The top-rated umbrella insurance agent in Cicero, Illinois is Insurance Navy Brokers, rated 4.9 stars across 545 reviews. Other highly rated options include Freeway Insurance, Acceptance Insurance, Loreto Arzola - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Cicero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Navy Brokers | 2201 S Cicero Ave | (708) 863-9000 |
| 2 | Freeway Insurance | 4712 W Cermak Rd | (312) 517-9046 |
| 3 | Acceptance Insurance | 5921 Cermak Rd | (708) 467-7003 |
| 4 | Loreto Arzola - State Farm Insurance Agent | 5742 Cermak Rd | (708) 863-2223 |
| 5 | Armando Guzman - State Farm Insurance Agent | 5009 W Cermak Rd | (708) 656-5100 |
| 6 | Hanway Insurance | 2321 S Cicero Ave | (708) 722-1000 |
| 7 | Magnum Insurance Agency | 6026 Cermak Rd | (708) 222-3160 |
| 8 | Azteca Insurance Agency | 6013 W Roosevelt Rd | (708) 222-8660 |
| 9 | Northwest Insurance Network Inc | 2022, 6100 Cermak Rd | (708) 780-8650 |
| 10 | Stop N Go Insurance Agency | 6021 W Cermak Rd | (708) 722-6033 |
As the spring thaw and occasional heavy rains increase the risk of water damage and liability for property owners in Cicero, these exposures make higher coverage limits a practical necessity. Insurance Navy Brokers addresses this need by functioning as a resource for homeowners and renters seeking extra liability protection through umbrella policies. This service aims to supplement existing insurance for greater financial security. Their process begins by examining the client's current automobile and homeowners policies in detail during an initial personal review assessment.
Freeway Insurance assists clients in Cicero, Illinois, with their general insurance needs and provides specialized umbrella liability coverage that extends beyond standard policy limits. This additional layer of protection helps safeguard personal assets against major claims or lawsuits. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations, ensuring comprehensive liability protection for various business risks.
Acceptance Insurance in Cicero, Illinois, is known for providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service range includes personal umbrella policies for residents seeking added financial protection against major claims or lawsuits. The company helps clients safeguard assets such as savings and future earnings by offering higher coverage layers. For comprehensive protection, Acceptance Insurance can add on extra liability coverage for recreational vehicles.
Loreto Arzola - State Farm Insurance Agent serves Cicero, Illinois, and surrounding communities as an umbrella insurance agent. The agency provides umbrella insurance solutions designed to add extra liability coverage beyond standard homeowners and auto policies. With focused expertise in excess liability protection, it assists clients in safeguarding personal assets against major claims or lawsuits. This office also helps local customers evaluate their existing coverage limits to identify potential gaps. It specializes in tailoring commercial and personal umbrella policies for residents of the Cicero area.
Armando Guzman - State Farm Insurance Agent provides umbrella insurance coverage to assist clients with additional liability protection beyond standard policies. Their service approach includes reviewing existing home and auto limits to recommend appropriate supplemental coverage amounts. This insurance helps safeguard against unforeseen claims that could exceed primary policy caps. The company services single-family homes, apartments, retail establishments, and restaurants seeking liability solutions.
Hanway Insurance serves the Cicero, Illinois area, providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This local agency assists clients in protecting their assets against major claims and lawsuits. An umbrella policy from Hanway offers additional peace of mind for households with property or savings to safeguard. The company handles comprehensive liability protection and personal umbrella insurance for residents needing increased coverage.
Magnum Insurance Agency provides residential umbrella coverage for families in Cicero, Illinois, helping to protect personal assets from significant liability claims. Commercial policies are also available for local small businesses seeking additional layers of protection. The agency serves homeowners and business operators throughout the suburb. Following an initial policy setup, staff remain available for questions about coverage limits or policy adjustments. Clients returning for regular visits often request updates as their property or business needs change, ensuring continued appropriate protection.
Azteca Insurance Agency serves homeowners, businesses, and property managers in Cicero, Illinois, by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. These policies help protect assets and savings when a claim exceeds the primary insurance layer. Working with carriers in the Chicago metro area, the agency ensures clients understand how an umbrella policy can safeguard their financial future. It also extends its coverage services to nearby Berwyn, helping residents and commercial property owners throughout the western suburbs secure tailored liability protection.
Northwest Insurance Network Inc serves clients in Cicero, Illinois, and the surrounding Chicagoland communities. It handles personal umbrella insurance policies that provide additional liability coverage beyond standard auto and homeowners limits. The company helps residents protect their assets and future earnings against major claims or lawsuits. For a typical job, it reviews the client's existing base policies at no charge and then recommends a single umbrella limit that rolls up all underlying coverages for broader protection.
What Does an a Umbrella Insurance Agent in Cicero Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums can be higher for additional coverage amounts or for individuals with higher risk factors. Costs vary by case and depend on your insurance provider, claims history, and the underlying policies. This is general information, not insurance advice.
About umbrella insurance agents in Cicero
An umbrella insurance agent in Cicero, Illinois helps you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Illinois law does not require umbrella insurance, but it can protect your assets from large claims or lawsuits. Local agents understand the specific liability risks in the Cicero area and can tailor a policy to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Cicero do?
An umbrella insurance agent in Cicero helps you purchase a personal umbrella liability policy. This policy provides additional coverage above your existing auto and home insurance limits. The agent can explain how umbrella insurance works with your current policies.
How much umbrella insurance do I need in Illinois?
Most Illinois agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your assets, income, and risk exposure. An agent can help you calculate the right amount based on your personal situation.
Is umbrella insurance required by law in Illinois?
No, Illinois does not require umbrella insurance by law. However, it is a common recommendation for homeowners and drivers who want extra protection. The Illinois Department of Insurance does not mandate this coverage.
Umbrella Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign