Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 umbrella insurance agents in Decatur, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001
locations.acceptance.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011
locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800
insuranceking.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024
richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272
agents.farmers.com
Sams/Hockaday & Associates
122 W Prairie Ave #201, Decatur, IL 62523
(217) 423-8000
samshockaday.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311
dansig.com
Senior Insurance Quote
3270 N Woodford St, Decatur, IL 62526
(217) 875-0100
seniorinsurance-quote.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220
facebook.com
Agency One Insurance & Real Estate
500 W Main St, Decatur, IL 62522
(217) 422-9700
a1insurance.com
Farmers Insurance - Andrew Walk
100 E Washington St #100, Decatur, IL 62523
(217) 428-8844
agents.farmers.com
Downs Insurance Inc
1950 N Water St B, Decatur, IL 62526
(217) 422-2202
Mutual Trust Insurance Agency
333 E Pershing Rd, Decatur, IL 62526
(217) 335-4136
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544
erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441
Curt Grant - COUNTRY Financial Agent
1641 S Taylorville Rd, Decatur, IL 62521
(217) 872-6020
agents.countryfinancial.com
The Floyd Agency
2805 N Jasper St, Decatur, IL 62526
(217) 423-5020
thefloydagency.com
Shelter Insurance - Joe Basil
2932 Mount Zion Rd, Decatur, IL 62521
(217) 864-6600
shelterinsurance.com
Public Insurance Decatur
3085 N Kandy Ln, Decatur, IL 62526
(217) 599-6200
Everlasting Insurance Group
1421 E Eldorado St, Decatur, IL 62521
(217) 912-4949
What Does a Umbrella Insurance Agent in Decatur Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk profile, number of vehicles, and property owned. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Decatur do?
An umbrella insurance agent in Decatur helps you evaluate your current liability coverage and recommends a personal umbrella policy to fill gaps. They explain how the policy works with your existing auto and home insurance. The agent also helps you file a claim if you face a lawsuit or large liability event.
How much umbrella coverage do I need in Illinois?
Most Illinois agents suggest at least 1 million dollars in umbrella coverage to protect against major lawsuits. Your specific need depends on your assets, income, and risk factors like owning a pool or rental property. An agent can run a risk assessment to recommend an appropriate limit.
Does Illinois law affect umbrella insurance policies?
Yes, Illinois follows a comparative fault rule which means your share of fault can reduce but not eliminate a liability award. Umbrella policies in Illinois typically cover defense costs and payouts up to your policy limit. An agent can explain how Illinois statutes of limitations and liability laws interact with your coverage.