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Find Truck Insurance Agents in Germantown, TN

Directory of truck insurance agents in Germantown, Tennessee. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Germantown, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 17 truck insurance agents in Germantown, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank Simmons - State Farm Insurance Agent
7730 Wolf River Blvd Suite 109, Germantown, TN 38138
(901) 755-7190 franksimmons.net
Caleb Hollingsworth - State Farm Insurance Agent
3059 Forest Hill Irene Rd #103, Germantown, TN 38138
(901) 755-3100 insuremidsouth.com
Alisha Dumas - State Farm Insurance Agent
2135 Merchants Row STE 5, Germantown, TN 38138
(901) 755-5551 alishadumas.com
Davis McCord - State Farm Insurance Agent
8608 Farmington Blvd Ste 3, Germantown, TN 38139
(901) 755-6110 davismccord.com
Michael Duel: Allstate Insurance
7608 Poplar Pike, Germantown, TN 38138
(901) 767-7131 agents.allstate.com
Brandon Tate - State Farm Insurance Agent
9091 Poplar Ave # 102, Germantown, TN 38138
(901) 266-0070 tatesf.com
Thompson Insurance Agency
2298 S Germantown Rd # 1, Germantown, TN 38138
(901) 402-0779 thompinsurance.com
Shoemaker Insurance Solutions
2176 West St Suite 202, Germantown, TN 38138
(901) 757-5757 shoemakerins.com
Matt Haaga - State Farm Insurance Agent
7871 Farmington Blvd, Germantown, TN 38138
(901) 755-5200 matthaaga2.com
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf
1926 Exeter Rd, Germantown, TN 38138
(901) 377-7270 shelterinsurance.com
Farm Bureau Insurance
9155 Poplar Ave suite 13, Germantown, TN 38138
(901) 538-7200 fbitn.com
Monty Lester - State Farm Insurance Agent
2012 Exeter Rd, Germantown, TN 38138
(901) 753-2121 montylester.com
McDonald Insurance and Financial Services
9947 Wolf River Blvd #110, Germantown, TN 38139
(901) 854-5054
Charles Giordano - State Farm Insurance Agent
2199 S Germantown Rd, Germantown, TN 38138
(901) 758-8500 charlesgiordano.com
Linder Insurance Agency LLC
7716 Poplar Pike, Germantown, TN 38138
(901) 754-9339 linderinsurance.com
Kevin Bentley Insurance
1914 Exeter Rd Ste 1, Germantown, TN 38138
(901) 755-7002 kevinbentleyinsurance.com
Collierville Insurance Agency
3454 S Houston Levee Rd, Germantown, TN 38139
(901) 853-7800 insuranceoftn.com

Truck insurance agents in Germantown Tennessee help commercial drivers and fleet owners meet state requirements. Tennessee law mandates minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for bodily injury. Agents can also help with cargo insurance and physical damage coverage tailored to local routes.

What Does a Truck Insurance Agent in Germantown Cost?

Typical annual premiums for truck insurance in Tennessee range from 5,000 to 15,000 dollars for a single truck with basic liability. Full coverage with cargo and physical damage can cost 10,000 to 25,000 dollars per year. Rates vary widely based on truck age, driver history, and cargo type. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Tennessee?
Tennessee requires commercial trucks to have liability insurance of at least 50,000 dollars per person and 100,000 dollars per accident for bodily injury. Property damage liability must be at least 25,000 dollars. Higher limits are needed for larger vehicles or hazmat loads.
How does a Germantown truck insurance agent help with compliance?
A local agent can review your trucking operations and recommend coverage that meets Tennessee Department of Safety requirements. They can also help file proof of insurance forms and update your policy if you add new vehicles or drivers.
What factors affect the cost of truck insurance in Tennessee?
Costs depend on your driving record, truck type, cargo, annual mileage, and coverage limits. Tennessee rates also consider local traffic patterns and accident statistics in the Germantown area.