The top-rated truck insurance agent in Jackson, Tennessee is Acceptance Insurance, rated 4.9 stars across 298 reviews. Other highly rated options include Haven Insurance Partners, LLC, Able Agency Inc., Direct Auto Insurance. This directory lists 20 truck insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 605 Carriage House Dr Ste Q | (731) 859-7059 |
| 2 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 3 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 4 | Direct Auto Insurance | 375 Vann Dr | (731) 668-7600 |
| 5 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 6 | Farm Bureau Insurance | 285 North Pkwy | (731) 661-0102 |
| 7 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 8 | McDonald Insurance & Financial Services | 15 Old Humboldt Rd Ste C | (731) 668-8054 |
| 9 | Ebbco Insurance Agency | 2797 N Highland Ave | (731) 984-7372 |
| 10 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
Acceptance Insurance in Jackson, Tennessee is known for providing truck insurance coverage for commercial operators in the region. Its services range from liability protection to physical damage coverage for both owner-operators and small fleet owners. Policies are tailored to meet local driving conditions and regulatory requirements across state lines. A specialty service that can be added on is cargo insurance, which covers the goods being transported against loss or damage during transit.
Haven Insurance Partners, LLC provides commercial truck insurance coverage for owners and operators in the greater Jackson, TN area. It offers primary liability, physical damage, and cargo insurance tailored to regional trucking needs. Ongoing policy reviews and claims support are available to ensure coverage remains current. The agency serves independent truckers and small fleets hauling various property types, including single-family homes, apartments, retail, and restaurants.
Able Agency Inc. serves Jackson, TN, and the surrounding Madison County area as a truck insurance agent. The agency assists local trucking businesses and independent owner-operators in finding insurance coverage for their commercial vehicles and operations. It works with clients to identify appropriate protection for their specific hauling needs and fleet requirements. Able Agency Inc. handles policies such as primary liability insurance and physical damage coverage for trucks operating throughout the region.
Direct Auto Insurance serves the Jackson, Tennessee area as a local Truck Insurance Agent. It provides coverage and support for commercial trucking operations in this region. Policies are designed to address the specific risks associated with hauling cargo over various routes. Common protections include liability and physical damage coverage for work trucks and semi-trucks. The agency helps business owners ensure compliance with state financial responsibility requirements for their vehicles. It assists with arranging protective coverages for trailers and non-trucking liability when the vehicle is used for personal trips.
Carl Fergie - Fergie & Associates Insurance serves local trucking companies, owner-operators, and commercial fleet managers in Jackson, TN. The agency provides truck insurance coverage, addressing the specific liability, cargo, and physical damage needs of professional drivers. Understanding the operational risks of the regional trucking industry, it helps clients navigate coverage options for over-the-road and local hauling. The firm also extends its services to commercial truck operators throughout the broader Madison County area and into neighboring Henderson.
Farm Bureau Insurance in Jackson, Tennessee provides a range of truck insurance services tailored to commercial vehicle owners. Its service plans include policy reviews and adjustments for changing coverage needs. Maintenance plans cover regular risk assessments to help ensure compliance with local regulations. The agent assists with liability, cargo, and physical damage protection options. It services various properties, including single-family homes, apartments, retail locations, and restaurants.
Guiding Star Insurance in Jackson, Tennessee, serves owner-operators and fleets throughout the city and surrounding Madison County communities. It handles commercial auto liability, physical damage coverage, and cargo insurance for regional trucking operations. Policies are tailored to cover local hauls and long-distance routes common in West Tennessee’s logistics corridor. For each client, the agency begins with a thorough risk assessment of driving histories and equipment values, then matches those specifics to an appropriate carrier’s policy terms.
McDonald Insurance & Financial Services in Jackson, TN offers truck insurance with a distinction between one-time policy placements for single hauls and recurring coverage options for fleets or regular routes. Their commercial policies cover liability, physical damage, and cargo protection as standard offerings in the region. As a local truck insurance agent, the company serves its clients on both a scheduled renewal basis for consistent operations and an as-needed basis for occasional or emergency coverage requirements.
Ebbco Insurance Agency specializes in truck insurance, offering tailored coverage for local and long-haul commercial vehicles. It provides general risk management services for fleet operators and independent drivers based in Jackson, TN. The agency helps businesses address common liabilities such as cargo damage and roadside accidents. During winter months, it assists clients in reviewing policies for cold-weather hazards like icy-road collisions and breakdowns that halt deliveries.
What Does a a Truck Insurance Agent in Jackson Cost?
Typical annual premiums for a truck insurance policy in Tennessee range from $8,000 to $15,000 for a single owner-operator with basic liability and physical damage coverage. Larger fleets may pay $3,000 to $6,000 per truck per year. Costs vary based on driving record, cargo type, and coverage limits. This is general information, not insurance advice.
About truck insurance agents in Jackson
Truck insurance agents in Jackson, Tennessee help owner-operators and fleet managers meet state and federal insurance requirements. Tennessee law mandates minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage. Agents in Jackson can guide you through additional coverages like cargo insurance and non-trucking liability.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Tennessee?
Tennessee requires commercial trucks to carry at least $25,000 per person and $50,000 per accident for bodily injury liability, plus $25,000 for property damage. Higher limits are often needed for interstate operations or leased vehicles.
Do I need cargo insurance for my truck in Jackson?
Cargo insurance is not required by Tennessee law but is often required by brokers or shippers. It covers the value of goods you are hauling in case of damage or theft.
How does Tennessee law affect truck insurance premiums?
Tennessee uses a tort system, meaning the at-fault driver is responsible for damages. This can influence premium costs. Local factors like accident rates in Jackson and weather conditions also affect rates.
Truck Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Johnson City · Kingsport