The top-rated umbrella insurance agent in Edwardsville, Illinois is Adam Wolfe - State Farm Insurance Agent, rated 4.9 stars across 457 reviews. Other highly rated options include Brice Armstrong - State Farm Insurance Agent, Affordacare Health Solutions, Hosto Insurance Auto/Home/Business. This directory lists 14 umbrella insurance agents serving Edwardsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Wolfe - State Farm Insurance Agent | 101 Southpointe Dr Ste B | (618) 307-6650 |
| 2 | Brice Armstrong - State Farm Insurance Agent | 226 S Main St | (618) 205-1000 |
| 3 | Affordacare Health Solutions | 1612 S Coles Ct | (618) 978-1133 |
| 4 | Hosto Insurance Auto/Home/Business | 231 N Main St Suite 26 | (618) 831-8040 |
| 5 | Madison Mutual Insurance | 222 E Park St | (618) 656-3410 |
| 6 | Shelter Insurance - Joshua Buck | 1 157 Center Ste 1A | (618) 307-9000 |
| 7 | Redmon Insurance Agency | 106 S Main St | (618) 659-0381 |
| 8 | Ellsworth Insurance Agency | 1403 Troy Rd | (618) 656-3141 |
| 9 | AAA Edwardsville Insuranceand Member Services | 6655 Edwardsville Crossing Dr # A | (618) 659-4622 |
| 10 | Assurance Brokers Ltd | 95 N Research Dr | (618) 692-9800 |
Adam Wolfe - State Farm Insurance Agent serves Edwardsville, Illinois, and the surrounding Madison County area, specializing in personal liability protection. The agency helps clients secure umbrella insurance policies, which provide additional coverage beyond standard home and auto limits. This extra layer can shield one’s assets from major claims and lawsuits. For local residents and businesses, the agency also manages claims support and policy adjustments to meet changing needs. They handle home and auto insurance as well.
Brice Armstrong - State Farm Insurance Agent in Edwardsville, IL, provides personalized evaluations for umbrella insurance, extending liability coverage beyond standard home and auto policies. Routine consultations help clients understand their risk exposure and adjust coverage limits as their assets change. This agency tailors policies to protect high-value assets from significant claims or lawsuits. It services single-family homes, apartments, retail stores, and local restaurants.
Serving Edwardsville and the surrounding Illinois communities, Affordacare Health Solutions provides umbrella insurance agent services. These policies offer additional liability coverage that extends beyond the limits of standard home and auto insurance plans. The company assists clients in securing extra financial protection against major claims and lawsuits. For a typical job, it begins by thoroughly reviewing each client’s current policies, then recommends an appropriate coverage level to fill potential gaps and safeguard assets. This ensures necessary support when standard limits are exhausted.
Hosto Insurance Auto/Home/Business in Edwardsville, IL offers umbrella insurance agency services with both one-time policy purchases for singular liability protection and recurring coverage options that renew to maintain ongoing security. Their umbrella policies provide additional liability limits above standard auto, home, and business policies, safeguarding personal assets against major claims. Service for new policy setup is a one-time engagement, while existing coverage is managed on a scheduled renewal basis with as-needed adjustments.
Madison Mutual Insurance serves homeowners, business owners, and property managers in Edwardsville, IL, who need added liability protection through umbrella policies. This local agency helps clients extend their existing coverage limits to guard against major claims and lawsuits that could otherwise exhaust primary insurance. All standard umbrella insurance consultation and policy placement services are offered. The agency also covers the surrounding Madison County region, including the nearby communities of Glen Carbon, Maryville, and the greater Collinsville area.
When winter weather and spring storms threaten properties along the Mississippi River corridor, homeowners in Edwardsville often seek extra financial protection. Shelter Insurance - Joshua Buck addresses this need by offering personal umbrella policies that extend liability coverage beyond standard home and auto limits. These policies help shield savings and future earnings from major claims or lawsuits. A local agent can review existing policies and risk exposures to determine appropriate umbrella coverage amounts, then schedule a quick inspection of the property before finalizing the new policy.
Redmon Insurance Agency provides umbrella insurance coverage for excess liability protection in Edwardsville, Illinois. It works with individual homeowners and vehicle owners to establish an additional layer of financial defense beyond standard policy limits. This helps safeguard personal assets when a major claim or lawsuit exceeds the coverage on a home or auto policy. The agency also assists with applying this wider liability safety net for risks such as a dog bite or a serious guest injury that may arise during the spring and summer entertaining months.
Ellsworth Insurance Agency serves clients in Edwardsville, Illinois, with a focus on general liability coverage and specific umbrella insurance policy add-ons that extend protection beyond standard limits. This extra layer helps safeguard personal and business assets from significant claims or lawsuits. The agency assists both individuals and commercial operations, allowing office spaces, warehouses, and food service establishments to secure broader financial defense against unforeseen judgment costs.
AAA Edwardsville Insurance and Member Services in Edwardsville, IL provides residential umbrella liability coverage for local homeowners, extending extra protection beyond standard policies for added peace of mind. The agency also handles commercial umbrella policies for area businesses, serving clients throughout Madison County and surrounding communities. By tailoring these policies to individual needs, they help safeguard assets from major claims or lawsuits. Following an initial consultation, customers often return for periodic policy reviews or updates between their regular insurance visits.
Assurance Brokers Ltd, based in Edwardsville, IL, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its services help clients in the area protect personal assets from major claims or lawsuits. Policyholders gain an additional layer of financial security without managing multiple separate contracts. For those seeking tailored protection, the firm can also add excess liability coverage for high-value recreational vehicles or watercraft.
What Does an a Umbrella Insurance Agent in Edwardsville Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits may cost 50 to 100 dollars more per additional million. Actual premiums depend on your risk profile, number of vehicles, and property owned. This is general information and not insurance advice.
About umbrella insurance agents in Edwardsville
An umbrella insurance agent in Edwardsville Illinois helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Illinois law requires minimum liability limits for auto insurance, but a personal umbrella policy can provide an extra layer of protection for major claims or lawsuits. Edwardsville residents often seek this coverage to safeguard their savings and future earnings against unexpected events.
Frequently Asked Questions
What does an umbrella insurance agent in Edwardsville do?
An umbrella insurance agent in Edwardsville helps you assess your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain policy terms, coverage limits, and how Illinois law affects your liability exposure.
Do I need umbrella insurance in Illinois?
You may need umbrella insurance in Illinois if you have significant assets to protect or face higher liability risks, such as owning a pool or rental property. Illinois does not require umbrella insurance by law, but it can help cover costs if a lawsuit exceeds your standard policy limits.
How much umbrella coverage do Edwardsville residents typically buy?
Edwardsville residents often choose umbrella policies with limits of one million to five million dollars. The right amount depends on your net worth, income, and potential liability from activities like driving or hosting events. An agent can help you calculate a suitable limit.
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