The top-rated truck insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 16 truck insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Ron Mathews - State Farm Insurance Agent | 939 Volunteer Pkwy | (423) 968-1322 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, TN area as a local option for truck insurance agent services. The agency provides coverage options tailored to owner-operators and smaller commercial trucking operations navigating regional routes. Policies commonly address liability protection, cargo coverage, and physical damage for work vehicles. This agent helps clients understand required limits for local compliance and load-specific risk factors. Specific services commonly handled here include liability protection for in-state deliveries and physical damage coverage for box trucks or straight trucks.
Mike Adams - State Farm Insurance Agent in Bristol, TN, provides a range of commercial auto coverage specifically tailored for local trucking operations. The agency helps clients craft insurance plans that address liability, cargo, and physical damage exposures unique to the industry. It reviews policy options with each business to maintain appropriate coverage levels for different vehicle types and routes. The agency services a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Barbara Williams - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bristol, TN, by providing truck insurance policies tailored to local commercial operations. The agency assists with liability coverage, fleet protection, and cargo insurance to safeguard vehicles and goods in transit. These services help area drivers meet regional regulatory requirements while protecting their assets. Covering the Bristol metro, the office also supports trucking professionals in the neighboring community of Kingsport.
Serving Bristol, Tennessee, and the surrounding communities of the Tri-Cities region, Jim Embree Insurance handles trucking insurance for local owner-operators and regional fleets. The company addresses essential coverage needs such as liability, physical damage, and cargo protection for commercial vehicles navigating area highways. Each policy is assessed by reviewing the specific routes, freight types, and operational risks of the client’s business. To complete a typical job, the agency gathers driving history and equipment specifics before matching coverage options that meet regulatory requirements without excess.
Shelter Insurance - Justin Horn in Bristol, TN provides tailored truck insurance agent services, including commercial auto liability and cargo coverage for local and long-haul operators. It also offers general business insurance solutions for trucking companies in the Tri-Cities region. As winter weather and mountain routes create unique hazards in this area, the agency assists drivers with adjusting their policies to account for seasonal road conditions and increased risk during icy months.
Burnette & Associates Insurance in Bristol, TN serves trucking clients who need either one-time policy placement for a single haul or recurring coverage for ongoing fleet operations. Their work focuses on liability, physical damage, and cargo insurance tailored to commercial vehicles operating on regional or long-haul routes. Services may be arranged as a one-time transaction for short-term needs, as scheduled renewal cycles for annual policies, or on an as-needed basis for last-mile adjustments.
Farm Bureau Insurance in Bristol, Tennessee, offers specialized truck insurance coverage tailored to the unique needs of commercial vehicle operators. Its services include comprehensive liability protection and physical damage policies for over-the-road trucks. The agency also provides general risk management and policy review assistance for local drivers and small fleet owners. As the winter season approaches, it helps clients address specific concerns such as weather-related cargo damage and increased collision risks on icy regional highways.
As the spring thaw brings heavy rains to the Appalachian ridges around Bristol, TN, local trucking operators look to secure proper liability coverage for the season. Burke, Powers & Harty, Inc. addresses these regional needs as a truck insurance agent, matching owner-operators and fleets with appropriate protection plans. They work to align policy options with the specific hazards of regional routes, such as mountainous grades and narrow loading zones. An initial assessment begins with a review of the current fleet configuration and cargo types.
The Buddy Crump Insurance Agency Inc in Bristol, TN focuses on providing essential coverage for trucking operations. Their work centers on policies that protect commercial vehicles and their cargo in transit. Specialized add-ons help address unique needs such as non-trucking liability for owner-operators. This approach ensures compliance with industry requirements for fleets of varying sizes. The agency can serve a range of commercial sectors, including offices, warehouses, and food service establishments that rely on consistent delivery logistics.
Ron Mathews provides residential truck insurance services in Bristol, TN, helping local drivers protect their personal vehicles. The agency also offers commercial coverage for small-fleet and independent truck operators in the surrounding region. Coverage options can address liability, physical damage, and cargo-related exposures common to this area. Regular policy reviews and prompt claim support help ensure clients can return to the road quickly. The office typically follows up after each policy period to discuss any needed adjustments before the next renewal.
What Does a a Truck Insurance Agent in Bristol Cost?
Truck insurance costs in Tennessee vary widely based on driving history cargo type and annual mileage. A basic policy for a single semi truck can range from 8000 to 15000 dollars per year. High risk operators or those hauling hazmat may pay 20000 dollars or more. This is general information not insurance advice.
About truck insurance agents in Bristol
Truck insurance agents in Bristol Tennessee help owner-operators and fleets find coverage that meets state and federal requirements. Tennessee law mandates minimum liability limits of 750000 dollars for interstate trucks. Local agents understand the unique risks of hauling through the Tri-Cities region and can guide you through Tennessee Department of Safety filings.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Tennessee?
For interstate trucks Tennessee follows federal minimums of 750000 dollars in liability coverage. Intrastate trucks may need 300000 dollars. Your agent can confirm the exact limits for your operation.
Do I need a special agent for truck insurance in Bristol?
Yes you should work with an agent who specializes in commercial trucking. These agents understand Tennessee specific filings like the UCR and IRP and can help you avoid gaps in coverage.
How long does it take to get a truck insurance policy in Tennessee?
Most agents can bind a policy within 24 hours if you have your MC number and USDOT number ready. Some carriers offer same day coverage for established trucking companies.
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