The top-rated truck insurance agent in Clarksville, Tennessee is Legacy Insurance, rated 4.9 stars across 722 reviews. Other highly rated options include Daniel Ingram - GEICO Insurance Agent, Joe Jordan White - State Farm Insurance Agent, Augustine Insurance. This directory lists 20 truck insurance agents serving Clarksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Legacy Insurance | 2017 Wilma Rudolph Blvd | (931) 538-1655 |
| 2 | Daniel Ingram - GEICO Insurance Agent | 1767 Wilma Rudolph Blvd Suite D | (931) 263-5390 |
| 3 | Joe Jordan White - State Farm Insurance Agent | 265 Stonecrossing Dr Ste B | (931) 266-0612 |
| 4 | Augustine Insurance | 111 N Riverside Dr | (931) 503-0015 |
| 5 | Farm Bureau Insurance | 2197 Madison St #101 | (931) 645-2124 |
| 6 | BFS Insurance Group | 1820 Madison St G | (931) 503-1533 |
| 7 | Clarksville Insurance Agency | 2859 Fort Campbell Blvd | (931) 431-4551 |
| 8 | Farmers Insurance - Katrice Butler | 970 Tiny Town Rd K | (931) 281-8536 |
| 9 | Morford Agency: Allstate Insurance | 2053 Wilma Rudolph Blvd Ste A | (931) 645-2727 |
| 10 | Direct Auto Insurance | 1498 Madison St D | (931) 552-4494 |
Legacy Insurance serves the Clarksville, Tennessee area as a local resource for truck insurance agent services. The agency helps commercial vehicle operators secure essential coverage for their fleets and individual rigs, addressing liability and physical damage risks specific to trucking operations. Navigating local regulations and diverse policy options requires focused guidance to protect assets on the road. It handles both owner-operator liability coverage and cargo insurance for businesses transporting goods through the Clarksville region.
Daniel Ingram - GEICO Insurance Agent in Clarksville, TN, provides customized truck insurance policies designed to cover commercial vehicles, cargo, and liability exposures. Its service approach emphasizes tailored coverage options to address unique operational risks faced by local fleets and independent owner-operators. Routine policy reviews and flexible maintenance plans help ensure continued protection as business needs evolve. The company services a variety of properties including single-family homes, apartments, retail stores, and restaurants.
Joe Jordan White - State Farm Insurance Agent serves Clarksville, Tennessee, and the surrounding communities of Montgomery County. The agency handles coverage for commercial trucking operations, including liability, physical damage, and cargo insurance for owner-operators and small fleets. Drivers in the area can discuss policy options that meet regulatory requirements and protect their vehicles on local highways. To handle a typical job, the agent first reviews the client's driving history and equipment details, then customizes coverage limits to address their specific hauling risks.
Augustine Insurance in Clarksville, TN provides both one-time policy consultations and ongoing account management for commercial trucking clients. Their coverage options include liability, physical damage, and cargo protection tailored to regional routes. The agency assists with compliance requirements for local fleets operating in Tennessee. Service runs on an as-needed basis for claims assistance or immediate policy adjustments, while scheduled periodic reviews are available for annual plan updates or seasonal coverage changes.
Farm Bureau Insurance in Clarksville, Tennessee, provides truck insurance for commercial vehicles operating in the region. The agency offers tailored coverage options designed for local haulers and long-distance truckers. Policies include liability protection, physical damage coverage, and cargo insurance. Claims support helps drivers manage accidents and equipment breakdowns on the road. This agent addresses the unique risks faced by trucks in this transportation hub. An optional additional service is rental reimbursement insurance for temporary replacement trucks during repairs.
As local freight routes face increased congestion and seasonal weather challenges around Clarksville, BFS Insurance Group responds by helping truck operators assess their coverage needs for commercial vehicles. Based in Clarksville, TN, this agency specializes in truck insurance, offering guidance on liability, cargo, and physical damage policies tailored to regional logistics demands. Understanding local roadway risks allows the company to provide relevant options for both owner-operators and fleets. An initial policy review and risk inspection are scheduled during the first consultation to evaluate driver history and vehicle specifications.
Clarksville Insurance Agency specializes in developing tailored truck insurance policies, addressing the unique liability and cargo coverage needs of local fleets and owner-operators. It provides general insurance services to ensure vehicles and operations remain protected against common risks. The company helps clients navigate policy adjustments for seasonal weather changes, such as winter ice or summer storms that increase accident potential on regional highways.
Farmers Insurance - Katrice Butler provides truck insurance agent services in Clarksville, Tennessee. It offers a range of coverage options tailored for commercial vehicles, including liability and physical damage protection. The agent routinely reviews policies with clients to ensure proper limits align with current business needs. The company also assists with roadside assistance plans and cargo coverage for trucking operations. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Morford Agency: Allstate Insurance serves commercial clients in Clarksville, TN by providing truck insurance agent services. Its specialty add-ons help businesses manage risks associated with commercial vehicle operations, including cargo coverage and liability protection tailored to trucking needs. The agency works with local offices, warehouses, and food service operations to secure appropriate policies for their fleets and logistics requirements.
Direct Auto Insurance serves the Clarksville, Tennessee area as a provider of truck insurance agent services. It assists local commercial drivers with securing liability coverage that meets state requirements and regulatory compliance needs. Policies are arranged to protect trucks operating on roads throughout Montgomery County and surrounding regions. The company also helps drivers find appropriate physical damage coverage for their vehicles. It handles both long-haul trucking insurance and local delivery fleet policies.
What Does a a Truck Insurance Agent in Clarksville Cost?
Truck insurance costs in Tennessee vary widely. A basic liability policy for a single truck can range from 3000 to 6000 dollars per year. Full coverage including physical damage and cargo may cost 8000 to 15000 dollars annually. Factors like driving record, cargo type, and annual mileage affect the price. This is general information and not insurance advice.
About truck insurance agents in Clarksville
Truck insurance agents in Clarksville Tennessee help owner-operators and fleets meet state requirements. Tennessee law mandates minimum liability coverage of 75000 dollars for trucks under 26000 pounds. Agents can also assist with physical damage coverage and cargo insurance for local routes near Fort Campbell.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Tennessee?
Tennessee requires at least 75000 dollars in liability coverage for trucks with a gross vehicle weight rating under 26000 pounds. For heavier trucks or those carrying hazardous materials, federal limits of 750000 dollars or more apply. An agent can help you meet both state and federal rules.
Does a truck insurance agent in Clarksville help with cargo insurance?
Yes many agents in Clarksville offer cargo insurance options. This coverage protects goods being transported and is often required by shippers. Agents can explain limits and deductibles based on your typical freight.
How does Tennessee law affect truck insurance rates in Clarksville?
Tennessee uses a tort system meaning the at-fault driver is responsible for damages. This can influence premium costs. Local factors like traffic on I-24 and weather conditions also impact rates. An agent can review your driving history and route to find suitable coverage.
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