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Directory of umbrella insurance agents in Chicago Heights, Illinois. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Chicago Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 12 umbrella insurance agents in Chicago Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Navy Brokers
165 W Joe Orr Rd, Chicago Heights, IL 60411
(708) 755-5100
insurancenavy.com
Insurance King
710 W Lincoln Hwy, Chicago Heights, IL 60411
(708) 481-4300
insuranceking.com
Karen Graham - State Farm Insurance Agent
245 W Joe Orr Rd, Chicago Heights, IL 60411
(708) 755-3000
karengraham.net
Hi-Way Insurance
1027 Dixie Hwy, Chicago Heights, IL 60411
(708) 754-0220
hiwayinsurance.com
Kelli E. Davenport: Allstate Insurance
220 Dixie Hwy, Chicago Heights, IL 60411
(708) 515-9290
agents.allstate.com
Harvey Adams - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 755-9627
youragentharvey.com
Derrick Jones - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 799-6100
jonesagency.org
Julie Nash - State Farm Insurance Agent
222 Vollmer Rd #2d, Chicago Heights, IL 60411
(708) 798-3550
julienashinsurance.com
Eagle Insurance
Chicago Heights, IL 60411
(708) 754-7007
Farmers Insurance - Benjamin Giaquinta
445 Ashland Ave, Chicago Heights, IL 60411
(708) 922-1300
agents.farmers.com
AGAPE Insurance Agency, INC
193 W Joe Orr Rd, Chicago Heights, IL 60411
(708) 228-5567
Haines-Craft Insurance
621 Chicago Rd, Chicago Heights, IL 60411
(708) 339-0200
Umbrella insurance agents in Chicago Heights help you secure an extra layer of liability protection that goes beyond your auto or homeowners policy. Illinois law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional coverage starting at one million dollars. Working with a local agent ensures your policy meets Illinois requirements and fits your specific needs.
What Does a Umbrella Insurance Agent in Chicago Heights Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Premiums increase with higher coverage limits and additional risk factors such as multiple properties or teenage drivers. Actual costs vary based on your personal situation and the insurance carrier. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Chicago Heights do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your existing insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on your assets and Illinois legal environment.
How much umbrella insurance do I need in Illinois?
Most agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Illinois courts allow large judgments in personal injury cases, so higher limits may be wise for homeowners or business owners.
Is umbrella insurance required by law in Illinois?
No, Illinois does not require umbrella insurance by law. However, it is strongly recommended for anyone with significant assets or high liability risks. An agent can explain how Illinois liability laws affect your need for extra coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.