high-limit liability options that help protect assets and future income. Evanston property owners can secure additional financial security against unforeseen accidents. This agency handles umbrella insurance policy consultations and custom policy reviews for homeowners and renters in this community.
John Roman - State Farm Insurance Agent in Evanston, IL, offers umbrella insurance coverage that extends liability protection beyond standard policies, safeguarding clients against major claims or lawsuits. Personalized consultations help assess individual risk profiles and tailor appropriate coverage limits. Service plans include policy reviews and adjustments as client needs evolve, ensuring consistent protection over time. The agent remains available for questions and claims support. This office serves a range of properties including single-family homes, apartments, retail establishments, and restaurants.
Homeowners and property managers in Evanston seeking protection against catastrophic liability claims turn to Greg Kurtock - State Farm Insurance Agent for umbrella coverage. This office specializes in providing an extra layer of insurance that extends beyond the limits of standard home or auto policies. Because umbrella insurance is designed to safeguard assets from major lawsuits or substantial medical expenses, the agent works closely with each client to evaluate their risk exposure. The agency also serves clients in nearby Skokie and the surrounding North Shore communities.
Serving Evanston, Illinois, and the surrounding North Shore communities, John Tyler Carlson - State Farm Insurance Agent handles umbrella insurance policies designed to extend personal liability coverage beyond standard home and auto limits. This business assists clients in safeguarding their assets against major claims or lawsuits. To evaluate a typical client’s risk, the agent first reviews their current underlying policies, then recommends an umbrella limit that comfortably matches their overall net worth and future exposure.
All umbrella insurance agents in Evanston, Illinois, such as Jim Lee at State Farm Insurance Agent, typically offer both one-time liability policy reviews and recurring annual service options. The difference between these allows clients to either address a specific exposure or maintain ongoing coverage adjustments as personal assets change. Umbrella coverage extends beyond standard home and auto limits, protecting policyholders from large lawsuits or property damage claims. This specific agency provides its umbrella insurance services on both a scheduled annual review basis and an as-needed basis when clients request a policy evaluation.
Pachis & Associates specializes in securing umbrella insurance policies that extend liability coverage beyond standard home and auto limits for residents in Evanston. The agency also provides general guidance on assessing personal risk exposure and integrating excess liability protection into an overall insurance portfolio. As winter weather increases chances of slip-and-fall accidents on icy sidewalks or driveways, this added coverage becomes an important consideration for local property owners concerned about lawsuit exposure.
As winter snow and ice begin to recede in Evanston, homeowners often discover unexpected damage to their property. The Chris Bailey Agency of Farmers Insurance provides umbrella insurance policies that offer additional liability coverage beyond standard home or auto policies, protecting local residents against costly claims that could exceed their primary limits. After assessing a client’s current insurance portfolio and potential personal risk factors, an initial review of coverage gaps is scheduled during the first consultation.
Anthony Shoemaker: Allstate Insurance provides property and casualty coverage to clients in Evanston, IL, with a specialty in umbrella liability insurance. This type of policy extends extra liability protection beyond standard auto or homeowners limits, offering broader defense against major claims. By functioning as a supplementary layer, it helps safeguard personal assets and future earnings from unexpected lawsuits. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service operations seeking additional risk protection.
Pachis Agency LLC American Family Insurance provides residential umbrella liability coverage for homeowners in Evanston, Illinois, to protect against major claims and lawsuits. Commercial umbrella insurance is also available to help local businesses manage excess liability risks. The agency serves clients throughout the Evanston area and surrounding communities. Customers can follow up on their policies between regular visits to maintain adequate protection and make any necessary adjustments as their coverage needs evolve.
Alim Insurance Brokerage, based in Evanston, Illinois, is known for providing professional umbrella insurance policies designed to offer additional liability coverage beyond standard home and auto limits. The agency serves local residents and businesses by helping them secure broader protection against major claims and lawsuits. By extending coverage layers that respond after underlying policies are exhausted, it addresses potential financial gaps. A specialist service it can add on is personal liability umbrella coverage for property owners with rental units.
What Does an a Umbrella Insurance Agent in Evanston Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Additional increments of 1 million dollars may cost 75 to 150 dollars each. Premiums vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
About umbrella insurance agents in Evanston
An umbrella insurance agent in Evanston, Illinois helps you secure extra liability coverage that goes beyond your auto, home, or boat insurance. Illinois follows a comparative fault rule, meaning your liability can be based on your share of fault in an accident. An agent can tailor a policy to protect your assets and future income from large claims or lawsuits.
Frequently Asked Questions
What does umbrella insurance cover in Evanston?
Umbrella insurance provides additional liability coverage above your existing policies. It can cover legal defense costs and pay for damages if you are sued for bodily injury, property damage, or personal injury like defamation. It does not cover your own property or injuries.
How much umbrella coverage do I need in Illinois?
Most agents recommend at least 1 million dollars in umbrella coverage. Your needs depend on your assets, income, and risk factors like owning a pool or a dog. An agent can help you assess the right amount based on your personal situation.
Do Illinois laws affect umbrella insurance policies?
Yes, Illinois law requires insurers to offer umbrella coverage as an optional add-on. The state also has a 2-year statute of limitations for personal injury lawsuits, which can influence claim timing. Your agent can explain how Illinois liability laws interact with your policy.
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