The top-rated umbrella insurance agent in Elk Grove Village, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 1,044 reviews. Other highly rated options include Matthew Harrold American Family Insurance, Johnson Insurance Agency Inc, Midwest Insurance Agency. This directory lists 12 umbrella insurance agents serving Elk Grove Village.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 836 E Higgins Rd | (847) 734-0400 |
| 2 | Matthew Harrold American Family Insurance | 1002 Rohlwing Rd | (847) 246-4044 |
| 3 | Johnson Insurance Agency Inc | 25 NW Point Blvd #925 | (847) 437-0030 |
| 4 | Midwest Insurance Agency | 1301 E Higgins Rd | (630) 472-2300 |
| 5 | Joe Morreale - State Farm Insurance Agent | 668 Meacham Rd | (847) 301-0313 |
| 6 | Gallagher Insurance, Risk Management & Consulting | 25 NW Point Blvd #625 | (847) 758-1000 |
| 7 | B Insured Commercial Insurance Solutions | 1400 E Higgins Rd Ste A | (630) 481-6900 |
| 8 | Hollinger Insurance Services | 220 S Lively Blvd | (847) 437-2184 |
| 9 | Corkill Insurance Agency, Inc. | 25 NW Point Blvd #625 | (847) 758-1000 |
| 10 | Farmers Insurance - John Kengott | 600 E Higgins Rd Ste 2g | (847) 640-3003 |
Guillermo Chavez-Angeles - State Farm Insurance Agent serves homeowners, businesses, and property managers in Elk Grove Village, Illinois, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This additional protection helps safeguard assets against major claims or lawsuits. Clients appreciate the financial security gained from higher coverage ceilings for personal and commercial risks. The office also serves neighboring communities in the northwest suburbs of the Chicago metropolitan area, including Rolling Meadows and Schaumburg.
Matthew Harrold American Family Insurance serves Elk Grove Village and the greater Cook County area, providing umbrella liability insurance coverage. This agency helps local homeowners and drivers secure additional protection beyond standard policy limits, safeguarding assets from major claims or lawsuits. Clients benefit from personalized risk assessments and tailored coverage options to address unique financial exposures. Their services include excess liability policies and personal umbrella insurance designed for suburban Illinois residents.
Johnson Insurance Agency Inc provides umbrella insurance coverage for individuals and businesses in Elk Grove Village, Illinois. Its service includes assessing existing liability limits and offering extended protection that goes beyond standard auto, homeowners, and business policies. The agency also conducts periodic policy reviews to ensure coverage remains adequate as assets or risks change. Service plans include personalized consultations to help clients understand how umbrella insurance can shield against major lawsuits or claims. Johnson Insurance Agency Inc services single-family homes, apartments, retail spaces, and restaurants.
Midwest Insurance Agency in Elk Grove Village, Illinois serves homeowners, businesses, and property managers who need added financial protection beyond standard policy limits. As a local umbrella insurance agent, the company helps clients secure crucial liability coverage that activates when underlying policies are exhausted after incidents such as accidents, injuries, or property damage claims. This extra layer supports personal assets and commercial investments alike. The agency also extends its services to clients throughout the nearby Schaumburg area, ensuring broader metro coverage for those seeking additional peace of mind.
Joe Morreale - State Farm Insurance Agent serves the Elk Grove Village area and surrounding communities in Illinois. The office handles umbrella insurance policies, which provide additional liability coverage beyond standard homeowners and auto insurance. This extra layer of protection helps safeguard clients against major claims or lawsuits. The agent takes a straightforward, consultative approach to a typical job, first reviewing each client’s existing policies to identify gaps and then recommending an appropriate liability limit.
Gallagher Insurance, Risk Management & Consulting in Elk Grove Village, IL offers both one-time policy evaluations and recurring coverage reviews for umbrella insurance clients. This firm helps bridge gaps between auto, home, and other primary policies to provide additional liability protection against major claims or lawsuits. Clients typically benefit from personalized consultations to assess individual risk exposure across their assets. Service appointments for this umbrella insurance agent run on an as-needed basis, allowing policyholders to schedule reviews whenever their personal circumstances or coverage requirements change.
As winter weather brings unpredictable ice and snow to Elk Grove Village, commercial drivers and businesses increasingly face liability risks that standard policies may not fully cover. B Insured Commercial Insurance Solutions assists local clients by providing umbrella insurance that extends coverage beyond primary commercial auto and general liability limits. The agency’s agents review each business’s exposure from multiple angles, considering factors like fleet size and local road conditions. An initial consultation and risk assessment are scheduled to identify any coverage gaps before a policy is recommended.
Hollinger Insurance Services provides core insurance coverage and specializes in adding umbrella liability policies for enhanced protection. An umbrella policy extends beyond standard limits, offering crucial defense against major claims and lawsuits. Serving clients throughout Elk Grove Village, the agency helps individuals and businesses secure this extra layer of security. Their umbrella policies cover various commercial sectors, including offices, warehouses, and food service operations.
Corkill Insurance Agency, Inc. in Elk Grove Village, IL specializes in arranging umbrella insurance policies that provide additional layers of liability coverage beyond standard home and auto limits. Its agents work to integrate this higher-level protection with clients' existing policies for more complete financial security in the local area. The agency helps households and individuals manage risks from unexpected events such as a serious auto accident or a dog bite incident. It also advises on coverage adjustments during seasonal weather shifts that raise liability concerns around properties.
Farmers Insurance - John Kengott provides residential umbrella coverage for homeowners and renters in Elk Grove Village, Illinois, extending liability protection beyond standard policies. Commercial umbrella insurance is also available for local small businesses facing higher risk exposures. Serving clients throughout the Elk Grove Village area, the agency works with policyholders to assess personal and commercial assets. Follow-up consultations help ensure coverage limits remain aligned with changing circumstances between regular policy renewal visits.
What Does an a Umbrella Insurance Agent in Elk Grove Village Cost?
In Illinois, umbrella insurance typically costs between $150 and $300 per year for $1 million in coverage, with additional million increments costing about $50 to $100 each. Factors like your driving record, property value, and number of rental units can affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Elk Grove Village
Umbrella insurance agents in Elk Grove Village help residents secure additional liability coverage above auto and homeowners policies. In Illinois, umbrella policies typically require underlying limits of at least $300,000 for auto liability. This extra layer can protect your savings and future income from major lawsuits or claims.
Frequently Asked Questions
What does an umbrella insurance agent in Elk Grove Village do?
An umbrella insurance agent helps you purchase a personal liability policy that extends coverage beyond your home and auto insurance limits. They assess your assets and risk level to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Illinois?
Most Illinois agents suggest at least $1 million in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Illinois law does not set a minimum umbrella limit, but many insurers require underlying auto coverage of 300/300.
Can an umbrella policy cover legal defense costs in Illinois?
Yes, umbrella policies in Illinois typically cover legal defense costs even if the underlying policy does not. This can include attorney fees and court costs for covered claims, up to the policy limit.
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