The top-rated truck insurance agent in Kingsport, Tennessee is Jobe & Pearson Insurance, rated 5.0 stars across 188 reviews. Other highly rated options include Tyla Laughlin - State Farm Insurance Agent, Ryan Shumate - State Farm Insurance Agent, Farm Bureau Insurance. This directory lists 20 truck insurance agents serving Kingsport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jobe & Pearson Insurance | 724 W Center St STE A | (423) 292-6581 |
| 2 | Tyla Laughlin - State Farm Insurance Agent | 1710 Idle Hour Rd | (423) 246-6120 |
| 3 | Ryan Shumate - State Farm Insurance Agent | 585 W Center St | (423) 246-4752 |
| 4 | Farm Bureau Insurance | 1421 E Stone Dr | (423) 578-2181 |
| 5 | Direct Auto Insurance | 1101 E Stone Dr Suite 5 | (423) 245-1515 |
| 6 | Price & Ramey Insurance Group | 1524 Bridgewater Ln # 101 | (423) 246-6181 |
| 7 | David Pendleton & Associates | 1301 Moreland Dr | (423) 239-7283 |
| 8 | Acceptance Insurance | 1649 E Stone Dr #112 | (423) 491-7186 |
| 9 | Mark Britt Agency | 4354 W Stone Dr | (423) 765-9016 |
| 10 | Douthat Insurance | 1105 S Wilcox Dr | (423) 765-9084 |
Jobe & Pearson Insurance in Kingsport, TN offers liability, cargo, and physical damage coverage for trucks, along with tailored service plans that address routine policy reviews and claims assistance. The agency helps local fleets and independent owner-operators maintain compliance, minimize operational risks, and manage deductibles based on their specific needs. It provides ongoing support to ensure policies remain aligned with changing routes or cargo types. These insurance services are available for single-family homes, apartments, retail locations, and restaurants.
Tyla Laughlin, serving Kingsport, TN, operates as a State Farm Insurance Agent, offering truck insurance coverage tailored to local commercial auto needs. This agency assists truck owners in securing policies that address liability, physical damage, and cargo protection. Drivers operating heavy vehicles locally receive guidance on required filings and coverage limits. Tyla Laughlin - State Farm Insurance Agent handles quotes for both owner-operators and small fleet trucks in the area.
Ryan Shumate - State Farm Insurance Agent serves local trucking businesses, independent owner-operators, and fleet owners in Kingsport, Tennessee. The agency provides commercial truck insurance policies to protect vehicles, cargo, and liability needs on the road. It also assists new and established trucking companies with coverage options that comply with state and federal requirements. This Kingsport-based office additionally covers truck insurance needs for clients in the greater Tri-Cities area, including Johnson City.
Farm Bureau Insurance in Kingsport, Tennessee provides general truck insurance coverage to protect commercial vehicles and their cargo during transit. The agency specializes in adding essential endorsements like non-trucking liability and physical damage coverage for comprehensive protection. Policies are designed to meet the needs of local fleets and independent owner-operators. Commercial sectors served by the agency include offices, warehouses, and food service operations throughout the region.
With winter approaching on the highways around Kingsport, truck operators must ensure their commercial vehicles are properly insured and compliant with all Tennessee requirements. Direct Auto Insurance serves local truckers by offering tailored liability and cargo policies needed to cover long-haul routes through the Appalachian mountains. As a local truck insurance agent, the company provides coverage reviews that help owner-operators meet federal and state mandates without unnecessary delay. An agent begins every new account by scheduling a walk-around inspection of each truck.
Price & Ramey Insurance Group provides truck insurance services to Kingsport, Tennessee, and the surrounding Tri-Cities communities. The agency handles protection for local owner-operators as well as regional fleet operators who require coverage for their commercial vehicles. Standard policies are tailored to address the specific risks faced by trucks hauling goods through this mountainous region. A typical job is approached by first assessing the client's specific cargo, mileage, and operational routes to build an appropriate coverage plan from available carrier options.
Navigating the difference between a single-trip permit and an ongoing fleet policy is crucial for local operators. As a truck insurance agent in Kingsport, TN, David Pendleton & Associates provides coverage that safeguards cargo, equipment, and liability exposures. Their guidance helps commercial drivers comply with Tennessee’s regulatory requirements while protecting their assets. Whether adjusting for seasonal freight shifts or long-term contracts, the agency structures protection for each client’s specific operational needs. Service is available on a one-time, scheduled, or as-needed basis to accommodate varying business demands.
Located in Kingsport, Tennessee, Acceptance Insurance provides truck insurance for residential clients seeking coverage for personal vehicles and commercial protection for business operations across the region. Their services address local and regional transportation needs, helping drivers meet liability and cargo requirements common in the area. Follow-up contact and repeat service are available between regular visits, ensuring policy adjustments or renewals can be addressed as client circumstances change.
Specializing in commercial auto policies and cargo liability coverage, Mark Britt Agency serves as a local resource for trucking professionals in Kingsport, TN. Its general service work includes matching independent owner-operators and small fleets with appropriate protection plans that comply with federal transportation regulations. The agency also helps clients review their annual insurance packages before the winter road season, ensuring snow and ice hazards remain fully covered under existing policy provisions.
With winter weather approaching Kingsport, Douthat Insurance helps truck operators review their commercial auto policies to ensure adequate coverage for regional hauls across the Appalachian routes. As a truck insurance agent, the company works with independent owner-operators and small local fleets to match liability, cargo, and physical damage protection to each client’s specific operation. Their process begins with a personal inspection of the insured vehicles to verify safety equipment and document current condition.
What Does a a Truck Insurance Agent in Kingsport Cost?
Truck insurance costs in Tennessee vary widely based on coverage limits, cargo type, and driving record. A basic liability policy for a single owner-operator may range from 3,000 to 6,000 dollars per year, while a full policy with physical damage coverage can exceed 10,000 dollars annually. Fleet policies are priced per vehicle and often include discounts for multiple units. This is general information and not insurance advice.
About truck insurance agents in Kingsport
Truck insurance agents in Kingsport Tennessee help owner operators and fleet owners find coverage that meets state and federal requirements. Tennessee law requires minimum liability limits of 25/50/15 for most commercial vehicles, but trucking companies often need higher limits for interstate hauling. Local agents understand the specific risks of hauling freight through the Tri-Cities region and along I-81.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Tennessee?
Tennessee requires minimum liability coverage of 25/50/15 for most commercial trucks. This means 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 15,000 dollars for property damage. Interstate carriers must also meet federal minimums of 750,000 dollars in liability coverage.
Do I need a special license to sell truck insurance in Tennessee?
Yes, agents must hold a valid Tennessee insurance license with a property and casualty line of authority. Many truck insurance agents in Kingsport also have additional certifications for commercial auto and motor carrier coverage.
How does Tennessee law affect truck insurance rates?
Tennessee has a tort system for auto claims, which means at-fault drivers are responsible for damages. This can lead to higher liability premiums compared to no-fault states. Local driving conditions, cargo type, and driving history also affect rates.
Truck Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City